Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
My son just opened TRP acct. Everything went smoothly until attempting to link his credit union acct with TRP. Sorry, we are unable.... Feces.
He STILL refuses to get a credit card. Prefers cash and debit card. Dunno if that factors in.
An entire …
@Old_Joe
BofA isn’t even the BofA you walked away from back in the day. They were bought out by NationsBank who adopted the BofA name for their entire operation because it had a better reputation than BofA.
Yeah. Apparently gift baskets from Harry and David are well known. I had no idea. They say their pears are famous but I say they were nothing special. The apples were outstanding.
Harry & David’s quality isn’t what it once was - the usual sto…
@Observant1
Was the Amica quote for a dividend-paying or non-dividend policy?
We have dividend-paying policies with Amica - the cost is higher upfront but after our 20% dividend for auto/umbrella and 25% for homeowners, our bottom line is lower t…
Anyone else having trouble logging into the Vanguard website this morning (around 9:30 am eastern time)? Clicking on the login button eventually leads to a cryptic error message.
@Derf It may not have been clear that I was referring to VMRXX with the $3k min as it’s unusual to find VG Admiral shares available at third-party brokers, let alone NTF.
I was just looking at GABXX for my MMF at E*Trade - it looks like a better choice than either VUSXX or VMRXX (available at E*Trade NTF with $3k min) since it’s 100% exempt as its portfolio is exclusively T-Bills.
As US-based companies earn revenues in other countries so do foreign-based companies earn revenues in the US. I’d be curious to see how public company revenues break down based on where the company is legally domiciled. Does anyone know of any data …
The major advantage of the flat cards over embossed ones is that the numbers don’t wear off over time. I’ve got a few embossed cards where it’s getting more difficult to make out the numbers. Thank goodness that more and more places online take Appl…
@BaluBalu I don’t have an advisory account or any other type of special account with Schwab. I also never had a local rep assigned to me. One reached out to me after I dropped by the office to complete a transaction so I asked them to look into the…
I asked my Schwab rep out of Texas if they could waive TF’s on a number of MF’s after a rep in my local office gave me the thumbs down. The remote rep was happy to do it and I just had to inform them after making my purchases.
It seems it is discre…
I asked my Schwab rep out of Texas if they could waive TF’s on a number of MF’s after a rep in my local office gave me the thumbs down. The remote rep was happy to do it and I just had to inform them after making my purchases.
Car manufacturers’ maintenance schedules generally have a specific time or mileage interval for oil changes. My car specifically says to change the oil after every 10k miles or 1 year, whichever comes first, for normal driving (and also requires a s…
I have multiple cards and am OK with going the extra effort to get the quarterly bonuses. Since I tend to use Apple Pay, I don’t have to worry about carrying an overstuffed wallet.
On an ongoing basis, I have:
Citi Double Cash: 2% on everything
Ci…
He’s a bit of a fall guy for sins which have been going on for years even before he became chairman. Nice bit of jujitsu on his part to postpone the resignation until a successor is in place - Republicans were calling for his head so their guy would…
My experience with PenFed credit cards is that their points are worth less than $0.01 when redeemed for cash back or statement credit. So, the 5x points for gas and 3x points for supermarkets isn’t quite equal to 5% and 3%.
There’s also an offer to get $150 back after spending $1,000 in the first 90 days but only 12 months of zero interest: https://www.fidelity.com/go/visa-signature-rewards-1502
If you’d rather deal with another bank than Elan, there are other similar…
Well, you can remove GE from that list, thanks to Culp's triple-vision - GE, GEHC, and soon GEV.
Culp retired at Danaher/DHR, was called to fix GE, and some now say that he should now fix Boeing/BA. Will he ever get rest? (-:)
The last thing Boeing …
OP, if you really don't know why your account is frozen, and they refuse to tell you, maybe try the following:
a. Attempt to "open or withdraw" a position.
b. When Fido blocks your attempt, go to www.consumerfinance.gov and open a complaint on …
Work culture is very different from when you started work. These days there is no such a thing as incompetence or shame of customers knowing the job better than the person presumably providing the service and it is the customers' job to train eve…
@yogibearbull
Just to clarify (without going into too much detail), there was no trade at issue and the “suspect” activity took place over six weeks before they put the account under review.
@msf Wish I knew what the magic formula at Fido is for determining if you qualify for free TurboTax - we got it a number of years ago but not since even though our assets invested there have increased substantially.
I saw an issue referred to a little while ago: it went something like this: "cash reserves" that are sitting in Fido are by default put into some stoopid reserve account, where it just SITS, earning nothing. I think it's NOT a MM fund. The client ha…
Schwab will sometimes waive or refund the transaction fee if you ask. YMMV, my local office wouldn’t do it but the Texas-based financial consultant assigned to my account got it done.
PMEFX, not off to a great start this year, but its 3-year record is encouraging if you want a fund that is not concentrated in large-cap funds.
Appreciate the response! We are steering clear of small-caps. Too damn volatile for a buy-and-hold guy …
If PRCFX is just a more conservative clone to PRWCX, I wonder if owning PRCFX and adding the equity ETF, TCAF, would make it just like PRWCX. Should be an interesting chart to follow.
When this fund is available at Schwab, I'm sure there will be a…
The rise of SUVs came about because of a loophole to get around the federal fuel economy rules. They were originally built on truck platforms to get around the CAFE requirements.
I’m one of those unicorns who drives a hatchback in the states. I wis…
Vanguard was the worst of the lot for sure, but not the only one. I've never tried the Fidelity brokerage but there have been so many posts on this forum complaining about problems there that I'm not encouraged to try it out.
Have there been compla…
This was discussed a couple of month ago. Fido’s search box is broken.
However, if you search for D&C funds from their fund research page, you’ll get accurate results.
(And in reference to your title, this looks like a prime exemplar of Hanlon’…
From the ads on the news channels, network news, and local news, it’s apparent that their audiences are not a highly valued demographic. (A lot of drug and Medicare ads not to mention the MyPillow and gold bug ads on the right-leaning outlets.)
Pl…
haha, you have repeatedly got two strong Fido recommendations, and now we learn that's a nogo (sorry if I missed it before)
so just go w STFBX
Where can one buy STFBX? It’s not available at any of the usual suspects.
