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JoJo26
Making tactical asset allocation tilts is not market timing.
I think we can all agree that the last 10 years have been abnormal... GFC, elongated recovery boosted by QE. I have no crystal ball to tell you when things will turn, but I do believe they will and we will all be on this forum posting about our low …
I think we can all agree that the last 10 years have been abnormal... GFC, elongated recovery boosted by QE. I have no crystal ball to tell you when things will turn, but I do believe they will and we will all be on this forum posting about our low …
Many of us fail to take a long-term perspective and view things over a full market cycle. I'm a firm believer that things will inevitably turn and a lot (not all) of these hedge funds that investors have rapidly fled from will prove they are actuall…
Haha, there is no need to, they are already well on their way, and, regardless, are savvier than you based on your contentless generalizations thus far, without any question.
I do recognize the snot you have attempted; it suits all the unfair negat…
@JoJo26,
Who's making up numbers? Make your substantive detailed logical argument.
Or not. It is always fun to simply cry debt, debt, or unsustainable this or that. Of course now no one in the GOP is listening to any of that. Defense budgets bigg…
@Derf
You need to study up, too. It all depends, man. It all depends on what we add. And whether we pay. No one with the power wants to do it right.
Debt is not bad till high as a percentage of GDP, but yeah, it is getting there, and this latest c…
https://www.cnbc.com/2017/10/27/the-401k-debate-continues-as-lawmakers-float-a-20000-cap.html
So much for you dummies actually believing 401(k) limits would go down.
You need to read up, I'd suggest. Except for the third, these are somewhat changed in the context of newly irresponsible budget proposals, but the analyses and thinking behind them might be helpful:
https://krugman.blogs.nytimes.com/2015/07/26/the-…
Revenue neutrality is not possible without entitlement reform (I'm probably the only millennial on this board and oddly enough the only one willing to admit that's the case). And to be perfectly honest, we need more than neutrality... Have you seen …
I agree with msf's analysis. Problem is GOP is trying to find revenue (i.e. taxation) to pay for billions of corporate and high income tax cut, while not increase future budget deficit. Haven't we seen this trickle down policy before and it amount…
Always has been expensive. Robos aren't doing anything complicated at all and charging 35 bps... Even the least sophisticated investors can, with little effort, construct a "set it and forget" portfolio for free (absent fund expenses).
@PBKCM, Parker
Thanks for the links
Dang nice fund. From review of the fact sheet I like the fund in that it can hold almost anything and has a wide brush when it comes to assets held along with strategies. Seems, Morningstar likes it as well gi…
Closed out long-time position in GPEOX; adding the yearly max to GPMCX and holding GPGOX. The EM fund hasn't been bad, but it has lagged and I can afford to trim there.
You're going to regret that.
Disagree --- one should invest in whatever type of accounts they have the opportunity to invest in - 401, 403, IRA/Roth IRA, deferred, taxable. While it's probably ok for someone to just throw their 40X into a TD fund and be done with it, I belie…
Up until now, I've never heard of Robinhood (Brokerage). As fine a name as my lawyer who works for Dewey, Cheatem and Howe in Harvard Square, Cambridge, Mass.
Robinhood’s smartphone application is the only way users can interface with their accoun…
Full ACAT transfer from TDA costs $75 (though partial is free). Robinhood doesn't seem to have promotions to accept the new account.
It's easy to get free trades at various brokerages. It's harder getting assets out of an account. Even harder…
@MSF I see your point, but it's $6.95 to sell an ETF outside the NTF platform, not $50, as shares are treated as stocks for commission purposes. Instead of selling, probably the best strategy would be to find a reasonable substitute in the new list …
This is the world that we live in. While I would strongly disagree with the "high-quality" comment, it is highly likely that investors have overreacted (they usually do to both the upside and downside).
the pathetically low annual contribution limits on these accounts are not enough vs the 18K on an employer's 40X plan, and likely will NOT serve as a significant amount of retirement income for people, even as a SS suppliment.
If you make enough mo…
Let's be honest here, anybody that makes enough money to set aside the max contribution to their 401(k) should have no problem retiring comfortably. We don't all have such deep pockets.
@hank,
If and when the government tries to tax before And after, there has been a grandfather clause for those Roth IRAs that exist before changes being made. IRAS that exist before will follow the old rules and new Roth that come later will be dou…
Hi @bee,
Moringstar does report cash held within a mutual fund in Xray ... but, for cash held outside in portfolio manager I've had to add it using the following symbol (in caps) "CASH$" on the data entry page of Portfolio Manager. To see and expe…
