Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Seems very unlikely for Apple to take on something like this. Too much regulatory issues to deal with and a very thin profit margin with little upside for their brand. At best, maybe they partner with an existing healthcare provider like they did wi…
@MrRuffles,
My Insurance plan is a government subsidized (due to my low income) HDHP ($6500 deduction) plan and is an HSA qualified Plan. Not all HSA owners are upper income.
My question is pertinent to low income, young, healthy individuals who …
But they’re not intended to be retirement accounts. They only work that way for people who have enough income to cover their medical expenses in a HDHP out-of-pocket. It’s another way the tax code favors upper-income taxpayers.
Think that is in Canadian $. With the exchange rate today $1 USD = $1.29 CAD, does it convert to 3.41% yield (4.4% / 1.29 = 3.41%)?
If that is correct, it is higher than 1 yr CD in US, 2.90% as of last week.
Not sure how the exchange rate would …
Treasury Direct (TD) has only a virtual keyboard for password entry and you cannot get rid of it. Unusually, the TD passwords are not case-sensitive (most typically are, while usernames are not). TD is just an older and clunky website.
For years I c…
On the other side of the coin, there’s the Johnstown Flood Tax in PA. A 10% tax on liquor was imposed in 1936 to pay for the costs of the flood. Not only hasn’t it been repealed but has been raised twice since.
https://philly.thedrinknation.com/ar…
You can buy them at any time - if you buy at the end of the month, you get interest for the entire month since the purchase date of record is always the first of the month.
@hank I’m a little confused by your post - iPads have only been around since 2010 and the most current version of iOS is 15. Have you reached out to the developer of DejaOffice to let them know of your issues?
Long-time Apple user - no issues.
The only problem is for Meta (FB), among others, because Apple now gives users the clear option of not being tracked by third party apps, which cuts into those third party's advertising revenue.
https://www.nytime…
I am seriously considering moving some if not all of my position in TMSRX to PMEFX.
FYI, co-manager Mark Saylor left the fund in October. Apparently, the fund is only available directly from Penn Mutual.
Fred
It’s available at Schwab with a TF.
Former owners of Berwyn funds became owners of Chartwell funds in 2018, and now will become owners of Carillion Chartwell funds.
Wasn’t it vice versa?
Chartwell bought Killen Asset Management, the owners of Berwyn Funds, and then proceeded to total…
The CEO sent out an email apologizing for the problems people are having connecting to Schwab: Link
I’m on Quicken for Mac and switched over to the new Schwab connection early in the process and haven’t encountered any issues.
Any statement from WordPress would be needlessly confusing. They (and their software) aren’t the cause of the breach - it’s clear that this is solely a GoDaddy issue. It wouldn’t surprise me if other software packages on GoDaddy’s platform have simi…
First, don’t panic.
GoDaddy is only one of a multitude of web hosting companies that offers WordPress to its customers. GoDaddy doesn’t own WordPress or control WordPress accounts that are hosted elsewhere.
This breach only affects WordPress accou…
I added to GISYX last week at Fidelity. The fund has been soft closed at brokerages for a while. GPEOX (not mentioned here) is hard closed at brokerages. Both were announced at the same time if my memory is still good.
Here is some trivial info…
Mrs. Ruffles has a couple of inherited 403(b)s with TIAA - they send RMD calculations at the beginning of each year and allow you to set up the account to withdraw them on your chosen schedule. What they don’t do (unlike Fidelity) is allow you to sp…
NESIX is also available at T Rowe Price brokerage for a minimum of $1000 and NTF.
Is there any way of seeing what funds TRP offers NTF without having a brokerage account?
How now Dow - where are they now?
Honeywell
Kraft Heinz
ViacomCBS
Citigroup
GM
GE/Comcast
Grupo México
Alstom
Transformco
Florida Crystals Corporation
Goodrich Corporation/Michelin
ExxonMobil
British American Tobacco PLC
Navistar International
Chev…
Without regard to the SSN/TIN limit issue, the requirements for registration of a trust as an entity are pretty general without any specific limits on the type of trust:
Trust (Trustee of a Trust). A trust form of registration is available.
IMHO, this is the best "cash" option available today if your holding period is at least one year.
However, you can only purchase $10K of I-Bonds per year (additional $5K possible using tax refund).
The $10k limit is per individual/account. Spouses…
Thanks for mentioning; I hadn't looked in a while. How about NEAIX? You'd have to be convinced about tech, though!
NEAIX is more growthy and multi-cap (it’s about evenly split between large, mid, and small caps) than I’m looking for. Has a higher …
I’ve been looking at this issue myself and there’s one important wrinkle to keep in mind. While you can take your total RMDs from any or all of your affected accounts, the accounts must all be of the same type. For example, if you have both IRAs and…
Always enjoy and am educated by your discussions, but as a VITA tax preparer, I do have a minor quibble with the tax rate charts you referred to - they don’t make clear that the brackets don’t refer to household income but to taxable household incom…
Do you own any funds (aside from Vanguard, Fidelity, D&C) that are available (with or without TF) at Schwab, or Fidelity, or TDAmeritrade, or most any other brokerage?
Then you're paying an extra fee to own those shares, whether you bought t…
“Freeloading” is in the eye of the beholder. If Vanguard, Fido, and D&C don’t want to pay Schwab its shelf fee then that’s good for their fund owners. Why should I pay extra fees because someone else wants the convenience of buying their funds t…
I've used secure messaging to avoid phone calls for non-urgent questions.
Borrowing a Flagship ID seems like a good hack to facilitate contact with an actual human being.
But as the Inky article points out, if you’re not a Flagship client you’re goi…
Rforno, what is the effective date of the revised fees structure you mentioned? Every place on the TDA site I looked it still shows the old pricing. I also checked Standard Retail Pricing: Commissions and Fees document revised 08/21 - TDA 4075 F …
Just for comparison’s sake, here’s the daily average trading volume for the Avantis ETFs run by DFA alumni which have been around for just shy of two years and cover a similar space:
AVUV Avantis U.S. Small Cap Value 147,014
AVUS Avantis U.S. Equi…
Couldn't access because they only ALLOW NON SUBSCRIBERS 3 articles. Would you print out this article and the June 14th as well?
I have a free (not premium) account on Seeking Alpha and I’m able to access articles without any limits.
Actually, I’d rather if I didn’t have to look harder to see where companies stand.
Instead of hiding behind lobbyists, trade associations, and bland statements of noncommittal, companies should be more, not less, transparent. Even if I don’t agree …
Is there any escape, or partial escape from the wokeness?
What companies do you know of that don't take sides on political social and moral issues?
Also, which of the fund families do you think is least woke?
Not every company makes explicit publi…
@msf You are correct. I “assumed” the interaction was with his/her adviser they selected or was assigned to their portfolio. If it was a generic phone call to the brokerage, one cannot expect advisor advice. If your portfolio is self managed, you wi…
Afraid I do have questions about how Fido’s cash brokerage works. Here’s my current understanding:
- Moving money from RPGAX to PRSIX would involve first transferring from RPGAX into their cash management account and than reinvesting it into PRSI…
@hank, I believe TMSRX is a TF fund at Fidelity. Even so you can do "automatic investment" at specific amount and date for purchase, $5 fee. No fee for selling TF funds. Other TRF funds are on no-transaction fee platform. Each brokerage is differ…