Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
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Derf
davidrmoran : No need to send billing, it's the amount that caught my attention!
@msf: What type of motor transportation do you rely on ? "I can certainly do without the gas category - I get very little cash back on my one fill-up/quarter"
Derf
@Old_Skeet: Thanks for the info. I was wondering if you put any of your powder to work.
I haven't made up my mind to purchase more CD's or equity as of yet.
Derf
@Old_Skeet: I took the low road. Bottom 3 for last 20,10,5 years.
20 yrs. non & u.s. fixed 11 times , cash 8
10 yrs. non & u.s. fixed 7 - 6 times, em &cash 5 a piece
5 yrs. non-fixed 3 , em,cash, non u.s equty, u.s fixed, h…
@msf: " If you take the $1 RMD at the beginning of the year, you've got less left in the account to grow back to the original $27.40." How true, but what if the market goes down ? One would have less to lose !
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BenWP: In store only. Scott is now history ! Did shop at Home Depot as a Vet. , but now to much B.S.. Wouldn't except my WI. drivers license with Vet notification on the license.
Good investing to all, …
@hank : thanks for your reply on warranty. A good number of years past I had a problem with warranty on tires that cost $9.00 / tire. Tire company tried to tell me it was going to cost me about 70% of what I paid for the tire to replace. Think I fin…
@Simon: Your rebate should be coming as I purchased a Lenovo at the end of Nov. & with that profit your rebate should be coming. The old pyramid scam. When your rebate reaches the top you get one !!! (Probably not)
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Menards runs it's 11% rebate often & I have found the rebate to be in my mail box within 2 weeks of sending in the rebate. Not all rebate offers are a pain in the butt.
Derf
@davidrmoran: Did you happen to read any of the comments from your link ? If not, check comment by Nancy. What is the value of the market!?
Happy Holidays, Derf
@ Old_Skeet: Thanks for stepping up to the plate. I always like to hear what others are thinking & doing. I baled just before 3/rd qter 2017 with 1/3 of portfolio . I was 3-4 months early, but now it appears things worked out okay. If market co…
@ Old_Skeet: < Currently, within equities I now favor the traditional defensive sectors of consumer staples, health care and utilities plus a few others such as energy, real estate and communication services for any new money finding its way int…
Why not do both, take some for cash flow (+ tighten spending ) & pay off heloc in two or three years. Roof will probably last another two years or more. Wouldn't it be a pain in the butt to to keep track of your monthly draw downs. I will admit …
@Crash: < I know this, first-hand. Wanna pay your BMO Visa card bill IN PERSON? There's a FEE. Ouch. That actually started some years ago, and ought to be addressed by regulators... >
Gal Pal has BMO Mastercard Platnium & drops her payme…
