Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Don't know if this applies, but if you still have taxable income in 2020, I would max a ROTH IRA first. Or other investment options........
I suspect closing an account within one year might have a small impact upon credit rating. This should be abl…
@carew388
Many in central-eastern and southeastern Michigan already speak the Ontario dialect. The Detroit-Windsor and Port Huron-Sarnia border crossings are heavily trafficked international points in the U.S.
Canadian National RR owns the rail lin…
The below is a well done overview and I presume unbiased. You're correct about futures trading at Fido; according to the list in the link.
Disclaimer: Fido biased customer since 1978.
TD vs Fidelity
The week was rough for U.S. bond performance. However, the bond and equity markets remain, somewhat, within the functions of the central bank. Barring economic reports near term that are beyond belief to the positive side, I expect enough bond buyin…
ADD to the CDC / HHS Covid data base change:
The manager of the Trump administration’s new virus database refuses Senate questioning, citing a nondisclosure agreement.
The private health care technology vendor that is helping to manage the Trump a…
@johnN
I watched the numbers this morning on Bloomberg. A blip at this point, IMHO. The report was indicated to only include the first 2 weeks of July. And how much of the spending involved money from the previous stimulus checks and the bump in une…
Hi @Rbrt
The Barchart link referenced by Old_Skeet allows for a very good overview of market etf's that reflect (realtime when U.S. markets are open) the technical aspects. Also that one may click the column headers to sort a list somewhat.
In add…
Hi @Old_Joe
Those statements 'bout cover most of the bases.
And all of the smallest ramifications that continue to tweak and alter daily events for many people.
My list is smaller than many; but I and family encounter little road blocks in many …
Hi @rforno
but when I want to get out of a position, I want to *get* out, not wait hours for an order to fill. By contrast, if you want to sell an OEF, you can be guaranteed out by the end of the day.
Have you experienced significant delays "getting…
Howdy @davfor
I'll add this from my post in the Dodge & Cox EM thread:
"The market melt of 2008 brought us to the "this time is different", and we investors remain with this circumstance; except now, "this time is REALLY different", IMHO."
Hi @David_Snowball et al
This is a critical statement, IMHO: "361 Capital shared and interesting note that talked about which assets have, in the past, benefited when the US dollar weakened (a predictable consequence of zero interest rates on do…
Hi @rono
Did you ever trade U.S. penny stocks (silver) via the Spokane Stock Exchange? All phone call trades at the time, of course. Over several years I had a grand total return of about a -10%. But, this was interesting and somewhat fun, too. I t…
Hi @hank
The below video (Bob Prince) remains a bond head scratch and a valid concern for me. Some items discussed have been part of conversations here but his path of thought process and overview helps me in the "listen to him speak" mode.
Bob P…
I suspect, as one's time frame allows; most here always have a "time for thinking" about the investments. For me, this is a weekly (at a minimum) control and view period to observe "trends". At some point, I will not desire to do this and will have …
Would be nice to expand on this topic; but I continue to fall back to the aspect that Trump remains to be mentally impaired; as was apparent in his demeaning behavior just before and during his involvement in the Republican debate.
He remains the m…
Assuming your investment platform (Fidelity, etc.) allows you numerous choices for purchase; and with some of the funds already mentioned above, part of the choice would be U.S. centered or global, too. I remain U.S. focused at this time.
The below…
Thank you @msf
John Hopkins reports, as of 10:35am, EST:
--- cases 4,826,861
--- deaths 158,321
Additional. I'm going to observe potential outcomes in/from Sturgis, SD and the annual bike rally. Many have already arrived and the mayor expects…
Not directly related to the "head slap" learning curve, but methods being developed to help discovery of Covid cases. Obviously, there are many scientist's searching for a method of testing.
MSU and a spit test
When those who need the biggest head slap state, "it is what it is"; one knows it is time to move along.
Michigan and other states combine with the Rockefeller Foundation to order rapid test kits.
Article
Hi @Derf
The below link identifies 952 institutional owners of the TIP etf. Another source indicates institutional and mutual fund companies comprise 63% ownership of the TIP assets. The suspected regulars would be pension and mutual funds, insuranc…
Hi @Old_Joe and @hank ......et al
Tangent considerations for this thread.
The below calculator is based upon the government CPI; which many agree is a flawed gauge. I agree with this view. Aside from whatever one may conclude is an average of co…
@Crash
The performance of PBDIX is fully inline with the bond sectors it holds.
Is is not outperforming it's index or category benchmarks.
What you are witnessing with this fund is the blended performance of AAA-BBB rated U.S. bonds for the YTD; no…
@hank You noted:
I’m accepting this added risk to help compensate for the extraordinarily low current interest rates
The price performance benefit of those low yields:
YTD.......
--- MINT = +1.15% (Pimco Enhanced short maturity, AAA-BBB quali…
Agree, OJ. msf is a gem.
When I read this thread again, I must have been too tired when I wrote; as most of my info was a rerun of msf's documenting.
Pillow time for this one.
Neighbor woman near 90 in good health. She needs a valid BC to renew her DL due to updated law. She will also need positive ID to vote.
Hank.......I presume the DL updated law that is mentioned is in regard to the Gold Star DL. This is a FED require…
Well, as we all need a bit of unwind time these days..............I'll provide this relative to MLB and the current games.
Although the game "style" today is mostly enjoyed by real fans, who are starved for this sport; I hope that there is not too…
(I wrote this from memory before checking; I can even recite person, woman, man, camera, TV.)
Hi @msf
Never a doubt in the minds of those here who pay attention. Your skills and dedication to proper documentation is superior.
Thank you again.
Res…
Hi @wxman123
I can't dismiss the outstanding performance of VWELX and agree with you.
As this fund is closed for the most part to many; my question is whether an individual Vanguard account holder may place new money into this fund or only add if on…
Hi Donna,
First, you need to know that I am biased to Fidelity. Schwab would be my next choice; but I/we have no need to transition.
As to T.R. Price and Vanguard; recent discussions here indicate Price is mostly, if not all their mutual funds and…
@JoJo26 and @msf
Being curious, I charted the "total return" of both of the indexes mentioned previous. The difference being .13% over the term of the compare.
Compare of FZROX and FSKAX from inception of the Fido Zero fund.
The HHS "new" data system in place. You may be the judge, of course: to its quality.
As is normal, at times; the comments section is of interest, which is at the end of the write, from this The Hill publication.
For me and family, we can only kno…
Another head slap for the non-believers, but from and for the wrong and sad reason.....
Not fake news to the best of my knowledge; but may be tweeted as such from somewhere/someone.
85 babies, under 1 year old test positive in Texas...in 1 county.
From the Cramer video:
--- but come July 28, he expects the market to start rolling over,” he said. “Given that the expanded unemployment insurance benefits from Washington expire at the end of the month, well, I wouldn’t be surprised” if his call…
