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MikeM
I am becoming more pleased that I chose to use the Schwab Intelligent Portfolios. I will likely move more assets into them. It certainly makes investing much simpler.
Strategic Income Moderate Series
Strategic Income Conservative Series
http://www.sec.gov/Archives/edgar/data/751173/000119312512185169/d339311d485apos.htm#toc339311_3
MSCBX and MSMSX