Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Support MFO
Donate through PayPal
Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
Thanks @yogibb. You can drag your finger or mouse pointer from one location to another, and the rates pop right up.
The site also indicated that CD rates are much competitive in larger cities than those of smaller ones. The top 1 year CD rate is…
Our local banks and credit unions does not offer rates competitive to those found in brokerages.
Fidelity and Vanguard offer the same 1 year CDs that yield 3.05%.
It is a matter of the seaport capacity to transport large tankers equipped for liquidated natural gas. Both US and Canada have sufficient capacities but I am not sure if that can meet the entire need in Europe. Generally it is preferred to transport…
FMOC is meeting this week and will likely to raise rate by 75 bps. Also earning reporting has been coming in ok for many companies with lowered expectations. I will wait until things settled a bit.
@finder, please see David Enna, who also covers TIPS and treasury topics. The Q&A section should able to provide information you are seeking.
https://tipswatch.com/why-tips/
Other than small position on shorting of S&P500, what else can D&C do on the bond portion of the fund? YTD of D&C Income vs VG Total bond index, is -8.1% vs. -8.8%, respectively. Few variables they can use - credit quality and duration.…
Here is a list of buffered ETFs from the above article. The YTD performance would be interesting to track their upside as well as their downside.
https://etfdb.com/themes/buffered-etfs/
The seed of dependency on cheap Russian gas was planted when Chancellor Gerard Schroder was in power in mid 1990. Germany funded the pipeline construction throughout much of Europe in exchange for cheap gas supply.
https://nytimes.com/2022/04/23/wo…
It is interest to read about BlueRock funds since private assets are not so readily accessible for small investors. This is an internal fund and has rather limited to advisors. Seem to me that is more suitable for institutional investors including …
Europe has few choices to replace Russian natural gas when they are heavily depend on them. Recently Germany started up several coal powered plants. Also they are exploring options using liquified gas but at added cost from transporting it. Canada …
Gas is turned back on at a reduced level.
https://bbc.com/news/world-europe-62249015
In the article it shows the wide distribution of Russian gas to the European continent. Russia wants to get paid in Rubles instead of Euro in order to keep their …
I cringed whenever see him not wearing mask and being in indoor meetings. At least he is vaccinated and having mild symptoms. The only risk factor is his age. My prayer go to his family for speedy full recovery.
My only reservation on VWINX is that the duration of the bond portion is at 8.2 year, which is on the longer end of intermediate term corporate bond index. This implies it will be affected more in rising rate environment. Having said that, the Wel…
Next week FOMC meets to decide how much rate hike will be. They have been hinting 75 bps. Perhaps there will be more clarity afterward. So this tread is helpful to see what the MFO’s wish list.
Sold most of commodities and energy several months ago. Adding to existing positions slowly and keeping a large cash position. Building TIPS and STIP to deal with inflation. Don’t know enough of alternatives to invest in and not get disappointed.
…
USD is strong this year and it posted challenges to oversea investing. Yes, my EM exposure was reduced considerably since COVID pandemic. Most are focus on the more conservative int’l value funds.
Other folks here including Professor Snowball has written about Andrew Foster. By nature SIGIX is not an aggressive EM fund and it deviates from its EM benchmark (i.e. Spliced Emerging Markets Index) which which contains 37% exposure to China. It is…
Seafarer's Andrew Foster, a former fund manager, is far better communicating with their investors than that of Matthews Asia. In addition, Matthews Asia is having a number experienced managers leaving for elsewhere, and that is not good.
Seafarer'…
More than @johnN there are other posters who regularly follow Zero Hedge. Credibility of the information sources is important when sharing them with others.
Thanks. I prefer to buy new issues, especially in rising rate environment. In two more week, the Fed will likely to raise rate by 100 bps. New CD yield will keep rising.
From an earlier posted by @yogibb earlier,
Fed fund futures market is going haywire showing 80% for 100 bps, followed by 75, 25, 25 to end at 3.75-4.00% in December.
https://www.cmegroup.com/trading/interest-rates/countdown-to-fomc.html
Keep your …
That is so true! Last year was bad for large cap growth funds with large capital gain distribution. In some case even they have a negative return year. Index funds would be a better option for taxable account. I have done that several years ago.
@davidmoran, glad to see you return. Yes, it has been a tough year. When both stocks and bonds go down at the same time, there are few safe options left other than cash. With CPI reported this morning at 9,1%, cash is losing figure buying power t…
Entering my password using TD’s keyboard is the least of the annoyance and I have done that using either Mac or PC computers.
TD could require dual-factor authentication to improve security on your behalf as the major brokerages and TSP do.
TD …
Thanks @Observant1. The more recent bear markets from 2000-2002 and 2008 had long recovery periods well beyond 12 months and more. That was including the Fed are cutting the interest rate multiple times. 2020 COVID bear market was an abnormality, …
My deepest condolences to your loss. Concur with @yogibb’s advice. Vanguard do not work over the weekend. Early Monday morning would be the best to talk with a VG agent.
An update on the user interface aspect would be very helpful to investors. This is typically government sites that were build many years ago and with minor and I frequent updates.
Energy situation is evolving quickly. Less than 2 months ago crude oil was priced near $120-130. Also there was concern about food shortage due to the Ukraine war. Commodities and their futures are the few brighter spots in 2022. Now it is the rev…
The website is atrocious. I'm won't go into details. Suffice to say that people who complain about Vanguard's website likely haven't yet had the "pleasure" of dealing with TIAA's. And you won't know what funds you can buy through the IRA brokerage …
Think this posting was posted below.
https://mutualfundobserver.com/discuss/discussion/59761/everything-we-deal-with-is-significantly-cheaper-than-it-was-six-12-months-ago-howard-marks#latest
