Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
All of these Roth conversions have also helped pre-fund the tax coffers of cities, states, as well as the federal government.
Roth IRAs have many other benefits other than just estate planning. For a young investor with a limited income, there are…
I'll add that the TRP funds that are offered NTF are "Advisor Class" shares, and carry a 0.25% 12b-1 fee that likely few here have seen. (I have - that's a story for another day.)
Agree...mentioned here a bit:
mutualfundobserver.com/discuss/discu…
bee,
I've discussed several moving average strategies in the past.
The simplest strategy for the long term investor was researched
and posted by Charles.
http://www.mutualfundobserver.com/2013/06/timing-method-performance-over-ten-decades/
Thank…
A simple three-fund portfolio. What a concept!
Why didn’t I think of that?
Oh, that’s right, I did.
I’ve been suggesting that for maybe the past 15 years
to my investment classes.
Mr. Bernstein suggests Rebalancing, while I suggest using
a simp…
Slightly off topic, but if you segregate out what you will need in your lifetime why not consider thinking more long term with the remaining dollars. Someone blessed you; why not continue the blessing to your next of kin.
For example, by setting u…
I don't think any "distinguished MFO'er" did not appreciate the advantages of an allocation plan, or that it should have equally weighted components.
The problem he might have had is why does someone have to open a 7Twelve gas station, when we alr…
Will this newly proposed round of "EU-QE" (Central Bank of Europe) provide an additional mechanism for what Kathleen Gaffney (of Eaton Vance Bond Fund) calls the new "carry trade" to ramp up?
This carry trade strategy (as I understand it) involves…
I found this chart striking. Something a lot of low wage earners seem to be doing these days (striking for higher pay).
"...the result of corporate leaders extracting profit by suppressing wages, creating, "a country of a few million overlords a…
Hi bee,
I am not familiar with Isralesen, so appreciate if you can share some reference point of credibility.
Ted provided this link to other referenced articles.
financial-planning.com/thought_leaders/israelsen.html
If youe're asking me, "Is h…
Then there is the 8.3% in cash. Is this for planned withdrawals? If not, perhaps a ultra-short bond fund would be a more prudent option. Perhaps it would be better just to invest in a mix of 5-6 'dynamic allocation funds' like FPACX, TIBIX, MALOX…
Related Article from T. Rowe Price:
Encouraging Signs in the Health Care Industry
"Usually a defensive sector, healthcare has been a leading performer in recent years. Nevertheless, highflying biotechnology stocks suffered a steep decline earlier t…
He also mentions:
"...an ETF in this analysis did not have a 15-year performance history, I used the performance of the underlying index, minus an implied expense ratio."
Also, I think it's more challenging to find choices of investments (either mu…
This news (April 30, 2014) hasn't caught up the fund's performance since -
from M*:
"Matthews India is not quite as attractive now that its managers have switched roles. This fund has modified its management team. On April 30, Sharat Shroff gave up…
Newbie investors might not be aware of this costly fact...advisor shares cost usually .25% more than the "original" fund. PABGX and other advisor share class funds carry this added "advisor fee" for the benefit of being NTF at many brokerages, but t…
If I have my story straight CathyG was the first MFO poster to mention PONDX (way back in April of 2011).
The following question that was posed by PSA:
Name your Favorite Multi-Sector Bond Fund - Why?
I've been very happy with PONDX (PIMCO Income…
I noticed my brokerage offers a no load version of her fund, EVBIX, but the minimum is $250K. Can I purchase this fund no load and maybe even NTF somewhere...hopefully with lower minimums?
VF, if you are referring to the graph, it's M* website (chart comparison tool) and I used Jing to capture the image. SPAM musubi will set you back about $1.50.
M* (add HRL and select 10 yr)
quotes.morningstar.com/chart/etf/chart.action?t=VDC&re…
I just reviewed my credit report and 80% of my monthly debt is associated with my home in the form of a first mortgage (4%/30yrs) and home equity (3%/15 yrs). I recently took out a first mortgage on my (free and clear) home and used the cash to purc…
Hawaiian's love their SPAM...stop by a local 7 - Eleven for SPAM Musubi (SPAM, seaweed wrap and sticky rice)...best breakfast ever with an egg omelet inserted in the middle:
SPAM Hawaiian Style:
afterglobe.net/hawaiian-spam-musubi-recipe/
Possibly a related link to the jobs report:
A-D Line Foretells Job Openings
mcoscillator.com/learning_center/weekly_chart/a-d_line_foretells_job_openings/
Don’t misunderstand – I did not predict these crashes.
But crashes, like heart attacks, have warning signs.
Can you share some present day warning signs?
@Old_Joe,
Great, now he has to come up with another profile name...I suggest MAX_PI. A combination of his former self, his affinity for a particular Matthew's fund, and a great dessert.
In th CAA category (Conservative Asset Allocation) USBLX is ranked #1 In The (CAA) Fund Category By U.S. News & World Report.
Ted, My 91 year old mom says..."try it, you'll like it."
money.usnews.com/funds/mutual-funds/conservative-allocation…
These new lows translate into capital appreciation for holders of LT treasuries...as Mark Twain once commented:
"...reports of my death was an exaggeration!"
I backtested your two fund portfolio by creating three distinct portfolios using your two funds in differing percentages. The starting balance was $10,000.
Portfolio 1 - POAGX =20% & PIMIX =80%
Portfolio 2 - POAGX =40% & PIMIX =60% (your …
Listen to Dan Fuss explain how it's done (He's a bond manager who was around 30+ years ago). He is a fund manager who looks and, more often than not, finds risk adjusted opportunities :
fuss-trounces-bond-rivals-by-thinking-like-a-stock-picker
I love Sears, always have. Have bought lots of things there over the decades....Poor Sears. I am going to miss them. Great place to buy all sorts of things are good prices. Nice stores and staff too.
One of Sear's best efforts...we have many of thes…
@JohnChisum,
I have often heard that Sears is more valuable as a Real Estate company (collecting rental leases) on the shopping centers they own. Of course, like BBRY's patents, real estate is an asset that doesn't move stock markets and therefore …
