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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
Let's try this link if the above one doesn't work.
online.barrons.com/article/SB50001424052748704836204578354410146165172.html?mod=googlenews_barrons#articleTabs_article%3D0
Reply to @Art: Here is an article on EM funds today that explain why the EM index is lagging this year.
>online.barrons.com/article/SB50001424052748704836204578354410146165172.html?mod=googlenews_barrons#articleTabs_article%3D0 If the article…
It is not unreasonable to take profit on funds with sizable gain and let the cash build-up. Another approach is rebalance the profit into sector/asset class that has been lagging this year. Emerging market is one of them. There is always a risk o…
Reply to @hank: Beware there is no FREE lunch. Gordon Gekko once said "for the lack of better words, greed is good..." I would take Mo advice and steer clear of Southern Star.
You may want to try cut-and-paste the content into Word. All highlighted contents including graphs and etc will be copied, while with notepad only the text is transferred as noted by Anna above.
Reply to @BobC: Surely everyone like to get more efficiency out of big social programs such as social security, medicare and medicaid. But how to do it without being label socialist is questionable? Many already despise social medicine being pract…
That is one of the reason I ended my Barron subscription years ago. I would come to the same conclusion by tracking the respective indices of EM, developed market, US (large, medium and small caps) and others.
I agree that ECRI missed their call for 2 years in a row. One would think they continue to refine their model to validate the market data if they want to retain their creditability. Otherwise they will go down the same road as Barron roudtable pre…
Last year I picked up Vanguard Europe ETF, VGK the peak of Eurozone crisis. The scare time proved to be the best entry point. Now it is up over 30%. Valuation is still reasonably attractive. As for emerging market, I let skillful managers to mak…
Reply to @Ted: Sorry, I don't have subscription either. Please google the title and the follow the link to the article in full content as kevindow shown below.
Reply to @Maurice: Apple has announced a nominal stock buy-back program, but the exact $ amount/number shares is unknown. I suspect it is not large enough to keep pace with the increasingly large cash position.
In contrast, Berkshire Hathaway al…
Reply to @David_Snowball: I agree with your assessment on Jenner's future. That is one of the risk of active managed funds and the key personnel moving on elsewhere.
Reply to @johnN: In 2012 we switched from Bill Gross PTTRX to its ETF, BOND. So far so good, at least the portfolio is more transparent even at $4 billion asset.
Reply to @AndyJ: Thanks for the reminder. I used to invest with Artisan International up till the tech bubbles. Until more recently with the new addition of co-manager and risk management, the fund has performed better. There are, however, better…
Reply to @Maurice: Wellington Managment, the subadvisor to Vanguard Wellington is truly a class act. My parents still hold after 20 years, and we now have it for the past 10 years.
Ted, on the flip side. Dell is an example of value-trap. Michael Dell has no interest to sell-off parts of the asset to transform itself as Hawkins suggested. Dell has tried and failed after spending sizable asset to build their service business,…
It is good to see Vanguard is improving their target dated funds. On a different note, I look forward that Vanguard will introduce the emerging-markets government-bond index fund in the near future.
Matthews Asia Strategic Income, MAINX, which …
Reply to @Investor: That should help to diversify bond allocation in these Target Date funds. Lowers volatility should be expected from the dollar-hedged. Also the ER ratios are very low comparing to actively managed developed market bond funds.
a sharp reversal from a gain of 19.2 percent a year earlier, pressured by volatile international equity markets, according to a study released on Friday.
You win some and you loss some - guess many hedging positions ended badly, while many MFO inves…
Reply to @mrc70: It may be good to compile all the expense ratio of the MassMutual funds, which I expect to be higher with a second layer of fees. Pimco is most likely a subadvisor to this MassMutual fund. Personally I would avoid funds offer by …
Reply to @bee: I would expand on other bond options you stated above - emerging market debts (USD or local currency based) and high yield bonds. Noted that these two asset classes take on more credit and currency risks but with considerably higher …
Reply to @Investor: South Korea has been a developed country for quite awhile. So it is no surprise that the FTSE index did not include it in their developing market index. Going forward these countries continue to "mature" and so does their repre…
Reply to @catch22: Same here. We really like FRIFX since Investor brought this to our attention several years ago. It pays a decent 4% dividend while maintains low volatility.
His accounts returned about 5% with a 35%/65% equity/bond allocation. I think the author could have done by taking on more risk such as higher % of emerging market debts and high yields. Both which asset classes returned well over 10%. By then ag…
Reply to @Charles: Really appreciate the info. I left Schwab years ago for Fidelity when Schwab's service was trailing badly. Perhaps it is time to give them another try.
Fidelity is a solid shop to set up your rollover, Roth and tradition IRA accounts. Rollover process from your old 401(K) is very easy as we have done so from our previous employers. All your tax-deferred and taxable accounts will be consolidated i…
Reply to @Charles: Why are front-loaded fee (A share) waived at Schwab while Fidelity does not? If that is true across the board, this could enable access to many funds as no-load.
