Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Hi PSA,
My inflation adjusted 2 cents worth.
As I don't recall your other bond fund holdings at the moment; I can only note about what you asked.
DBLTX and DBLFX do not offer what I consider to be bond diversification; although both funds have…
Howdy Max,
What funds are you looking for at Pimco?
Example: Total Return Bond fund
PTTRX is institutional, $1 million, and ER of .45
PTTDX is retail version, $1,000 minimum and ER of .75
All of these various classes used to be identified at Pim…
I really like this section of the article in the 1st link............................
If, when you watch or read the financial news, you say to yourself, "This is crazy!" you'd often be right, says David Laibson, a Harvard economics professor.
Lai…
Howdy hank,
Hi Catch & All. Am near the end of a stay in the Marathon Fla part of the Keys. Taking noon time break here from sun and 80 degree heat. Just checked northern Mi forecast for our return Friday and looks like snow and rain mix. #%*!…
Hi rono,
A few times today (Wed) the short term Italian bond yields were a bit higher than the 10 yr.....an inverted yield curve. This is not a very pretty indicator. I placed a link for the 10yr in the reply post to OJ here.
The bond traders, in…
Howdy OJ,
Not that this matters per se, for daily monitoring; but this link lets one view the Italian 10yr bond rate/price. I have watched this beginning when MF Global closed down their operations. Although having a fair amount of bond exposure, …
Howdy BobC,
" First, I agree that a person's investment goals, risk tolerance, and time horizon are the most important factors in deciding how much one should allocate to stocks. But I also think it is important to remember that we are near the end…
Howdy MJG,
" I am not sure why the intense interest in John Bogle’s portfolio."
I don't believe we were having an intense disucssion regarding Bogle's feelings about portfolio mix regarding an investor's age. My original question was to whether th…
Howdy Mr. Shadow,
Once again, a large thank you to you for your continued efforts with helping us not have to perform the heavy lifting for the data you so kindly link to us.
Sincerely,
Catch
Howdy Investor,
Below is the M* of our portfolio from July 23, 2011. We use the free M* available at TR Price's web site. We have not yet used Financial Engine.
We don't mind criticial review of our holdings or methods, so don't worry about any o…
Howdy Investor,
I/we don't have more equity related exposure than we think we don't know about.
I posted in June or July that a full M* report indicated about 43%. That may be down a bit right now; but is close to the 35-40 percent area.
We have…
Hi scott,
I agree; but what is the portfolio mentioned?
Too busy to try to find his many writings and/or speeches to determine the nature.
Thank you and take care,
Catch
Hi johnN,
I appreciate your commenting; but I don't know what you mean by "John Bogle's portfolio", unless the old axiom about one's age in bonds and the remainder in equites.
What is John Bogle's portfolio?
Thank you,
Catch
Howdy Accipiter,
Thank you for the articles. I recall using with a pc in 1997, a malware program that had the servers located in Germany.....the name escapes me memory cells. I recall sending a few dollars to support the free program. AH-HA, incomi…
Hi Investor,
Thank you for the info; but don't presume what I did not write. I did not indicate any cash flows; and adjusting for drawdowns will require an adjustment in calculations.
The Funds Boat is all tax sheltered retirement accts and if th…
Hi OJ,
Well, I have a large turd pile of words about this thread parked at the "save draft" thingy.
Having read enough books, but not directly at "where coinage came from" and/or the history of such money; I will attempt to trim this write.
At v…
Hi Burt,
At this time, we have 7 retirement accts. 4 of these are at Fidelity, being Traditional and Roth IRA's. The other 3 accts are each at their own web sites.
We calculate the % gain or loss each week for the Fund Boat post.
All accounts w…
Gladwell at ted.com; a site with lots of goodies for knowledge or if one is just plain curious about a variety of topics. The video talks fit my style of intake.
http://www.ted.com/talks/malcolm_gladwell_on_spaghetti_sauce.html
Regards,
Catch
Howdy Kaspa,
Thank you for the update. I will presume you may have looked at these two, too; as they have a relationship to sectors you are invested.
EDV
LTPZ
You have not noted; so I will presume you are satisfied with your returns, YTD.
I wil…
ET AL to this thread:
Let me call it "AC" over the time frames of history. "AC" being, adjusted capitalism. Although not many forms of gov't during history's time frame are democratic or capitalistic.
The "AC" is when the folks "suggest" to the …
Howdy amateur,
I presume you do not want to pay the 1.3% expense listed for SGROX, although the minimum investment is $2,500. We use Fidelity, so I can not speak to the other brokerage houses as to smaller minimums for the institutional or adm cla…
Hi hank,
2 weeks back, we sold some HY and purchased APOIX; and at the same time used cash to purchase FINPX. We added more to FINPX this past week, from cash holdings.
Below is a look of some of what I follow throughout a day, as time allows; to …
Howdy Burt,
Your questions:
1. How do you differentiate a total bond fund from a diversified fund.?
>>>>>One really has to obtain the most recent prospectus and attempt to discover the primary plan of a given bond fund that may co…
Looks like we all should have had some money parked in this fund, after the 2008 melt. Even with the about -40% in 2008, as randykevin noted; the 3, 5 and 10 year numbers are very decent. I can not recommend another similar fund in front of this one…
Hi 00BY,
Nice mix with these, too. I agree that one needs to look past some bond funds named total and no forget the flexible and strategic names. We all are fortunate today to have a wide range of choices to mix and match.
Take care,
Catch
Hi bee,
I receive several mails each day related to CDS values. I do watch these.
No wondering why these devices are not named "insurance contracts"; which could cause them to be "regulated", eh???
I am not sure if this is the same video link I…
Hi Burt......
Ok, I misunderstood. So, you are still in need of a core "bond" fund and the other bond funds you now have will complement that core holding? Yes?
Regards,
Catch
Hi Burt,
I recall a mention about RNDLX a few days ago to you. This fund may be placed at our house; versus DLTNX. RNDLX appears to be able to travel the bond sectors as needed; whereas, DLTNX is a mortgare bond (very well operated) fund.
Or opt f…
Hi Old_Joe,
Very well done.
I suspect you will take immediate action upon your portfolio to properly adjust what was an apparently flawed model based upon your studies and guides for investing using human nature, fundamentals and technical scale m…
Thanks, AndyJ.
Every once in awhile, one reads something that just seems to click.............
I needed this final piece of the investment puzzle to allow this house to position our portfolio in a more favorable circumstance.
I really need to pr…
Hi bee,
Per your below questions:
"I have a question for you that plays off of your fund boat. I am going to try and create a 5-10 year draw down portfolio for one of my mom's investment bucket. She is 88 and needs about $600/mo to compliment her…
Hi bee,
I will get a reply (hopefully by Thursday) to you; per your "boat" question....just a quick stop here at the house and away again for a few hours.....schedule too packed.
This ad is being put in place on German television to help sooth th…
Hi johnN,
Gonna have to wait a bit more to find how any EU fix plan is received by the big money kids of the markets.
Still piles of debt headwinds in the developed countries; regardless of any plans.
We try to watch etf's/funds for changing direc…
A financial instrument that is created artificially by simulating another instrument with the combined features of a collection of other assets.
Okay, and with the full faith and backing of ? ........... just a minute, just a minute; we will retur…
Hi bee,
You are indeed a "busy bee" with your efforts in digging around for info; and thank you for all of the intersting links you post.
As to equity holdings, the following are the most concentrated:
FRIFX Fidelity Real Estate Income (bond/equ…
Hi Skeeter,
Thank you for your time with the charts. We have been in and out of some high load funds in the past; in particular, GHAAX. However, the loads were waived; as the funds were part of a retirement plan group.
A recent peek via M* indica…
