Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Hi @dtconroe
As to the Kiplinger list; and your notation, " Over time, I have had to continually assess the amount of "risk" I am willing to take, to generate the "returns" I am willing to make." Yes, we all have to assess our risk based upon many …
ALL CAPS SUBJECT LINE, well; OK !
We're biased at this house; so this will show in the write.
Understanding that value investing is a "buy it low"; we prefer a buy it low, when present into the growth sectors. However, I'm sure decent money has be…
Hi @hank
Having contributed to a Roth IRA in prior years, I'm aware of the form 5498 provided by the company where one holds the Roth.
I've not performed a Roth conversion and am curious as to whether your also received the same form, indicating th…
Hope these folks are not buying their autos/trucks/vehicles using this method, eh?
How are they choosing a real estate broker? :)
A dart board method might be better suited.
I didn't read the article, but from my experience; I don't consider being a pediatric dentist or dealing with the elderly as a low stress dentist environment.
@johnN
Ok, a typical write for the Fool and the 1,000 article this year on SS. Not sure about the "web" part and I presume you intended MJ and NOT NJ.
The only add I have about NJ, is that the retired folks I know from that state had to move, as af…
The spousal Roth IRA has been discussed here previous; but I'll add this again, as many remain unaware of this provision.
From personal experience, I've helped 12 married couples discover this little known provision. Obviously, a married couple need…
Hey, @Old_Joe , thanks for making the proper post for this graph.
Had a brain fart with this........old habit; well, don't know. Hoping nothing more than a short period brain fart.
Take care of yourselves in your neighborhood.
Catch
Ah, the investors LAMENT, eh? We all have our days, weeks and years, yes?
Per the way back music files, from The Shirelles, in 1961, a partial descriptive lyric could be:
"Mama said there'll be days like this
There'll be days like this, mama sai…
Mr. Hulbert did not once mention that higher interest rates and growth generally may be assumed to also cause higher inflation across the broad social economy, a loss of purchasing power.
And how may he assume that some folks don't use part or all …
@hank
As to gold the metal, not the miners necessarily; that USD strength will continue to have an affect in this area, as well as some other commodity areas.........being these products are USD cost based.
Hi Lewis,
I'll add this graphic list that I view for global real time.
Opps, intended to add FINVIZ for those interested in other areas.
And this is a decent page to view through the day or at trading day's end, representing various ETF actions in…
Hi @rforno
Interesting take; as I still observe CNBC, although offering real market info; still strikes me as a "game show" presentation. Bloomberg, IMHO; is cerebral and yes one may say, "boring". With Bloomberg, I generally feel like I'm attending…
@Simon
Yes to your observations.........the linked site is not an investment site; but a catch-all site for various stories in the hope of ad-click $, IMO. Many other features at the site are dead end and some from 2018.
The FSMEX info is incorrect…
@newgirl
You're at a good place here, to learn and absorb.
Possibly boring whomever here should never be a consideration for any comment or question.
I've been playing with investments to the meaningful side of life since the early '70's and would…
Morn'in @Mark
Kinda strange many times where these folks (in this case, your Greg Carlson notation) obtain their take or bias or whatever helps them form an opinion. I don't understand his statement about Fidelity management of this fund, FBALX. Pe…
@Crash
Fidelity minimum is $500.
Are you trying to buy this through your brokerage where your IRA or taxable accounts are held? Have you tried a test purchase there? OR is it stated at your brokerage that $100K is the minimum?
There are a number o…
@MikeM
You noted: "If you are speaking of leaving a Roth for inheritance, what I read is Roth's are now the preferred option over IRAs and 401k's for leaving an inheritance."
The problem being is that the overwhelming number of individual investors …
@Crash
JABAX is an advisor/broker fund offering. The clue is an A, B or C before the X in the ticker, generally speaking, which has been used for load share classes of funds. This fund is now noted as a "T" type as part of the changes for fiduciary …
So, she doesn't want us to sell our equity in what may or may not be a crash; this is surely a bad move. But, she wants us either at the start of or fully into a market crash to become involved in her 4 choices.
So, bond prices would likely already…
Do your 401k plans have any special requirements to withdraw the money? This question could apply to whomever is receiving the rollover.
One of our rollovers to an existing T-IRA required that Fidelity provide a "letter of acceptance" to the 401k c…
@stillers
I agree with your observation of FBALX. At .53% E.R. and a since inception (1986) annualized return of about 9.3%; well, if one is doing better than this, then stick with your plan. If one wants to retire from meddling with their portfolio…
@Crash
Not quite sure what you mean by convert T-IRA money into taxable accounts. I will presume you mean an investment account that is non-sheltered.
Well, it you need the money, you need the money.
If I need extra cash for whatever reason from …
Hi @rforno
I didn't provide proper detail as to my "app" question, apologizes for my error.
I'm referring to add-on apps, not a VPN app; that are widely used with smart phones, as a printer app, WhatsApp, flashlight app, game apps, etc.; and the pe…
Hi @rforno
Are you aware of breaches in smart phones as a result of the "permissions" needed for folks to have use of a particular "app".
I'm sure most folks are not aware of the "permission" feature needed to run an "app".
Thank you for your time…
Agree with msf.
From my looking about at M*, most mutual funds retain 2019 and prior year numbers properly as of Jan. 1. ETF's returns have already rotated numbers (apparently at midnight) and show 0% for YTD (being 2020 reference).
Hi @davidrmoran
Investing one's hard earned monies could be a game named, "Whattdaya you know?"
Not unlike many monetary items, including high priced items; I still don't understand why folks don't take the time to get smarter about their money and…
@msf
Thank you for your time and observations.
This whole pension tax process (May 2011 - Jan. 2012) was a 3 ring, government circus event, to the max; including the last minute rush to provide legal language to the CPA's, etc. Michigan's newly ele…
Hi @hank
Thank you for your added information.
NOTE: this conversation is not fully in line with this post subject,except to the point of current and/or future taxation regarding the tax status of retirement monies, as to how variations exist withi…
