Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Reply to @scott: Regarding the rewards program and coupons, Apple has their Passport app already but it is early to the game I think. Passport does theatre tx, airline boarding passes, etc. That could be the way forward. The app uses your location t…
I'm not sure Mr. El-Erian had any time to manage any funds. That may have been the problem to begin with. El-Erian was too busy with interviews and talk shows.
Reply to @scott: There is no doubt that other makers are coming out with new features and styles that attract buyers. The one thing I remember is that Apple makes only one model of phone whereas other companies make multitudes. Nokia is the classic…
Reply to @PRESSmUP: I multiplied what I would receive at 62 times 52 which is the number of months gap until my full benefit age. That number is too large to discount. I would be close to 80 before I break even. My plan is to start taking at age 6…
Reply to @Charles: Charles, Apple controls their pricing very tight. You will not find better prices on Apple products online. BTW, I love shopping at Apple. No lines, the service is great and payment is done on the spot rather than going to a ca…
This is going to be the mainstream way of paying in a few years I predict. Smartphones having a bio-ID log in for example will make the process safer. Once the general consumer feels safe with the process it will take off. Smartphones that use a bio…
Reply to @Vert: Vert, thanks for bringing these examples up. My previous comment preferred domestic/international to global but in your examples there is a concept to consider, i.e. global small cap, global value, etc. My thinking may become obsolet…
I am staying pat for now. My portfolio went down 1.07% this past week, and while none of us likes to lose value, I am pleased that I outperformed the major indexes. If we go down more then some opportunities may present themselves.
Reply to @Crash: Dittos on your comment also. Sometimes a decision includes some pain that has to be endured before the cure takes hold. In many cases, these wishy washy decisions only prolong the agony.
It also could be that the media is reading …
Is she indicating that the Fed does not want to be responsible for a correction in other markets due to the Fed's actions? If so that would worry me some. Her decisions should be what is best for the economy in the US.
Just my two cents but I do not care for global funds. Many times the bulk of the fund is invested in the USA. I would rather go with a mix of domestic and international funds with a sprinkle of emerging and or frontier markets. If a global fund is y…
Crash, it would depend on your investing time horizon. I'm in my late 50's and I plan on sticking with what I have. My EM allocation is 8% of my total portfolio.
The article does not explain the headline. As Scott mentioned, retail is changing and has been for quite some time. How many of us window shop at bricks and mortar stores and then buy online? I can get my exact size, the color I want, and the exact …
I am also keeping an eye on global Reits. I have shares in ARYVX which was doing quite well until fall. I also could see a emerging markets bounce back later this year.
Reply to @Mona: From what I have read and heard, he is a friend of Bill and Hill. He could end up in a variety of places like the IMF where he once was, UN, or any number of think tanks.
For what it is worth, the UN economic forecast is positive for Asia and in particular the emerging markets. http://www.bworldonline.com/content.php?section=TopStory&title=Economy-to-keep-growing&id=82345
Reply to @scott: Thank you Scott. In between internet outages and work here at home, I am trying to keep track of this discussion. My work? Filling cracks from the earthquake we had last year. As Old Joe and Catch would agree, the work on the house…
Reply to @Old_Joe: My parents gave us the same lessons and that set us down the path of frugality. The stories of ration coupons for butter and flour. The sacrifice of giving up pots and pans to the war effort. Those lessons sunk in my head for sure…
It might take a black swan event for the population to consider frugality. The Depression and WW2 forced a generation to use frugality in everyday life and long after those events they continued the practice. Later generations forgot the principle a…
Reply to @Ted: I am not totally sure, but was that his kid? I never participated in that fund until after it changed over to All Cap Growth. That was a unique fund and something I was never interested in. Those who did invest in it had to read the …
One of the better books on frugality and investing was written by James Stowers.
http://www.amazon.com/Yes-You-Achieve-Financial-Independence/dp/0836280784
Mr. Stowers was a founder of American Century, previously Twentieth Century. A real class ac…
Sentiment is one indicator and while it can be helpful, having high bullish indicators doesn't tell one when the correction will occur. Go back to when Alan Greenspan made his Irrational Exuberance speech. That bullish sentiment continued on for qui…