Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Support MFO
Donate through PayPal
davidrmoran
I myself see a big pullback coming in the next six months but I don’t know that I have ever been correct over 45 years. I will put a lot of money in if a 10% pullback comes. I expect you r being prudent depending on how old you are. The thing is, if you’re young, you might as well stick it out and not try to time. He said.
Keep in mind that fpacx will allocate to a higher percentage in stocks when the perceived value is there ... not sure it matters anymore with fiscal and monetary inputs but for certain the market is at elevated valuations ...
I got your point.
Th…
FPACX is 38% non-equities, so that plus half cash is nuts.
"certain investors" should be in AOR or FPACX and that's it, sure; or half VONE and half ~5% money market.
Kind of a silly speculative discussion.
FD said, “… in the last 10 years.”
To quote Regan, ”There you go again!”
dunno who Regan is, but is anything FD1k said untrue? BND sucks and has sucked majorly.
never bought the notion of diversification past a point.
an old and very tired argu…
what @Graust says
it is possible you could leave things alone or indeed ditch SP500 fund
depending
btw your Bond funds is inaccurate (of course)
some of your questions can be answered with just a bit more googling on your part
Sorry, but for an average investor like me, it would have been more helpful if they also showed the percentage of the portfolio that's in each sector.
doubt this is more recent than its sources (har, to be tautological), but it is granular, fwiw
as…
May buy VONG on pullback, certainly on a serious one. Or VONE. Am v v happy with +10% growth in positions taken in QLTY and JQUA at Fido (ML prohibits buying the former and does not allow reinvest w the latter!) months ago on pullback. Would that I …
Interesting. If it was not a matter of choosing / strategy, and was in other words more random, you might expect that fewer (notionally 'best of the best') would invariably be better.
Same as when you compare TR for XLG, VOO, and VONE 10-5-3-1y. Di…
@BaluBalu
I'm confused, not that it matters. When you say you 'pay off' a cc, or not pay it off, you mean pay the balance in full every month so there're no charges or interest and you're all set? Or do you mean something else, such as pay the requ…
Most investors should keep it simple. The SP500 ... beats most stock funds because it represents 2 simple ideas
1) American capitalism. ...
A take on that:
https://www.nytimes.com/2024/06/18/opinion/capitalism-inflation.html
Stephens often is …
>> The underlying premise, viz. that dividends increase total returns, is mistaken
I understand the arithmetic here, but when I compare the last three years of (e.g.) Apple and Barnes Group stock performance on Stockchart adjusted (div) and u…
>> Is everybody here illiterate?
says the guy who could not read, understand, or answer the simplest of questions, and moreover does not know how to spell principal
you will probably (not sure) find that posters here actually are pretty li…
I still shake my head a little when I consider that from 1960 to 1980 every paper, article, editing job, report, proposal, legislation rewrite and all other rewrites, manuals and guides, marcom, specifications and requirements, and all other communi…
20y ago my son the econ major wrote an enthusiastic deep analysis of Apple and sharing it w me said You might find this interesting. I naturally replied Ooh cool company but just so expensive to buy now.
?
I was speaking of having a CMA. Is it the case that within a CMA one can buy a Fidelity mm fund? If so, are there are any important drawbacks to the CMA? I am finding none but the "lower returns" complaint, solvable istm by being able to buy Fid…
>> CMA ... is just a standard brokerage account with a few special features.
points out one of the redditors at that site. Appears quite so; I am having trouble finding meaningful limitations. If you can manually buy (from your sweep) one of…
@msf
>> Currently you're limited to a bank sweep paying 2.69% APR
? When I sell something in my Fido account the proceeds go automatically into FDRXX, 4.99%. Has been the case for a long time. Maybe I am missing something.
// I will move that money somewhere else
is what you said, and so I asked the obvious followup
blockquote class="Quote" rel="Low_Tech">Where ?
Was that question for me?
I don't know why anyone is concerned about the 4% "rule" nowadays when M…
