Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
As Ted's linked article mentioned, Vanguard's Target Date Funds seem to be composed of these very same funds and age appropriate percentages. These target date funds automatically re-balance and do this at a lower cost and lower minimums.
For a 35…
Final quote from your linked article:
"Moreover, energy stocks themselves are among the worst way to play a bounce back in oil, which is very counterintuitive. 12 months after a bottom in oil, we see a subsequent 70% rally but energy stocks have bee…
The Fed published these results in 2015 for the year 2013:
On Home Equity:
"Another measure is to compare net worth to the median sale price of an existing home in the last several years--- about $200,000. Do that and you find that the net worth o…
Thanks scott. Seems to be an interesting site. Can you look up only the fund family?
It looks as though you need to enter the management company name for example Primecap Management or Vanguard Group.
Regarding your Jive data site...
Playing around with some of it's features I realized its a good way to monitor what fund managers within the fund family are buying or selling. For example, I entered Price T Rowe Associates (TRP) and by reorganizin…
They are also "pushing"...into stock strategies:
"The new Pimco strategies will be based on indexes created by Research Affiliates. The firms aim to boost returns and protect from volatility by rating companies based on their size and other economi…
Thanks Ted,
More specifically this article refers to understanding the yield curve. Here's a quote from a recent article I link which I'll include here as well.
Quote:
"The problems with the economy and the stock market don't start with the first …
If anyone is interesting in a Webinair (May 20th @ 2pm) on the topic of "A New Look at Social Security: Coordination with the Retirement Portfolio" register here,
A New Look at Social Security: Coordination with the Retirement Portfolio
I watched a great segment last night on Teddy Roosevelt and his crusade to reform Trusts (Corporations) around the 1900's. Roosevelt crusaded for these reforms for the betterment of the state (and it's people). He argued Trusts had an obligation to …
I wonder, and wondered that about similar type investments for a long, long time. In my case it was specifically centered on 1) energy MLP's
Thanks Mark, but again, I first learned about HC spending time at FundAlarm (MFO's inspiration). Learning …
Just wondering why anyone would buy LEXCX. With only 21 positions that never change it seems like you could create this fund on your own without incurring the expense ratio and you have more control over any tax consequences of redemptions. I gues…
I charted an investment in FCNTX on the day Will Danoff became the funds manager (09/17/1990) vs. LEXCX.
I wanted to indulged your chart a bit further. 1990 was about the time when I first invested in Vanguard Healthcare, VGHCX. Here are LEXCX, FC…
Let's create a slightly longer list:
This one has been around the block:
LEXCX - 21 holdings and (edit: 0% turnover...thank you DS)
This is fairly new:
JOHIX - 31 holdings and 60% turnover
Additional Article on the topic:
the-risks-and-reward…
Do You Own Puerto Rico In Your Muni Fund?
"According to Morningstar almost 70% of municipal bonds mutual funds hold Puerto Rico bonds as of February 6, 2014."
do-you-own-puerto-rico-in-your-muni-fund
From article:
“the QE trade is not over” and yields should soon reverse their rise once markets stabilize. “I continue to see U.S. rates under downward pressure as a result of money printing abroad.”
My Take:
The worry of raising rates should not …
If you're considering using your IRA to help contribute to your wife's IRA, why not consider using these dollar to help fully fund a Roth IRA(for your wife) and even a spousal Roth IRA (for you)?
You may already be taking your "RMD" as a result of …
@bee Hello Bee ! Remember the early bird !
Regards,
Ted
http://www.mutualfundobserver.com/discuss/discussion/20760/barry-ritholtz-the-remarkable-life-and-investing-lessons-of-ronald-read
I will Edit with Credit...I owe you one...(at least)...so…
Franks Holmes loves to talk. His free e-newsletter is one example of excessive "word-smithing". Most of his funds have been destroyed by commodity deflation.
Here's a link to all of his funds and their performance...nothing but poor performance and…
Aside from the RMD calculation, why would these distribution arrangements (tax collection) be any different than tax deferred IRA distributions made at 59 1/2?
Good for him.
Even more interesting is the industry ("non-profits") that some of these "donations" breed.
Not accusing Mr Gross of anything here, but we do a pitiful job of vetting these non-profits and evaluating their true value.
Donations oft…
BBRY ( or BB which are Canadian shares) had a big day yesterday (up over 6%) on little news other than a facelift for the Leap phone (a popular phone in India). My losses in BBRY (-80%) have been as close to my gains in MINDX. Funny to think India m…
JOHIX-
From Propectus:
The Fund invests, under normal market conditions, primarily in equity
securities of companies headquartered outside the United States,
including those in emerging market countries. Shareholders will be given
60 days’ advance…
@msf or others,
Doesn't some portion of the inflation factor get offset by SS COLAs that a 63-69 year old receives. These COLAs are cumulative over these 8 years. Seems to me COLAs act a little like compounding interest...the sooner you start gett…
Welcome savra...keep learning...questioning...MFO a great place to start.
If you are boxed in by only TIAA CREF choices try to identify the very best. Choosing TIAA CREF funds is notoriously confusing. Your plan sponsor may have simplified this to …
Usually its me that "F's" up so its nice to trade one of my "F's" for one of your "R's".
They are pretty close on the keyboard.
I'll repost the fund ticker here: PFINX
The value of a commodity (gold, oil, milk, pork bellies, etc.) is impacted by the valuation of the currency it's held in.
From the link below (investopedia):
"Gold is a proactive investment to hedge against potential threats to paper currency. On…
Last line of article says it all:
"a decline means one of three things: interest in bullion declines significantly, value-minded investors aggressively scoop up producer shares or some combination scenario."
Why would you not want to be a value m…
Great stuff...now which mutual fund best represents that top tier?
Article eludes to sectors:
" The effect is instead concentrated in sectors where the dominant players have pricing power–technology, finance, consumer staples, consumer discretiona…
@Dex -
Now, considering my net worth - my getting a subsidy doesn't make much sense.
Wonder if Warren Buffet qualifies for the subsidy (high net worth...very little taxable income), but his secretary (very little net worth...higher taxable income)…
Nothing wrong with 529 plans, but in the priority of savings they fall far lower on the savings ladder. I would first fully fund an employer's retirement match through a workplace / self directed retirement account. Second on the savings wrung would…
Dex,
If you don't need some of the OC coverages (you aren't a knock up pregnant women or you aren't knocking up women who have children), why not look for coverage outside of OC?
I have a HSA compatible plan and it's costs are equal to the same pl…
“The REIT market is very volatile, down 75% between 2007 and 2009 — which was terrific if you were in a re-balancing situation — and then up 400% from that bottom,”
I wanted to create a picture of the above quote using a personal investment ( I ex…
Related RE article:
"In a rising market, REITs also have some of the same challenges as directly owned property. “The REIT market is very volatile, down 75% between 2007 and 2009 — which was terrific if you were in a rebalancing situation — and the…
Reading between the lines, I see housing values taking a hit along this raising interest rate curve.
In a raising interest rate environment these 30 yr bonds (home loans) will put downward pressure on the value of homes just like they put downward…
I wonder if the impact of 0-Care on people is forcing them in taking SS early?
Another thought is that by taking SS early, one does not have to use their tax deferred retirement savings, in the hope they will experience gains. In my calculations, …
Hi bee,
A nice lower Standard Deviation combination throwing off some nice income, is a combination of VWINX and PONDX
Since 2008 that combination would have improved a stand alone VWINX portfolio:
(click on image to view more clearly)
bee, I *rarely* buy anything recommended by another as I like to do my own research/monitoring. But I must admit, much of the reason I had a good 2012 (better than the stock indexes and junk bonds) was entirely your doing. You were a vocal propone…
