Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
If the brokerage option is part of the 401k plan; one would suspect you would be allowed to invest in whichever funds, stocks and etfs that are not part of Fidelity, but with which Fidelity has an agreement. Whether reduced minimums would be availab…
@Crash
Annuities have been discussed numerous times over the past few years here at MFO.
The new and improved MFO site does offer a very decent search. Search the word, "annuities" or "annuity" to discover which discussions contain the word for y…
@Dex
We use Windows 7 and IE 11. Used Chrome for a few weeks; but had page load problems at several sites we used often. This may have been some type of conflict with how the web page was built. Ten years ago I would have played tech. spy to determi…
@LLJB
Perhaps the now approved "IMF" loan is part of the Hasenstab plan, too.
'Course, the whole thing, (loan and country) could still crash and burn.
IMF $17 billion loan
@hank
Howdy,
We exited most of the equity side two months ago. We'll either be happy with the bonds for several months; or find our monetary arses flat to slightly down for the next six months.
Take care,
Catch
Sadly, these folks are among those with whom we invest and swap monies.
A link from a previous post, and the best description, with which I agree.
What is a psychopath?
I check "internet traffic reports" periodically just for fun. Some data for particular locations stays the same for long periods of time; so, I don't know how useful the data.
http://www.internettrafficreport.com/
OJ, is likely correct. The folk…
From the article: "Earlier this month, Bank of America Merrill Lynch warned that we’ll see a 10% to 15% correction this autumn."
Glad to know this "prediction" is from the Merrill group and not B of A's accounting group. :)
Does B of A's "predicti…
@Old_Skeet
Howdy,
I took a quick look at one of the short term bond funds, ITAAX, in your list. I am not familiar with this fund or its prospectus, as to what methods are available to the managers; but find that the most current report (12-31-13) …
As the board and radio/tv news, is generally equity-centric reporting, I'll lend a helping hand to the bond side of life with the below link.
Regards,
Catch
Bonds, weekending 4-25-14
@hank
Howdy, up north.
I followed the pension tax issue very close, here in Michigan; and wrote many emails about this silly tax plan......but, I digress.
My understanding, from recall only; having read many of the legal pieces of this taxation d…
@PRESSmUP
Howdy,
You noted to Vert: "I'm about the same age as you, and plan to continue my coverage at the Cleveland Clinic under the Affordable Care Act when I retire."
You're stating that your current health care plan at Cleveland Clinic will …
Perhaps he wants to kill off some of the current pricing; and waiting for a better price point to buy. Some of these big-player folks are gaming the system, eh? They're just not breaking any laws with methods of pronouncement, be it fact, fiction o…
Tax bracket wise; for a large percent of American citizens, they do not have to be concerned with a high income tax rate. Their main concern is having enough "net" income to provide for...................well, everything they require to live.
The fo…
Yup.............central banks around the globe have seen the light and will be mending their foolish ways; employment with a fair living wage is on the rise everywhere, technology will spur many new areas of work for the masses to help return a midd…
MJG noted:
"I’ve hesitated to recommend it to the MFO membership because it devotes only a minor portion to investment advice. It is not sophisticated in that it covers many broad financial matters in a simplified format. It is a great introductor…
@ron et al.
FRIFX, if you have access to Fidelity, is a nice conservative real estate fund. The category ranking of FRIFX for real estate related funds at M* ,won't set a viewers buying thoughts on fire, at first glance; as this fund is curren…
@cman
You noted: "Whether it is fundamental indicators or technical charts, they all contribute towards what I call situational awareness. I think this is very under emphasized in investing."
Thank you and yes..........tis under emphasized. I suspec…
@Charles
Howdy,
You noted: "I'm thinking of starting a tally on the MFO board of excess return per expense ratio. May be interesting to see which funds deliver highest value for investor expense."
>>>The total return of any fund obviously…
Been noted here before and I am sure in other places...........monetary policy in this country and in other markets/countries remains very perverted. AIN'T much very normal in market forces at work to obtain some sort of benchmark of what is real an…
@fundalarm
Hi,
Our house is again playing more in bondland; ....so, far; so good. Equity down to 15% as of the end of February. Two largest equity are currently PRHSX and VSCPX and the equity mixes among FAGIX and LSBDX, in general; with a touch …
Ding, ding, ding.........
Big banks, from the article.........."Should the economy get stronger, interest rates should rise along with loan demand — both good things for banks."
>>>So, in the next recovery, eh??? Okay. 'Course, the big ba…
@Old_Joe
Hey.........how you??? And no, we're not finished with remodeling yet....ARGH.
Smiled about this, too. But, it is a valid point about words, writing and our complex language.
Thinking along this line: He/she decided to move and invest i…
@Crash
You noted: "CNBC or Bloomberg... The personalities all systematically misconstrue and mischaracterize all of reality, particularly economic news. It is in the warp and woof of their financial-speak. Because their point of view is that of the …
My local survey indicated that the great variance in location answers for Aussieland, Perth, Ukraine and numerous other locations was related more so to those who are long time students of the earth sciences and the confusion came from their past an…
@scott
My concern is for the overall internal affect upon those who remain. I have seen too many times in business, large and small, how internal conflict causes "operational problems". Folks not in a good mood..........................
I choose t…
@bee
Howdy bee,
Short on the time thing here today..........but a little something that may help.
Click on the "Resources" header in the title bar here at MFO and then click on "The Navigator". At "The Navigator" page, and the "type in the name of …
As noted: "It's hard to believe that what Wall Street market exchanges are doing isn't illegal."
Summary: .................As the lobbyist strolls into the Halls of Congress...............
@tip
2% redemption fees are not uncommon; as well as other levels and time frames for funds. Vanguard, as an example; has had various fees and/or restrictions for many years.
So, your fund "added" this redemption fee recently???
What info do you ha…
@jlev
1. If I understand this properly, your father has an IRA (1/3 of his money) with the single holding of the Blackrock Tactical Global Strategies which is inside of a Metlife variable annuity.
Current Blackrock fund summary
2. The remaining …
@MJG
We're only do'in the investment suggestion box thing.....
sug·ges·tion
/sə(g)ˈjesCHən/
noun
suggestion; plural noun: suggestions
1. an idea or plan put forward for consideration
Any and all disclaimers, and "hold harmless" notations should…
@willmatt72
A note about the taxable status of the majority of the monies.
Add this to your list of things to do :) ......
Fidelity Personal Retirement Annuity
The above link is an overview with some other internal links and a short video.
Th…
@willmatt72
First, it has been stated here at MFO that this type of interchange is dangerous among strangers, especially on the internet. So, I'll pretend we're, face to face, at the Mutual Fund Bar and Grill just down the street, having a casual ch…
@Gingersnap
VWELX is limited to existing investors, company retirement plans (401k, etc.) with possible restrictions; but did close to new investors in March, 2013. Perhaps still available within Vanguard directly if one has an account there.....w…
Thanks, bee.
The article notes being a 2014 review. A quick note about what is listed for Fidelity and perhaps for other vendors, too; that may be incorrect.
---Article notes that non-Fidelity funds have a $75 trading fee. The fee is $49.95. Al…
All an Alfred E. Neuman, "What, me worry?" thingy.
--- Social Security..........an ongoing form of fighting deflation (from a gov't. view, inflation from the receiver view); as too many folks have to plow all of the money back into their staying a…
