Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Hi @Ted
Likely for yourself, too; but over the years the biggest challenge I have found with trying to get folks to put aside monies for investing was to change their spending habits.
One change that did help a lot was the, although slow, introdu…
Let's start here.......
Hover the mouse/pointer over the numbers for reference info.
I'll check in again to read.
Pillow time here...a very busy next few days awaits before the next storms.
Fido bio fund, FBIOX , from Jan, 1999 to date...........
You may move the 4,064 day slider bar from either end to shorten and/or look at other date ranges.
chart link
Hi @scott
I would think you are correct. The only other guess I would have regarding age is that PopTart, perhaps JohnN and yourself are likely close age grouping.
Wondering about the median age here.............not knowing the number of folks conn…
So..................
Will some of the boomers pass (inherit) their monies to their children, who then use the money to support their children (the grandchildren of the boomers), who may not have decent income from work and/or a pile of student debt…
Hi @PopTart,
Not that some healthcare sectors will remain the only sector; but I expect more consolidation within bio and pharma areas. More takeovers of the smaller by the larger. Money is cheap for this adventure and cheaper than trying to build…
Ha !!!
This conversation must have put the magic into the funds. They both gained a full 20% of their YTD return, with today's return.
Oh, well; such is the mystery of life.
Catch
Hi @AndyJ,
Thank you for your thoughts with this. I have digging around, too. We know these periods of cycles exist within many funds.
Yes, the end of August, 2014 found the fund starting to move sideways and then bang in November.
We're trying t…
Hi @PopTart,
I recall you use Fidelity. We have added to our FHLC holding, which is more so targeted (60%) towards pharma and biotech.
Fido composition view of this etf
Added: Euro against $, down -1.4% at noon, EST. -1.6% at 1pm
Lastly, geez…
Hi @scott,
PIMIX dropped 3% between Nov 27 and Dec 17 last year, bumped up about 1.5% and remains sideways. And yes, this has been an exceptional bond fund for the past several years of our holding. The fund is 1, 1 and 7 ranking over the past five…
Since Oct, 2011- Feb 25, 2015, total return:
--- SCHD = +78.1%
--- VYM = +80.85%
Pretty much a break even between the two for the time period, eh?
Chart
Managed Futures Funds per M*
How would an investor find a fund in this category that they would be assured could perform in a steady performance pattern over the years?
Yes, there are winners and losers over various time frames; but most investors…
@johnN
You stated:
"If i am retiring next yr i am selling. This is what i told my mom who will retire next yr"
I presume you imply selling all equity positions.
And that money will travel to where ???
Balanced Money
Per the preliminary gov't. rules released about 10 days ago, Amazon and related won't be shipping via drones any time soon.
When Mr. Bezos spoke about this method several months ago; one area that I envisioned is the drone's with their goodies being…
Several years ago (2009-2010 period) a discussion with a couple in their late-60's came into place. They were frugal with their expenses, had modest pension income, receiving SS and had been investors otherwise for many years. They were nominally sm…
@Ted
Thank you. A very good "to think about things" write, the human animal and investing.
The last few words........
"For the moment just two things are clear. First, that simple is better most of the time. Second, that the odds are against com…
@JohnChisum
I agree as to your points too with personal data storage. We have fire safes for storage located in the most secure part of our house; not subject to water/flooding; and even less subject to fire/heat circumstances.
Related: Google's Project Zero targeted to find software security holes, notifying the vendor with a 90 day fix period; thereafter releasing the data to the public.
A bit ironic, to a point; with Google's ability to gather personal data. But, this …
Hi @golub1
You noted: "Reversion to the mean works over the long term, but momentum works over shorter terms. How soon it fails and when to switch to another strategy is the great puzzler."
This statement pretty much sums the whole picture.
We a…
.77% out based upon the $3.5 billion previous.................now, if the trend continues for several weeks or months, then perhaps of consequence, eh???
And which equity? We know large caps and other caps have their days in the sun, while the othe…
Disclaimer: :)
"The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor."
With the above in …
@msf
Along the same line of price and quality.
I had very good performance and wear with a Columbia winter jacket that was worn through a work day, 5-7 days a week for about 10 years during the cool and cold months. The jacket was subjected to outd…
Acitve managed Moderate Allocation funds list, which vary in balance methodology.
Click upon the 5 year column for the longer view to sort by return percentage.
Note: these funds, not unlike we mortal individual investors have off years, too; as …
Update PRNews release, number 2,098 related topic: 16/2/2015, 21:26 hours, U.S.
Well now............ULTIMATUM is pretty strong wording. And "by" Friday, none the less. Perhaps meaning before Friday's dawn sky?
Round 76 and counting.....
Howdy @msf
Knowing you dig deep into whatever needs research......
I offer the following trinket per Wikipedia:
"On January 1, 2006, MBNA merged with and into Bank of America. MBNA America Bank, National Association, (MBNA) then became a wholly …
Howdy @Ted
Accounts are being consolidated here.
With a remaining conviction that real estate will maintain forward momentum, as long as interest rates don't become upward crazy too fast or some other strange event; the next likely candidate for …
@Ted
Yes, FRIFX is a tame one in the real estate arena. Hell, it is listed as a 3 alarm fire fund here in Charles' list; because it is matched against pure real estate equity funds.
M* does not have a category for this type of fund; so it shows up a…
One of our real estate holdings for the past several years is FRIFX. It is an odd duck fund for the other RE in its category; as it averages about 50/50 equity and bond mix.
The fund turnover runs about 30; among 570 or so holdings as of the most r…
'Course.....the lowest mortgage rates are for those with excellent credit scores, 20% down, which also avoids the PMI insurance fees.......
And folks actually want to have a mortgage, versus rent.
There will always be some who want to purchase a hom…
To note again. Click the dropdown menu "subject" , at this first page, for a brief overview.
A category also exists for financial studies, listed within economics and finance. A whole bunch of goodies here.
Khan Academy
Khan is a fine example of…
Additionally, Dept. of Justice seeks felony/criminal charges against CITI, JPMorgan, Barclays and RBS for currency manipulation.
I don't recall criminal charges being in place before, excepting individuals.
Story link
@Maurice
Well, don't know about the public service part.
Some cultures or portions of that culture, consider that a prostitue provides a "public service".
Sidenote: Personal observation that Ms. Lagarde spends too much time in the tanning booth. Is there an add-on tax in France for tanning booth owners; as in the U.S. ?
IMF chief Christine Lagarde suggested in an interview with UK's Guardian that the…
