Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
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davidrmoran : No need to send billing, it's the amount that caught my attention!
@yogibearbull : A speedy recovery to you & others . $530 for treatment sounds cheaper than a day or two in the hospital. Let us know if the cinnamon hots work for you.
@catch22 @Sven @Old_Joe What are your thoughts on reaching out to a longer maturity rate In the near term ? I'm asking as the last time rates were around 3% for 2 years I bought a CD for two years & within a short time rates were headed down…
@hank & @yogibearbull Did either of you happen to read WSJ weekend. Jason Zweig had an article that stated since the end of march highs , only .4% of investors had sold equity if I'm I reading that right. Maybe someone happen upon that articl…
@Rbrt : If you have room at your current tax rate , I'd be doing it, just my thoughts. All your return will not be taxed in Roth ,while those returns will be in a taxable account. Age maybe of concern in doing this.
Slow start up today & noted new icon "windows ink workspace" ! Funny thing I didn't subscribe for this feature !! No problem getting to this site & hopefully others that I had to work around last night. At least they could have ask & did…
@bee : You said , "Starting SWR prior to RMD may actually help lower RMD ." So true !
When I retired I took what I thought I needed to live thru the year from IRA. Why, because I didn't start SS until 70. Also ran a few "Montys" to see some what i…
@hank : You said, " Lots of balls in play here and abroad. Quite right, golf,tennis,baseball, football,soccer, & etc." Sorry hank I couldn't resist.
My question, as the rates go up , are allocation funds replacing matured bonds with new …
@wxman123 : thanks for reply. I checked account last night & saw, or so it appears, margin was removed. Heck I don't even have a margin account or agreement with Schwab.
Not the answer in my case as both ATW & ATT show the same amount. @wxman123 : Could you inform me as to when this margin charge showed up ? I see $6 fee, that's all.
Also T+2 didn't take place.
@yogibearbull : I paid fee of $6 for 26 week t bill purchase @ Schwab. Type of purchase stated margin , where as recent purchase of a CD stated cash.
I had a short text chat with rep & they couldn't figure out the margin (TOP) as account had…
@Old_Joe : Any reason you are laddering CD'S instead of Treasuries ? I recently purchased my first T-bill ,26 week. $6 fee , but interest is removed from State tax. My local bank is now offering CD's at 2%. Mighty big of them ! I do have some CD's …