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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
Take good care of yourself and your family. December’s MFO commentary can wait until you are well and rested.
We have been very fortunate to have NOT caught any respiratory bugs so far. Our college kids have few mild cases but not COVID. Still t…
Maybe still a really good fund but hasn't outperformed cash on a return/risk basis..yet?
YTD return of CGDV is over 16% while money market funds yield 5.3%. It will likely to outperform cash next year.
CGDV is more of a blend large cap ETF and…
Not here. The month of October have scare off many toward the safety of money market funds. From the peak-to-trough cycle in end of October, S&P500 gained over 10%.
The average person would need a salary of about $284,164 every year to be happy, according to the survey, but the results did vary by generation.
That would be nice for average household. Realistically how many families meet that income level?
The addition of these six active equity ETFs can serve as core building blocks for investors to meet this need.’ ...
The “active” strategy and daily reporting make these funds different from other index fund ETFs. From Mark’s link above, these ar…
Ironically that junk bonds of all strips are the best performing sector among bonds while the lower risk treasuries are trailing them. If a soft landing plays out next year, bonds will continue to deliver good returns. Is recession still possible w…
Not a fan of instant coffee. We prefer to grind coffee beans from our local grocery stores. Out in the Pacific Northwest, WINCO grocery chain offers many flavors and at reasonable prices.
In backpacking trips, we prefer teas instead.
We lite a candle for the former First Lady Rosalynn. She and President Jimmy Carter exemplify the very best Americans who served the nation. Rest in peace.
@Derf, think there is still time to buy bonds in light of inflation is slowing based on October’s core CPI and rate hike is close to an end. The rate may stay a bit longer but it is likely to go down from there. Those who are more savvy than I am …
@yogibb posted the most likely scenario that the customers select the car with all the options desired and pick it up at a nearby dealers. So Amazon is offer their shelf space to sell whatever other suppliers want.
So where is the joy to test dr…
Think many investors have already made the move to longer duration bonds. There is a tread on this a month ago. Two active funds, PIMIX and DODIX were mentioned.
https://mutualfundobserver.com/discuss/discussion/61626/selling-like-hotcakes-pimix-…
The link provided above does required a subscription. If you google the title and click on the FT link, one can read the article without the subscription. Strange for sure.
I too like CGDV that differs from other blend funds without their sizable exposure to “magnificent 7” tech stocks. IT is the largest sector, 20% with Microsoft and Broadcom being the top 2 holding. The rest are dividend stocks. Good stock picking …
@Investor, glad to see you back to the board. You are making great progress in your distance running. These days I swim, walk, and do yoga (something got me started).
Last several years have been challenging to stay afloat with high interest rate…
@PRESSmUP, I believe retail investors can achieve similar goals using several bond funds with different durations. Otherwise, it takes much larger sum to invest.
@JD_co, many investors are extending their bond maturities as the FED is near the terminal rate hike. There may be one more hike in Nov/Dec rate hike. The rate is likely stay there for awhile unless the economy tanks and slides into recession. The…
Glad to see you back and everything are in order. I used to invest with Grandeur Peaks but moved on to other less volatile funds. Likewise, I have reduced my holdings so to simplify life.
Reading annual reports really helped to assess the risk. He took on a lot of sovereign risk in emerging market debts. It worked until the table turned.
I too invested with Hasenstab awhile back. As I recalled, he invested heavily in emerging market bonds such as Ukraine and others, and did not shift his sectors before 2008. Tough to be a global bond manager especially he has sizable AUM at that ti…
Thank you @bee. Very timely indeed.
Stanek manages Baird aggregate- and core-plus bonds. Additionally, she stated that bonds could get 7-8% total return on Baird’s base case. She favors short-intermediate duration bonds. She thinks the Fed is nea…
Perhaps you can consider posting it under “Other investing” since the consequences of political spillover on the financial market is real. US treasury is considered the gold standard and it was downgraded by Standard & Poor during Obama’s admin…
You have a knack for reporting past performance.
Too funny!
@PRESSmUP, I maintain mostly 70/30 in short/intermediate-term bond allocation. Active managed funds I am using have done very well and expect to continue in the near term. And they ha…
@PRESSmUP, the Barron’s article you posted is spot on with respect to duration and credit (quality) argument.
Excerpt: major indexes essentially bets on “duration,” or interest-rate sensitivity (since government-backed debt isn’t considered to hav…
Mike Johnson was among those who want to subvert 2020 election. Now he is not responding to these questions.
A New York Times article last year called Johnson “the most important architect of the Electoral College objections” on Jan. 6, 2021. Hi…
Took too long to kill off this expensive index fund, whereas their competitors are changing only several base points.
Edits: This is a tough place for T. Rowe Price to compete against BlackRock and Vanguard for their ultra low ERs. Either TRP fo…
Agree with @Old_Joe. It is a slow train wreck in GA case and rope only tightens.
I try to ignore the news as the titles are silly. Fact is that the bond vigilantes is back and demanding higher yield while the earnings are mixed (and expensive). F…
Thanks @yogibb. I too use Portfolio Visualizer, but not as much with StockCharts. M* used to be pretty useful but its capabilities have diminished considerably. Not paying them anywhere.