Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Don't know who the average investor is yet?
But, how about a 50-50 of VTI and AGG?
---March 2004-March 2014 = avg. combined of 7.9% annualized.
'Course from Oct of 2007 through March of 2009 would have required most investors to have no sense o…
Wondering what they, them, he would have for their top 10 list for what is considered alternative. The only semi-clear consideration is what the typical thoughts are/have been regarding "alternative" investments. Some sources still note anything oth…
Many ATM's still run on XP, although upgrades continue.
We moved to Windows 7 with a new laptop a few years ago.
Some functions of XP don't mix well with current online sites and one is limited to IE rev's.; if choosing to run IE
@Sven
Ballast is ballast in an overall portfolio, eh?
Our house's greatest concern is when Fuss leaves and who will continue to manage PIMIX / PONDX at Pimco.
One can't complain about bond performance from either fund during 2013 or 2011 when the…
@junkster
You noted: "in a bad mood today related to our first real snow storm of the year"
You'd probably want to be placed into an "induced coma" till real spring weather arrives this year in Michigan. Our area is working on 8' of seasonal snow …
Well, ya'll got me curious...............
Are the switches/calls going backwards not documented somewhere?
I know the list of monies is a the website, but I have not looked at the site for some time now.
Dear linter: I'd lift the stops, today is a buying opportunity. The Ukrine crisis is short-term.
Regards,
Ted
>>>Not sure about what short term (i.e., less than 6 months???) means......
Better buying ops' may be 6 months forward.
Mr. Pu…
Current (subject to change tomorrow!) rotation that had some legs in the early portion of this year and continues is:
---U.S. equity: growth funds happiest, regardless of cap size, value not
---International equity: Europe generally happy, with th…
jeffboycott:
A personal ReMax ad link ??? So, is this you, a friend or; or a random selection?
I have always invested in real estate. During the slowdown in the year 2008, my interest was in real estate only. In the present scenario, real estate …
Hi bee,
For your post here.........move the mouse pointer into the text area of your post and then a "gear" icon will appear in the top, right corner of the text box. Hover on this and you will see options and then an "edit" icon. Click the edit, f…
Hi Hank,
I agree. Heck, if we were (not at the magic age yet) pumping out RMD money we didn't need, it would likely go into the no frills annuity at Fido with a choice of 56 funds with which to play among. No surrender charges, tax deferred growth…
The withdrawal rate discussion has been in place for a number of years, eh?
All cases are obviously going to be different. I consider, in part; that the white paper study from the bank's Asset Management group is a forward planning document to pul…
Okay..........one starts a comment or replies and has use of the action headers just above this text area. One can then perform the bold or imbed a URL within their own wording or the other choices.
However, when performing an "edit" of a comment; …
Morn'in Mona,
Clicked upon the "Quote icon thingy" for this.....don't know whether you receive a notify or what??? Apparently nothing replicates the "old" reply feature.
You noted:
I have owned OSTIX for some time now and have been pleased with…
Hi OJ,
You noted:
I'm not overly impressed with explanations that use the non-word "effecting" instead of "affecting".
I do believe we had the same thought, at the same time.
I'll have to let it ride though; if'an they are very good techies.
He…
Hi Junkster,
You noted:
Were I 71 today the annuity caluclator shows I would be getting an 8.47% rate of return for doing nothing (no trading/investing).
>>>And what annuity calculator presents this 8.47% rate?
Thanks and take care,
Ca…
From the article:
"• Gold-mining stock funds, up 25.6%
• Precious metals funds, up 9%
• Real estate funds, up 7.1%
• Commodities funds, up 4.1%"
>>> Looks like a pure underdog money rotation to me.
One may suppose it depends somewha…
Hi JohnChisum,
Your initial response was thoughtful and welcoming.
The next response was "are you a fool?" to want to ask such a question here.
I can not speak for mikes425 and his understanding of this site and its functions. If I had been dir…
Reply to @MJG:
You noted: Plainly and simply put, an internet personal advisor is a bad idea.
I am pleased that the MFO population en masse did not volunteer for this nearly Mission Impossible task. Once again, they demonstrated the wisdom of t…
Reply to @hank:
You noted: "(And MFO is a great place to acquire such an education.)"
So, mikes425 is pretty much requested to not waste time with chatting about a portfolio within MFO ???
Let's just pull the plug then.........what is the benefi…
Ted,
Have to paddle your own arse this time.
Fido still notes closed for its clients, to original offering of this fund As has been the case since the Marketfield to Mainstay sale.
P share class
Hi Swede,
First, we wish you well going forward with your Mother and the circumstances.
You have and will receive more great thoughts from the fine folks here. The great value of numerous viewpoints that sometimes are overlooked during stressful …
Morn'in TSP_Transfer,
Thank you.
Of note: " Wells Fargo (WFC) has lowered the minimum FICO score for borrowers applying for FHA loans to 600 from 640, and JPMorgan (JPM +0.1%) plans to lower LTV standards for both jumbos and conforming mortgages…
Our house also doesn't rally around the M* stars; and the Sharpe ratio hasn't been a major stat for our use; but we do view the upside/downside capture ratio for additional valid info. Such as this link for "PONDX".
Perhaps missing the boat on the …
A proper followup to Ted's very nice link.
I recall I first posted this at FundAlarm. But, worthy of a re-do; as troubles are still in place.
Two minutes and 25 seconds of excellent video summary.
Clarke and Dawe, European Debt Crisis, July, 20…
From the article:
Yellen said the incremental cuts to QE likely would continue, though she insisted the Federal Open Market Committee was "not on a preset course" regarding the purchases.
"The Committee's decisions about their pace will remain …
Morn'in hank,
Our house does monitor etf pricing in select areas; as we feel this is a quick and dirty look at some hot monies. Below is just one look into hedge fund uses of etfs. Also, to note; is the use or available use of options on top of etf…
Morn'in bee,
I just happen to be digging through sm/mid cap global offerings.
Just one, QUSOX ; that I reviewed. It is not Euro-centric (about 60%).
Fido link
'Course we have to pay the higher price for the active managed funds, versus an inde…
Hi Crash,
You noted: "They ARE united under the common currency. Good thing I'm not in charge. The whole EU enterprise is entirely too democratic."
>>> Agree that they are united via currency. Do you mean "democratic" in the sense of "rul…
