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Kind of where I am at... The monthly cost difference between a "Cadillac coverage" premium and my present "high deductible coverage" premium is approximately the deductible itself. With my hsa, my wellness visits are covered (no deductible) and if I…
This article by US Global (Frank Holmes) might be worth a read as well:
Follow_the_Money_to_Asias_Tech_Hub
Also, take a look at the portfolio of KWEB (mostly chinese internet stocks) or maybe MATFX.
All about shifting risk away from profit centers.
From Bloomberg:
"“In the end, we all grow older and sick and we may find we’ve shot ourselves in the foot,” with this shift to high deductibles and savings accounts, Stoll said."
bloomberg.com/new…
Waiting for Ted to Post..."I'm Dancing in the Rain".
Global Infrastructure funds like GLFOX have exposure to California Water Service Group (CWT). Also PHO for a more concentrated focused on water.
Long term Treasuries are showing periodic shine and it may be the asset that is shining for PRPFX.
At Vanguard, I like EDV (Extendeded Duration Treasuries) during these "flight to safety moments".
Here's EDV charted with VTI (Total US Market) a…
Capital Preservation with an eye on mispriced opportunities might be one approach. You have an opportunity to be patient while attempting to identify market mispricing. For capital perservation determine your downside risk tolerance and hold funds t…
Picking up on your comment about rail. I was stopped at a rail crossing today and I was amazed at the flexibility of the rail line to haul; UPS trucks, Livestock, Stone, Fuel, all on the same engine, line and timetable. Logistics has come a long way…
Crash..keep up the good life...In about 1550 the Italian doctor Leonardo Fioravanti saw a man's nose sliced off in an argument, and promptly urinated on the fallen organ before stitching it back on. Henry VIII's surgeon Thomas Vicary recommended tha…
Along the lines of JAMFX is an etf, KWEB, which is a collection of chinese-centric web companies with an expense ratio of .68. This etf would be a play on the chinese consumer of e-content and e-services.
The etf may have an interest in the Alibaba…
I like multisector bond funds where the management can identify opportunities. "Small and nimble" might be one more attribute I would like my fix income fund to have. A new fund from a solid bond company (USAA) is USFIX. M* snapshot 13% equities, 20…
Thanks Ted.
I posted some 403(b) / 457 plan resources. These plans are often even less investor friendly. For anyone who is a public / non profit employee here is a link to the thread I started:
mutualfundobserver.com/discuss/discussion/11939/403…
I tried to access Wise Banyon and was given a number and asked to sign up additional "clients" so as to "cut" my way to the front of the line. I delclined. They finally got back to me by email and I informed them that I have other suitors for my mil…
USAA funds are also available NTF at Vanguard and TIAA-CREF. I wish these three companies (Schwab, Vanguard, and TIAA-CREF) reciprocated by allowing their funds to be available NTF on the the USAA Brokerage Platform.
I bank with USAA and I like th…
Picking up on expatsp's strategy...What fits this "out of favor" type of fund right now? If I were to guess I might direct my attention to Emerging Markets equity funds (MAPIX, WAEMX, PRLAX) or World/EM Bond funds (FNMIX, TGBAX), your thoughts?
Junkster's point about "model portfolios" verses "real portfolios" is a valid one. Thanks for "clueing" me in. I come to MFO for these very reasons (getting investment clues) so I too hope you remain a contributing force.
For me, Decision Moose see…
Yes, the same Moose that trounced the S&P over the past 7,8,9,10,11,12, and 13 years.
$100K invested in the S&P back in 2000 would be worth a little less than $163K today. If you retired back in 2000 counting on the S&P 500 to help you …
In a general sense, Small cap funds adds octane to a portfolio over the long term. In the short term, try to nibble away profits (reallocating into a moderate allocation fund) when they out perform by 10% or more (I like to use my moderate allocatio…
Thanks for its continued posting...worth the read.
One excerpt with highlighting:
“…if the amounts generating by the US current account are insufficient to meet overseas nations’ needs, then these economies will…be forced to either borrow dollars …
Another case of risk / reward. I like my chances as a Fairholme shareholder verses othe class action suits that purposely get lawyers rich while shareholders receive crumbs.
Reply to @romroc: Welcome romroc, I too hold VGSIX (if you capitalize the fund ticker it will display properly). I hold it as the etf version, VNQ.
The excesses that happened in housing would never have been tolerated in other industries. I believ…
Reply to @Ted: I taught Industrial Arts next door to The Mark Twain House in Hartford, CT. My grandfather spent 35 years as a machinist at the Royal Typewriter Company, an industry that grew out of Hartford's Publishing business. Somewhere along the…
Reply to @cman: I believe Mark Twain was also credited with another quote that I probably should keep mindful of:
"A gold mine is a hole in the ground with a liar standing next to it"
-Sam Clemens
I am rebalancing gains into MAPIX since it is a long term hold for me. I am trying to maintain a 15% exposure to EM through these funds (WAEMX, TRAMX, PRLAX, MAPIX) . PRLAX is a new addition to my holdings and has had a long downward trend over the …
Reply to @hank: I think you make a good point. Time intervals play an important dynamic in portfolio gains and losses. The "time rate of return" or how quickly a gain/loss occurs over an interval of time seems worthy of monitoring and should be a co…
Portfolio gains and losses happen over timeframes of varying lengths. Losses usually happen quickly over short time intervals. Here's an interesting article on recovering from a portfolio loss. This illustration shows how different portfolios recove…
Reply to @rono: Hi rono, what are your thoughts on China Gold exchange? The Chinese Gold & Silver Exchange Society (CGSE)...1,500 tonnes...looking to tap the burgeoning demand for gold in China, which last year toppled India from its ranking as …
