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Derf
davidrmoran : No need to send billing, it's the amount that caught my attention!
Ted, thanks for all your links !
Would investing equally over all of the picks be a good idea to spread risk ?
More work to do for me , before I invest. With to much dry powder sitting on the shelf it's probably time to do one or more of the ide…
From VG:
Your settlement fund is changing—what you'll need to do
Later this summer, Vanguard Brokerage will change your settlement fund to Vanguard Federal Money Market Fund. Your new settlement fund will have a zero balance until you add money to i…
Thanks for your replies. The bench mark used by 401-k was Dow Jones target .... Index.
Checked on another 401-k & it was using 70% Barclays US Gov/Credit Interm TR USD & 30% S&P TR USD for VTINX , (target date retirement income). % ch…
Took a trip north Sat. & was surprise by the amount of traffic on interstate !! Someone is appreciating the price of gasoline . More dollars going into the economy !
Derf
msf: I've been under the impression that if you take a direct payment 20 % will be held for taxes. That is why direct transfers ,rollovers are done.
Derf
From Zack's:
60-Day Rule - In and Out
The IRS allows you to borrow money from your Roth (or traditional) IRA without consequences as long as you replace the funds within 60 days of receiving them. The action is considered as a rollover, in this ca…
Anna , you answered your own question.
Roll it over & assume the risk of legal protection. For a small sum you can purchase a liability insurance policy.
Derf
PressmUP , I see that solution putting more strain on medicare. If they're just hanging around waiting for medicare to kick in I think they should have saved a few more $$$ to pay for their health insurance prior to retirement !
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Superforecasting: The Art and Science of Prediction,” by Philip E. Tetlock and Dan Gardner
90 % read & to me this book could & should have been shorten to 2/3 of it's length.
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@ Ted: Thanks for mentioning my home town, Monroe, WI. For more info on second oldest brewery still producing beer & now a distillery, google Minhas.
Cheers, Derf
@ hank: Almost 50 % of PRENX held in energy. Yet you believe NR & energy gains are over for the year?! Why don't you cash out the rest of your holding & put in WPD ?
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I have a small holding & have been thinking of selling along with taking a + fund & selling for (zero gain). With the above info coming out, will a stampede for the door start? Your thoughts appreciated .
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@ Joe: Would you mind telling what % you were withdrawing at? I'm just thinking it wasn't close to 4 %.
Also it would be of interest to know the % of people that return to work, full or part-time.
No help from the article on that.
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