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Sven
Lynn,
Thank you so much. I am planning on a 3-year ladder since I am a year away from retirement. Lots of spreadsheet work to calculate the income replacement needed. This ladder will create a steady income stream. So thank you for all your help.
I moved back to high quality bond funds this year. Some of which you covered in the SA article. For now, I will stay with agency bonds to the bond ladder. I will pick active managers for corporate bonds.
Sven
Reply to @AndyJ: My thinking is similar. I conidered MAINX, but the high expense ratio for what it offers does not overcome Templeton Global Total Return, TRTRX, and the experience of the Templeton manager. I might consider Vanguard's fund when mo…
the simplest and safest approach is simply to park funds in a low-volatility money market fund and accept near-zero returns.
It is difficult for retirees who depend on the already low interest bearing options. For those who venture into longer dura…
Steven Spielberg and Tom Hanks produced an excellent series of "Band of Brothers" that depicting the WWII on the European front. One can watch it online for free.
watchseries.lt/serie/band_of_brothers
Reply to @tigerman3: These data are available in M* under the "Rating and Risk" tab.
performance.morningstar.com/fund/ratings-risk.action?t=SSHFX®ion=USA&culture=en-us This is an example for Sound Shore fund.
In addition to using the st…
Reply to @Investor: This is not the first blow-up with Bill Gross's big bet on various bond sector. The downside protection from the derivatives in this fund does not help much either. To complicate the matter further there is little cushion in t…
Reply to @MaxBialystock: It is possible that many investor got in junk bonds late and get out in the wrong time. The strong correlation to equity does not provide much in downside protection. The worst are those funds that concentrated in the low…
Reply to @andrei: WAFMX has even higher risk investing in the frontier market than the that of the emerging market. There is little overlap on the holding between these two funds. WAESX shares one of the comanager with WAEMX.
Another alternative to WAEMX is Matthews Asia Small Companies Fund, MSMLX even though it is less diversified. It has only $420 M in asset under management.
Here is the link to the WSJ article.
online.wsj.com/article/SB10001424127887323728204578515271236522826.html
In case you can read the artle. Google the title and one can read the entire article.
Not exactly how the Fed aggressive bond buying will end. I increase cash position through stable value and Pimco Unconstrained while selling Pimco Total Return, Fido High Income, BOND and Vanguard Total Bond Index. Will do more trimming with equit…
Reply to @Investor: AUM is close to $2 billion. No doubt that the managers are having difficulty in finding enough small cap EM stocks to invest in. The other choice is to invest in mid- and large-cap stocks, then the fund will morph into an al…
If this fund is not available in retail brokerages you mentioned above, have you considered other no-load large cap value funds? I believe there are many and perhaps better options.
Reply to @STB65: While I am not a subscriber to WSJ or Barrons, I can read many of the articles by googling the title and its source, and read the entire article afterward. NYTimes has informative articles, but now they only allow 10 free articles …
Since we are on the topic of fraud, China has old tainted baby formula with melamine in 2008. A number of Chinese baby died as a result. The heads of these companies were convicted and harsh sentence was handed down. Problem many companies sold t…
Reply to @kevindow: Thank you. Schwab has been offer many A share funds as load waived. Fidelity should do the same if they want to compete in the same space. For now none of Templeton A shares are load waived. I will give Fido a call and let th…
Reply to @TheShadow: I think the frontier market is small and there are fewer publicly trade stocks available for trading. What is available they are thinnly traded as reflected in MSCI frontier market index, FM. Only 46K FM shares are traded dail…
Reply to @Shostakovich: Being large is not necessary of being successful. Osterweis is a small shop based in the Bay area managing many of the "old money". They invest conservatively across the board. The addition of an experienced manager may be…
it “reaches” further into undiscovered growth, frontier markets, fallen angels, and higher risk/higher reward
On P. 22. it listed the ER a tad lower (1.35%) than Global Opportunities and International Opportunities (1.5%).
Reply to @Skeeter: I concur with your detailed analysis. I felt exactly the same. As the market marching upward I reduced equity incrementally and now is about 50% with cash at over 10%. When the Fed stop buying $80B bond per month, there will be…
I am not rushing to invest with Mark Mobius. His flagship Templeton Developing Market fund is only so so relative to the EM index. On top of the front-load and high expense ratio there are better alternatives, or simply Vanguard EM index.
From …
Reply to @JimJ: This year WAFMX has done well. Concern I have is the country allocation (19% Nigeria, and 13% Kenya) and the political instability of that region. I did noted that defensive sectors that WAFMX is favoring and it seems to contribute…
Reply to @bee: We are all human and it is hard to hang on to volatile funds especially through the rough patches. For instance, regardless how well CGM Focus fund did in the bull markets, but it also suffered worse than the average and tamer funds.…
Reply to @MikeM: I am not as concerned if and when Dan Fuss retires. The other two co-managers have been working with Fuss and Gaffney for well over 10 years. My opinion is that Fuss's investment process would likely stay intact when Fuss moves to…
There is no reason to invest with Kathleen Gaffney. We have had this discussion on this board when she left for Eaton Vance. I think if and when Dan Fuss retires from Loomis Sayles Bond fund, the other two co-managers who have been working with Da…
I couldn't agree more. Problem is there are enough uninformed people in this world who believe there are easy way to financial security, i.e. free lunches.
How does a 3d printer form glass, springs, heater coils...three toster components that require multiple specialized steps to produce the property qualities that turn raw materials into glass, springs, heating elements...not to mention sensors and ci…
Well, they are pretty desperate for business, any business. The old business has long decline to the point that they basically are reseller for cell phones. Problem is there are too many resellers everywhere.
Reply to @bee: As we've regularly seen in daily charts, the new high was not accompanied by volume, which today was 12% below its 50-day moving average.
What does low trading volume is telling us while the market is moving up?
It doesn't have to be a blame game. Not everyone has the opportunity to take an Economic class in high school and may help them to handle their finance in the future.
Happy Mother's Day to everyone!
