Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Support MFO
Donate through PayPal
davidrmoran
I myself see a big pullback coming in the next six months but I don’t know that I have ever been correct over 45 years. I will put a lot of money in if a 10% pullback comes. I expect you r being prudent depending on how old you are. The thing is, if you’re young, you might as well stick it out and not try to time. He said.
Have you played with ORP?
This gets into the weeds:
https://medium.com/@justusjp/updated-withdrawal-efficiency-rates-8dfc6e0972b8
(may have already been posted, not sure)
Yes, much better.
Wasn't rationalizing, or trying to rationalize, anything, whatever it sounds like to you; just trying to be helpful wrt simplicity, but picking at another is more fun, I agree.
There are many ways to invest simply, and yours are …
>> It sounds like you're trying ... to rationalize buying iShares.
Oh no, I am found out --- my kickbacks from iShares for touting them here are enormous, it is true.
Was responding simply to this:
>> investors would place their entire portfolio into a single fund, even one as diversified as ...
Sure, there are differences.
Have always been curious who held or used the AO_ family, and why and for how l…
Not sure the AO_ family of etfs is quite as diversified, would be an interesting comparison, but AOA, AOK, AOR, AOM are a lot cheaper than the already inexpensive Fido bundles. No glide path, though, just funds of funds, so to speak.
oh, Ted
https://static1.squarespace.com/static/53f119fde4b0cc6081eeaacb/t/5965029e6a496308d1489594/1499792036807/planetapes.jpg
(Why do you have a movie still for your image? You know movies are not real, right?)
We have taken to buying used Priuses (not great if you need a minivan or pickup, naturally, both of which we have had) and our car expenses in all respects have never been lower. It makes a real cashflow difference.
crash, look at the history; it is wild, but many are willing to 'overpay' for skill (duh)
some say as long as under 10% not to overworry (how's that for equivocation?)
Only in America can we turn the victims into the aggressors.
hear
To Ted, Maurice, john, jojo and willmatt the idea that some 18yo whose classmates got murdered in cold blood gets uppity, or organized, or organizes, or speaks out even with assist…
@Maurice, this is the second or third recent time I am tempted to point out that you did not study the fracking links I provided, except everyone knows you'll say 'I did so, yes I did!' You know, you act substantive, but you are not substantive. You…
VBMFX exactly tracks AGG except for being slightly lesser due to expenses, so my comparative comments above apply to it as well. A fine and completely tame choice with steady performance '08-'09 too.
With so much in PONAX I do fret rate hikes. But except for the 12/15 one, when its time to recovery was three months (if I am reading things right), all of the others (12/16, three last year, one a month ago) have had trivial effect.
Performance s…
yeah, that's one; it depends
one recent writeup
The neutral (or natural) rate of interest is the rate at which real GDP is growing at its trend rate, and inflation is stable. It is attributed to Swedish economist Knut Wicksell, and forms an import…
>> They have been held artificially low for too long.
This 'been held' is a bogus zombie idea that will not die for some reason. What do you think the natural interest rate should be? Or what it would or should rise to? Remember that 'natural…
>> why this city is going to shit while my taxes go UP.
you gotta look at the budget, in detail, and you will see; it is online or comes in the mail. this is springfield? it sounds sickening, but when you look at the line items it gets more c…
>> They don't have the sense to say that the LIBRARY needs money, and present it as such?
wait, whose point are you making? that way lies library doom. do you really want a system of dedicated taxes? "I ain't got kids, so screw teachers".
…
@Maurice,
>> If you are going to quote me, try to do it correctly.
I copied your text. Left off your preamble, fixed moblike.
>> I don't care if I am the only one to present factual information that repudiates the mob like tactics.
Fascinating to watch how value comparatively fails from 15y on it, by year, when you do $10k-growth graphing.
If you do that, be sure to include RPG and RPV (can't start 15y ago), to assess how 'large-capness' is key.
Growth has really taken off t…
>> am the only one to present factual information that repudiates the moblike tactics.
lolz --- made my weekend so far
>> Can I keep up? It is hard, I'll grant you that.
you can do it!
CG, you are entirely welcome. Many are put off by the derivatives thing until they dive deeper into how CAPE works and what DSE_X does.
If you put $100k or more into it, the one you want is DSEEX.
There is quite a bit of explanatory posting on it …
