Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
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Derf
davidrmoran : No need to send billing, it's the amount that caught my attention!
Sven, wasn't it but a few months ago that batteries were causing problems in aircraft ?
I received notice on PC, not to long ago, about possible fire hazard. Looks to be soft ware ,not the battery as the problem .
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Edmond said, " in this country, its the behavior which is LEGAL which is the problem. But that is a topic for some future vent, er, thread... ". I'm not sure If I'm on the same page with your last comment? I don't believe opening credit cards or ot…
VF thanks for your replies. VF said"WFC can keep paying the same fine every year and as long as the stock keeps going up no one will care. No one is going to bring criminal proceedings against Wells Fargo. A banks collateral is it assets. Pull the…
Sven: Your last rely was intended for hank I believe.
Let me add to this discussion at this time . How many employees did they let go, 5600 or 5800 ? After opening 565,000 new credit card account to customers who may not have wanted them the qu…
Edmond: From your respond, I take for granted that you checked your accounts & noticed no extra fees or charges. I'm with msf on this one. You can vote with your feet.
Derf
My question, how many millions in assets does the plan need before the lawyers come to call ? I noticed one 401-k I hold has been changing to lower cost shares of the same fund.
Have a good day…
As a practical matter, both Social Security and Medicare can be considered as welfare for everyone, providing guaranteed benefits when personal savings and income aren’t adequate. B.S. Where is the money I & employer contributed for 30 + year…
Ted, thanks for all your links !
Would investing equally over all of the picks be a good idea to spread risk ?
More work to do for me , before I invest. With to much dry powder sitting on the shelf it's probably time to do one or more of the ide…
From VG:
Your settlement fund is changing—what you'll need to do
Later this summer, Vanguard Brokerage will change your settlement fund to Vanguard Federal Money Market Fund. Your new settlement fund will have a zero balance until you add money to i…
Thanks for your replies. The bench mark used by 401-k was Dow Jones target .... Index.
Checked on another 401-k & it was using 70% Barclays US Gov/Credit Interm TR USD & 30% S&P TR USD for VTINX , (target date retirement income). % ch…
Took a trip north Sat. & was surprise by the amount of traffic on interstate !! Someone is appreciating the price of gasoline . More dollars going into the economy !
Derf
msf: I've been under the impression that if you take a direct payment 20 % will be held for taxes. That is why direct transfers ,rollovers are done.
Derf
From Zack's:
60-Day Rule - In and Out
The IRS allows you to borrow money from your Roth (or traditional) IRA without consequences as long as you replace the funds within 60 days of receiving them. The action is considered as a rollover, in this ca…
Anna , you answered your own question.
Roll it over & assume the risk of legal protection. For a small sum you can purchase a liability insurance policy.
Derf
PressmUP , I see that solution putting more strain on medicare. If they're just hanging around waiting for medicare to kick in I think they should have saved a few more $$$ to pay for their health insurance prior to retirement !
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Superforecasting: The Art and Science of Prediction,” by Philip E. Tetlock and Dan Gardner
90 % read & to me this book could & should have been shorten to 2/3 of it's length.
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@ Ted: Thanks for mentioning my home town, Monroe, WI. For more info on second oldest brewery still producing beer & now a distillery, google Minhas.
Cheers, Derf
