Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Hi @Accipiter
About 1 invitation per month is my average. I always run a FINRA check on these folks. Most have a clean record, but the last one had a legal action against him......can't recall now; but whomever filed the complaint for "the reason" …
Hi @Anna
One must presume the "buying time" concept for all of these folks who "redistribute" monies around the globe.
Higher rates transfer to the cost of money for central banks and the likes of "IMF", too....eh?
Do ya think Ms. Yellen and Ms. L…
Ruined what? The suggestion from another here that this exchange be closed..............okay, if you feel this is appropriate behavior.
Yes. I have mentioned several times over the years at FA and here, that I served 4 years during the Vietnam War.…
Previously stated:
"Only 20-plus odd notes say it all. A Link to Taps is needed to close this exchange"
I have chosen to NOT yet close this exchange, if there are no objections by anyone.
Memorial Day for many friends and familes is ongoing......…
"Near cash" for this house is always invested and working, but is not dedicated money for such a purpose. Dependent upon market circumstances, this money could be any combination of equity or bonds held in a portfolio.
If and when the need would ar…
Hi @hank
I am curious as to johnN's or the author's "projection" associated with these statements.
I suppose I could Google the words and discover the auther; but not on my list of things to do.
'Course, we all know about the 100's of market proje…
@johnN
You noted: "Hello. We are overdue for 20% correction. Probably sideways for 5-12 months or another 30% downturns in one-two yrs. If i was retiring soon probably 30% stock 70% bonds"
>>> Why is the market overdue for a 20% correction?…
Hey, @JohnChisum Nothing wrong with fence straddling. I do believe many call this a balanced, conservative or moderate portfolio, eh? :)
However.
This house is still playing the healthcare route for the majority of equity holdings, followed by broa…
Hi @Old_Joe
Wondering about this, too; with the MC machines.
Also, LTC (long term care) health insurance policies have been noted here before, too. But from several years ago, many providers of these plans have withdrawn from the marketplace and ex…
Note that monies in currently tax deferred status being; traditional IRA, 401k, 403b and related, as well as some types of annuity contracts will require minimum withdraws beginning after age 70.5.
Current data, rules and regs and the calculation i…
I recall a blip/verbal that with normal circumstances, that when a U.S. bank pleads guilty to violation of the banking rules, the charter for the bank may be pulled....here and now. My recall is that this portion of the banking rules and regs was "s…
Hi @Old_Joe
Not being an attorney; but one would consider the guilty plea opens the door to "civil lawsuits". 'Course, there may be a clause somewhere in the statements page that takes this power away from the regular folks, eh?
'Course, I'll rema…
@Ted
Thank you very much, from a state with a hugh deer population. No crossing signs near us and the forest and farm lands just down the road; but the deer are everywhere, including fresh bodies along the roadside.
I would like to know this lady's …
Note: msf was writing, too; before my post. Some info may be redundant.
msf, has provided; as usual, (a hugh thank you that you are part of this forum) a basis of information for this topic.
A real world note about this. After the market melt, the…
@bee
I don't think anything would be different. I did the test run with Fido, as if I wanted to pull money from my IRA to xfer to a c.u. acct. and the choices were as noted in the above reply to hank.
@hank
You noted: "Now, to be safe, I mail them a new opt-out form along with a letter listing all the funds to which it applies every January. If, by chance, I move into a new fund during the year, I mail them a new opt-out form for that fund."
&g…
An update for May 12 market actions in India, for your consideration.
10 Reasons why the Sensex dropped 600 points
Note: we do not have any direct investments in this area, at this time.
Howdy @Junkster
I suspect most of us are pleased with where we live. I'm not unhappy with my location and have easy access to higher levels of education, a wonderful state to continue to explore and discover, and enough cultural exposure.....the ar…
@Crash
Things have been pretty much 'splained in full.............and that your TR Price site will have calcualtors to help your determine your RMD needs. From all I have studied, your RMD for the first year will be about 3.85% of your total IRA val…
@hank , et al..........
I presume this method in some form may also apply to other custodial IRA accounts.
At Fidelity, we have linkage setup between our accounts and our credit union to allow us to move money electronically in either direction.
…
Hi @hank
A critical language portion of the 2012 revision of pension(s) taxation in Michigan:
Entities, over whom Michigan has jurisdiction, disbursing pension or
annuity payments are required to collect withholding on those payments that are exp…
@savra
Which of the funds are you considering in the below linked list?
Your having access to your 403b web site should allow you to determine from that list what the fund types consist. An example: aggressive growth should be noted in the prospect…
@davidmoran
I have always had a professional experience with SS and Medicare. I had several follow-up questions with a lady at the SS office. She was always very prompt and knew her business. She received a thank you card, from me, for her efforts,…
@Tampabay
You've missed the entire notion of the thread.
I don't recall anyone mentioning being "unhappy", except you.
Traveling to the point of staying in another location for a long enough period of time to learn, grow and enjoy is the focus o…
@JohnChisum
Recalling that, regarding your mention of Japan..........when I was traveling for a year (Europe/North Africa) perhaps 10% of those I met were long term travelers, meaning their plan was to travel for at least one year. The Aussies, bot…
Hi @LLJB
Recall most, but not all of the "Costa Del Sol". This portion of my travel happily consumed 2 1/2 months; starting at Gibraltar and eventually leaving Spain to travel towards Switzerland/Germany.
The "tapas" bar........yum !
I had a 1962 V…
Hi @little5bee
Ah, yes. Bavaria. Lived in Garmisch for about 3 months during the late fall and early winter period in 1973. One side trip provided a wonderful, sunrise morning view from the Zugspite.
Recall that too much of my food intake there w…
Howdy @JohnChisum
Geez........you triggered some brain cells with your mention of Japan. I was fortunate to stay just outside of Tokyo for about 6 weeks way back in 1969 during the cherry blossom bloom period. I also had a "ride" on the fairly new b…
Hi @hank
Not that you don't know this; but too many folks who may desire to not start SS early, must take the money early, as it is money they really need for living. The SS money is not for investing or otherwise; for these folks.
@Crash
As msf wrote; there are many choices. Time to get studying on all of this now. Not sure if you can have some of the supplemental coverage plans (i.e., Plan F) if you are "expat" status living in another country. And your stated $1,000 becomes…
Good Morning @Ted
I'm hoping the big money finds the markets oversold at this time, too. I don't choose to give back too much of the YTD gains at this house.
Take care,
Catch
@MJG
You noted:
"But I don’t like just opinions that are not backstopped with applicable data and informed references."
You must have or have had some interesting discussions involving religious beliefs and other topics where opinion may not always…
Hi @hank
Yes, OT for this board........kinda. But, this does help define the problems that exist in many other states, too.
The broader problem being the politics, eh? And politics do affect investments, too; from intervention of and into policies,…
@JohnChisum
This would be broadband connections..........but the mode doesn't really matter, eh?
Thank you
@Ted
Not a complaint regarding NSA, strictly an observation.
Thanks
Anyone have any other related info regarding problems or otherwise using…
