Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
Please read the prospectus first. The name itself holds little value.
In the past when the yields of typical real estate funds exceed 5%, it is better to be held them in tax-deferred accounts for tax consideration. Today the dividend component o…
Here they go again. Asset gathering seems to be their main motivation rather than serving their investors. The firm lost their bearing once they are sold to Legg Mason.
Come on John. You have been watching too many Oliver Stone movies.
Finally this year IRS got their acts together and require brokerages to report cost basis on holdings. Unless one liquidates the entire position, one should pay attention which l…
Euro, Pound and Yen are NOT emerging market currencies. They belong to developed country currencies.
Since you mentioned Real (Brazil) and Yuan (China), emerging market funds in local currency is your best choice. You should able to check out t…
I hear your concerns. Personally I prefer to let take profit when possible and let cash position build while waiting for buying opportunities. For now all new $$ goes to stable value.
Removing the redemption fee on FIVE years holding period should help Vanguard. In reality, are these products really more tax-efficient than plain index funds or ETFs?
For those who are upwardly mobile and move from one state to another, renting makes a lot sense. On the other hand, many who have the fortunate to stay put in the same town even after changing jobs several times before retirement. Thus owning thei…
