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Derf
davidrmoran : No need to send billing, it's the amount that caught my attention!
MMF - checking at local bank,BMO, dropped for the second time in three months. Rate went from 2.?? -1.745 1.547.
Time to move RMD , which went there by my error!
Surprise, surprise !! Both #1's in individual portfolio ! Also a couple of stinkers in IRA Time to sell the skunks, or sell losers & add to #1's ?
Probably see what replacement are available.
Happy Holiday…
Thanks for the info @msf . I lowered my tax takeout on RMD's to cut refunds from state & fed, so will do no conversions this year. In prior years amount of refunds has been very
evenly returned.
Below find 2024 tax rates.
35% for incomes over $243,725 ($487,450 for married couples filing jointly)
32% for incomes over $191,950 ($383,900 for married couples filing jointly)
24% for incomes over $100,525 ($201,050 for married couples filing joi…
AI comes in different versions, say #1 to #5 with 5 being the highest. For investing & driving I'd take a #5. I have a #2 & 1/2 in my Subie & didn't get what I paid for in my estimation.
Good luck with your AI,…
@dtconroe : For someone that uses CD's as much as you do, I would have thought that your ladder would have reached out a few more years.
Different strokes for different folks, Derf
@hank : 2 questions. Did you try to have the dealer switch out your tires, performance for all-season, to make the sale ?
Does the seat have up & down movement ? I'm not asking about tilt.
Enjoy your new ride, …
@Sven Not only imported vehicle getting hit by tariffs. Look at all the parts & components being imported & put into vehicles made in USA.
NAFTA sucks !
How many drivers let their turbo warm up & cool down for 3 minutes ? I'll take a wild guess, 5%.
How many drivers change turbo oil, lube, every 3000 miles? Another guess 3%.
I know very little about turbos , but a bit of human nature.
@hank You mention the drivers seat as being to upright. Isn't the seat powered ? Drove a '23 Camry & thought I was siting to low. A few days later it dawned on me that it could be raised up, but never went back to check it out.
You mentioned A…
Toyota Camry 2005 270,000+ miles Sold for $500 in 2024. Never touched the brakes or muffler . Replaced water pump once , exhaust wielded once, battery twice, last time just before I sold it. Finally one sensor on catalytic converter. Also I had to…
YBB said, " In our area, it's a headache to find someone quick to do things." So true elsewhere !!
davidrmoran, I can certainly understand your sewage problem & wish the best on your repairs. Hopefully the septic tank or field system doesn't nee…
I was going to start a new thread , but found this one & will add this link.
https://finance.yahoo.com/news/fed-sell-70s-era-gold-212657357.html
Good idea or not !?
All replies appreciated.
@WABAC : "Did some minor tax-lost harvesting selling FYLD and IHDG while I still had a little to the plus side."
One ETF on the plus side & one on the minus side ? Or had sold a previous winner(s
Just…
@TheShadow Thank you for the link. Hope this goes forward & the lawyers don't keep all the loot. Think VG should pony up lawyer fees!
I believe one state filed & received a settlement already for it's fund holders.
@Old_Joe "Do you really believe that the incoming administration will know or care about any of this? (Not that the outgoing administration likely did either.)"
Thank you, I needed a good laugh !
@Crash If you didn't watch the game, The Yankers stuck the dagger into themselves in the fifth inning. 2 errors & 1 oooops !!
Not a fan of either team, Derf
