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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
@yogibb,
QuickBooks is a business software owned by Intuit, a public traded company. Many small business used QuickBooks whereas large corporations used others can handle large volume of data. Exchanges certainly require more robust software for t…
I reduced exposure to China several years ago. Geopolitical risk is increasing lately and globalization is devolving…
Now is a good time to rebalance the portfolio before year end. What a year!
I am using Fidelity aggregation tool but I did not provide other account credentials. Those data were input manually so I can see the entire picture in one signal place. Very clumsy and not able to update data on real time. The other possible solut…
Think they call this “hot fusion” now. Nice advancement that potentially can produce truly green energy. The plasma condition will be the next technical hurdle to overcome in order to produce electricity sustainably as in a power plant. Good for ma…
Lowered than expected CPI in November.
The U.S. Labor Department's report showed that prices increased by 7.1% on an annual basis in November, while the core rate, which excludes volatile food and energy prices, climbed 6.0%.
Economists were expec…
It is crucial that the LLL’ experiments and data are verified by other DOE labs independently to ascertain the result; a full announcement can then be presented to the public.
In contrast, Stanley Pons (Univ of Utah) and Martin Fleshiman of Cambri…
Totally agree. I delete my post above. We should get the full from the original source. Lawrence Livermore Lab should release their findings. Science reporters often don’t report detail information. Reuters also reported that Energy Secretary Jenn…
Ed Hyman’s interview is different from the past where he was more relax and bullish. But this year turned out to be quite different and he is being more realistic of what is coming. Still very informative.
For a few it may be safe deposit boxes (which are free with Platinum Honors, but relatively few BofA branches still have boxes).
We had safe deposit box awhile back but since we installed fire-proof safe bolted to the floor in the garage. The only…
Excerpt from Lewis’s article above,
Experts linked Germany's increasingly frequent violent right-wing attacks with the rise of the Alternative for Germany (AfD) party, which in 2017 became the first far-right party to win seats in Germany's parlia…
knowledge = power.
These secret documents have collateral values, just as spies who sell them to US adversaries. That is not power but blackmailing the nation. The exact nature of these documents were not discussed in the public for fear of endang…
It is very helpful to share info here with everyone.
After December rate hike, the yields on CDs and treasury bills will go up a bit. Perhaps we will see 1 year CD yielding 5%. The short end, 13 week and 26 weeks T bills are yielding more than t…
Since the senate seat is a 6-year term, the qualifications of the candidate is very important. There should be little or no contest between these two candidates based on their merits. For someone who claimed to be a vampire or werewolf is totally nu…
If called, you loss the months of interest that you could have earn at full maturity. Any duration above 2 years would expose you to being called early. Generally I avoid JP Morgan.
Until this year GA was a red state. In 2020, both senator seats went to democrats. GA voting map indicates how divided the state is - few blue counties (urban cities) and many red counties (rural areas). This race boiled down to the quality of the …
They go fast! Last time I heard from you on another issue and they were just about all gone.
Correction. Just found 18 months noncallable CD from UBS bank, (DSMC60820) yielding 4.85%; asking price at 100.00.
No asset classes did well such as 2008’s drawdown.
Today situation is complicated from having strong employment and high consumer spending while there are signs of slowing manufacturing. Housing sector is doing the worst so far. There has been muc…
This conviction may scare away further lenders as it needs them in continuing business. Also Allen Weisselberg will enter plea bargain for the government in order for reduced sentences.
Trump organization is facing a separate lawsuit by NY attorn…
We had some discussed in another tread on small cap funds. Mainly it focused on actively a managed OEFs.
https://www.mutualfundobserver.com/discuss/discussion/60346/november-2022-updates#latest
Each recession is different. In 2008’s drawdown, a…
Well done! No luck at Fidelity. Will pick up more T bills after FOMC meeting on Dec 14-15th. Yields will be higher than the current ones with another rate hike (50 bps most likely).
Saw few CDs yielding over 5% over the weekend at Vanguard, but…
The 6.6% data was from the past; need to go back to the original time periods.
With the inverted yield curve as of Nov 2022, the short end of T bills don’t appreciate much. So you are looking at the yields. 6-12 months is the sweet spot yielding 4…
Thank you. Professor Richardson’s writing is well summarized here. ( I too subscribe to her Letter). Donald Trump will face multiple charges including civil (tax evasion) and criminal (obstruction of justice and espionage).
Someone predicted that…
@Old_Joe, A static allocation would not be appropriate without taking the business cycle into consideration. That is the main reason I don’t use target dated funds since we are probably entering the matured phase of the market. I initiated several…
@davidsnowball, we have been investing with QRSVX in the small cap space. Really like the holdings that Steve Scruggs selected and FPA in general. Certainly this year it has done quite well among the small cap value funds.
For now, the lower end iPhone models are manufactured in multiple Foxconn sites across Asia whereas the higher end 14 professional model is made in China. Presumably they are more complex and there are other supply chain considerations that are not…
The same article was first published in WSJ. Here is the link for the subscribers.
https://wsj.com/articles/apple-china-factory-protests-foxconn-manufacturing-production-supply-chain-11670023099
Since it is behind a paywall, here is a short excer…
He is a heavy trader.
I believe many of us here are investors, not traders. I personally like to read the articles first so to ensure the content is suitable for the broader audience. Those with catchy titles, AKA click baits, require addition at…
All because the regime won't allow an EFFECTIVE vaccine to be administered, from outside China's borders.
Buying western vaccines would admitted that China’s mRNA technology is ready to compete with the west. It is most than the cost to fully vac…
Christine McVie was one of my favorite of the Fleetwood Mac. The lyrics of her Songbird” is hauntingly beautiful. Here is a video of her performing before her passing. Enjoy.
https://youtube.com/watch?v=bfkFO9gBMBs
