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Derf
davidrmoran : No need to send billing, it's the amount that caught my attention!
Thanks @Tarwheel , that's what I was thinking. So in my case, take my RMD & have brokerage with hold taxes, then do conversion, but stay below next tax rate & pay taxes from taxable account.
@Crash ". Zero tax due, after deductions." Deductions from your wife's pay check ? If that's what your saying , will they be enough to cover withdrawals from tax-sheltered account ?
With that said, it may be better to pay taxes now than later ?
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@hank " Hell - I now believe this type of predatory practice should be outlawed." I agree 100%. Unfortunately this baiting was going on before DK started doing it.
I don't know if I would sleep well with 10>% in a fund. At one time that may have occurred. Only T bills & notes in that 10% or higher range as of late.
Happy New Year to All, Derf
P.S. @hank
How did you mak…
Not a math wizard , so if you invested $1K at beginning of 2022 & lost 67% & then your investment gain 73.7% the next year, you're still trying to dig yourself out of a hole !!
$1k investment is worth$573.21
Timing…
Rossby commented, "Investing After Retirement” forum on the M* of the olden days.
It seems to me more retirees commenting here than non-retirees. Maybe I'm off base ?
CD's at 3% would be my cut off point. Well , guess I'll have to wait & see…
@hank : Can you tell me how his 3000 contracts work ? From when he bought, rates were moving up, but now on the down slide. Does Mr. Gross collect every 3 months as long as the rate he bought at stays lower than current rate ?
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A few years back & I was happy to get 3% on a two year CD. I see 3 year notes are on the firing line & will put forth a few $$'s that way.
Have a good weekend, Derf
@Crash : No judgement, just a comment. From prior posts , You're looking for a hand off to your wife due to age difference. For that reason I see nothing bad in holding 10 to 15 % in SC, SV, or a blend of the two.
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@Baseball_Fan : Would you let me know how your quote from Erie pans out ? I would consider you a non typical customer as for the number of homes & autos.
Erie is more for families with the children out of the house from what I understand.
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@stillers : Did this get posted in the wrong spot ?
@yogibearbull: Sorry if a bit off-topic. We're looking for an SP, equal-weighted index OEF. So far researching VADAX. Are there other OEFs like it to consider?
Added :
My bad , I see info at top…
@hank : Thanks for the run down & link. I had no idea about all the generations ! I do recall one trouble shooter asking how old the fire stick was. Think I'll enter fire stick at Wiki & see what pops up.
Looks like you should be set for a…
Long story short !! No need for hot spot. Tech from Spectrum came on Monday. Nothing wrong with modem or router, a bad connection in wiring.
In case you were wondering, Derf
