Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
How much are you willing to take for this scenario in retirement?
People love insurance...especially in retirement. LT treasuries are insurance against equity risk and maybe a number of other kinds of risks. If you buy a 20 yr treasury individually …
What is often not mentioned in articles like this is another important fact. When bond yields fall bond funds realize capital appreciation since the bonds they bought yesterday have a higher "value" (price+coupon) than the one's they could buy today…
Thanks for these links OS...
I saved them as bookmarks on my desktop. I wonder if your links could be posted in the "search tools" or "resources" area of the MFO website along with other (additional) helpful research sites? This would than combine …
Is this a buying opportunity for VTMSX or the start of a retracement? Seems to me it's running above its longer term channel. One could argue it maybe reestablishing the original channel so by extending the 10 year channel out 15 years VTMSX would h…
I have access to the S class shares, which seem to have no load and an expense ratio that gets close to the institutional shares.
I also own TOLSX through my brokerage.
I find "D" shares at pimco and "N" shares at Janus and TCW and "Z" shares a…
I go with bottom-up stock-pickers. At least I HOPE that's the case. I see nothing to tell me otherwise.
From VAFGX:
"The fund is bottom-up, meaning management focuses on company fundamentals rather than market prospects."
One example of a Bottom …
My comments from one of Ted's links, here, was as follows:
For those invested in model portfolios, these findings are critical. "What the active share research has revealed," said Prahl, "is that managers relying on market timing are less likely, o…
But why does the photo show the 2004 Cincel? Did you mean 2004? (Have never held a rioja for 20y, did not know that was ever a good idea with not a lot of tannin.)
You are correct...I sipped, I mean Slipped...2004 it was.
From the comment section of Ted's link was this study from Lord Abbett:
Quote:
For those invested in model portfolios, these findings are critical. "What the active share research has revealed," said Prahl, "is that managers relying on market timing…
Friday night I'm opening a bottle of Rioja and making a toast to all the wise people I've read or discussed with here.
Cheers,
LLJB
'04 reserve picture here...bought at Costco...very wise move. Enjoy!
On a separate note:
To my way of thinking, "Frontier Investments" can also be defined as businesses that are "getting there first". The US is experiencing an energy renaissance and the companies that are "getting their first" seem to fit a type of …
Very impressed with TRAMX's performance most noteable over this last market donwturn. As other funds have tumbled TRAMX has held onto its upward momentum.
What are you favorite "Frontier" funds?
As I mentioned in another thread listed below:
Be aware that other Central Banks (Bank of Japan for one) are ready to open up their own liquidity spigot as the Fed tightens down their own. Prepare for burps, air bubbles and more burps as markets re…
My take from the interview:
Japan.
Be aware that other Central Banks (Bank of Japan for one) are ready to open up their own liquidity spigot as the Fed tightens down their own. Prepare for burps, air bubbles and more burps as markets react to thes…
Thanks David for lots of great comments and highlights.
Thanks also to Charles who took one of my discussion board ramblings and turn it into something actionable. Wow! "Fund Recovery Time" has a nice ring to it. I was also thinking of sending my …
ScotTed
I agree that individual currencies often fall into the political arena making them ripe for manipultion. These individual currencies and their fragmented values seem to add friction to global trade, yet I'm just not sure if ignoring it as …
The best reason for borrowing (holding a mortgage) vs other forms of borrowing are the tax benefits. Obivously not needing to borrow is the best scenario, but the after tax benefits of a home mortgage borrowing provides is worthy of consideration.
…
Also, Ethiopia Becomes China to China in Global Search for Cheap Labor:
"Ethiopia’s emerging potential as a production center for labor-intensive products from shoes to T-shirts to handbags. In a country where 80 percent of the labor force is in ag…
MarK Mobius see 20% upside to China from here:
"Mobius’s rally forecast pits him against bearish analysts at Bank of America Corp. and Deutsche Bank AG. BofA’s David Cui, the No. 1 ranked China strategist by Institutional Investor magazine, said Ju…
Trying to humor myself with M* presentations - which can be confusing, I would think that if CAMAX was short 100,000 shares of ProShares it would be designated as -100,000 shares. and change would be -100,000 shares. Unless their original position w…
VF,
I have a personal admiration for all things Champlain. Lake Champlain is a worthy inspiration for an investment firm...much like Wasatch (the Wasatch Mountains) Funds. Wish they both charged a lot less for that inspiration.
@ Dex
I'm single, 60, own my home and RV - no debt and have been retired for going on 8 years - average spending 26.5K
I'm estimating spending an average of 32.1K/yr from 2015-23
Using your 4% factor for your $26.5K income if you had to fund it y…
Thanks all for many intersting comments and choices.
Ted often references US News and their list of funds.
Here is the Diversified EM list:
money.usnews.com/funds/mutual-funds/rankings/diversified-emerging-mkts
Latin America List:
money.usnew…
My thought:
After funding a (pension/social security/annuity income stream) which provides enough income to pay your month bills then,
- set aside 1-3 years of income and invest conservatively for emergencies, special expenses, and periodic buying …
@OS,
Did ING sell to Voya? LEXCX is now Voya Corporate Leaders...75 years of boring success.
Breif History of LEXCX:
youtube.com/watch?v=j85wxkl9544
And here at MFO:
mutualfundobserver.com/2011/07/ing-corporate-leaders-trust-b-lexcx/
Do junk bond funds count or are we just talking about equity funds?
A High Yield fund with a fairly long history I hold is USHYX. It too has had equity like draw downs, but short durations back to growth afterwards. You probably have a short list …
Thanks Ted,
Prior to being un-retired (from work) I usually didn't have time for projects or the pursuit of lifestyles.
My working day was pretty much spent catching up. A week's vacation here and there did little to foster a new lifestyle and pr…
I want to grow "my portfoilio" up to be just like Scott's... nice job! Making money on money! Now don't tell me you also parked it in a British CD making an additional 7%.
Heezsafe must be mix it up with the Brits as well...sorry for turning on th…
Never understood why a sport franchise would keep an unrelated and very insignificant surname when they move from that locale to another.
For example, the Minnesota "Lake-rs" move to LA where their source water is a 233 mile waterway. I guess the …
Thanks Charles,
Learning, for me, has always been on a 'need to know basis", so thanks for reaching out with lots a great responses in this thread.
Being unfamiliar with the technical concepts of investing I often feel like I just walk into a part…
