Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Thank you, @msf
Available fund investment returns for "x" years historically would keep one ahead of the 2.9% annualized inflation rate, prior to the cash position noted.
Perhaps it is time I leave the stage.
Catch
@Edmond
Don't misunderstand. I'm an equal opportunity critic of politicians. Trump happens to be in the hot seat at this time. If a president of another political party was acting in the same manner, he/she would receive the same poke. I don't find …
Why wait? @Ted
My military service to this country and other moral and ethical pursuits to the public and private good, will have been for not.
Deep despair would be the feeling of the day. Especially for the young ones of my family and friends.
…
@msf
You noted: "The Fidelity annuity does provide an income guarantee, but like many annuities, that guarantee locks in a fixed monthly payment amount. No more VIP Balanced Fund. The options offered by the Fidelity annuity are extremely limited: on…
Hi @msf
We've been down this discussion road before; but I would still opt for Fidelity's annuity offering.
With the offerings available, one should not have a problem with beating inflation; and with fairly low risk, IMHO.
Even with a somewhat agg…
Hi @MikeM
Being curious, a Chart-O-Matic of 2 gold funds, 2 gold miner funds and a compare against FBALX. The backward look is limited to Nov., 2009 based upon inception of GDXJ.
Chart
Nothing against precious metals, and we have played in the pas…
@cristinaperry
I'm not able to travel to London (UK) today to sell my gold for cash.
Your post has been flagged to management for solicitation. You must have missed the sign, "No Phishing allowed here".
Go phish elsewhere.
Why the ruffled feathers, @Ted. Sure this is investment related. Many investment areas today, with the "tariff" wars increasing, are being impacted by these actions.
I know folks who have money in India investments, as with MINDX and etfs; who pay…
S&P sectors....okay.
Guess its how one identifies a sector.
Materials sector, XLB is 14.8% YTD. XLK, IT sector is +23.8 or so, YTD.
Tech. broad based is doing fine.
FTEC, Fidelity Tech. is +24.2% YTD.
Don't believe June really matters all t…
@Mark
When I read a headline like this one and knowing what we know about the current global market circumstances; I always try to presume that this type of article will help the new (er) investor have a better understanding of how money things func…
I agree with those who have pointed the finger towards a browser function. Periodically, and without any apparent reason; I'm asked at a few login web pages whether I want to save the password, etc. (to make it easier the next time accessing the pag…
HI @Puddnhead
We've been transitioning some money since early 2018. The below holdings have been in place for several years and have had adds since early 2018. Note: all of this money is in tax sheltered accounts, so we are not concerned with tax ra…
@Puddnhead
At this house, we will likely start to fade the meddling of the past 40 years and travel towards a fund as FBALX. Too hot towards the equity for old timers, for some perhaps; but everything won't be in the fund.
Option 2 would be a 25% e…
A chart look, under the hood; of those funds mentioned prior.
The backward look period is limited by PONCX inception.
Of consequence during this period, WHEN some of the market melt of 2008 had already begun is the effect of strong performance of …
Howdy @Junkster
ADP report from a few days ago suggests latest add to new jobs will be about 27,000;
which is a way down in the mud number. ADP's numbers are generally close to being correct against government numbers.
This number should be baked …
Ya, @Ted You're such an inconsiderate person for those who don't have your financial knowledge. @bee took the time to offer a link of value and you have nothing to offer but a smart ass comment.
The site link I added has helped friends and family …
Hi @bee Thank you for the mega list calculators and related.
I'm including this link of 18 common calculators directed to household financial considerations. Although this link is via AARP, I've found these newer style calculators at other sites…
Thank you @JoeD
I'll place the link below for those who are curious about his Tweets in real time.
You will notice individual sections. Each one may be "clicked" to further open to read replies via scrolling. When finished with a section, you will …
ADD:
AS the past decade was mentioned, here are the total return numbers starting at March 9, 2009:
--- TEFQX = +621 %
--- FSPTX = +602 %
--- SPY = +403 %
Apparently, Fidelity Select Technology also "walloped" the market.
TEFQX vs FSPTX vs S…
VBMEX is an unknown ticker. Need to check these in your posts. Ticker symbol capitalization here allows for highlighting and fund identification, from a cursor hover,eh?
So many posts and that's fine; so I don't know if this simple question has been posted among all of the text:
" For me personally, for others here and the general public (those who are aware); will I/we/they knowingly ever board one of these plane…
The madness and delusions of the zealots, on both sides of the political fence; sadly, is alive and well.
The below in bold is a current (Oct. 2018) and a typical lie that moves through various social media postings by conservative individuals and…
I presume the below link has some other related data; as I could not open the original link. May be of added interest.
@JoJo26
I agree about nudging folks along into investing in their monetary future; and that it is almost a dead end pursuit.
I'…
Based upon reviewing other online information and posted at the San Diego Zoo site:
"In honoring the terms of our conservation loan agreement with the People’s Republic of China, 27-year-old Bai Yun and her son, 6-year-old Xiao Liwu, will leave th…
If he is 18 he may have the Roth in his name and the account monitored by whomever.
Many details have been provided in this thread for this topic.
I have nothing remaining to offer.
@msf
You noted: "If this would be a joint account, it couldn't be an IRA."
My inclusion information for the Roth IRA or a custodial account for a minor is that this would be my preferred path for someone just graduating from high school. If they ar…
@msf
You are correct, I did not intend to use an etf example for one obtaining factional shares from a purchase. I corrected my write to define the purchase of an OEF type fund.
Thank you for the gentle head slap.
You stated: "Could or should it be an IRA? Yes"
A Roth IRA??????
No taxation............
I set the recurring investment at $1,000/year; thus the $83/month entry.
Please look at the calculator link I provided above.
If she/he has worked or will…
Okay, so let us look at this.
The power of compounding and not paying taxes via a Roth IRA. Look at the total return number at the top of the data entry section, relative to the data placed.
At the linked page, also scroll down to read the "rate …
Is the relative's account going to be a Roth IRA/Roth IRA for minor? If he has income, he may open a Roth IRA and the account may be funded by whomever, so she/he may keep his hard earned money for other uses.
And to which firm will his money trave…
I recall the money you're dealing with in this question is all traditional IRA, correct?
I'm confused about your portfolio.
You noted recently, that: "PRWCX = 32.35% of my stuff. I'm now bond-heavy, in retirement. It's my favorite, too, and my on…
@Derf @hank
If one plucked down "x" dollars, buy and hold on Oct. 30, 2007; the below percentages are total return for the period through May 16, 2019.
Same chart layout as last post, but with a start date of Oct. 30, 2007; which is very close to m…
