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davidrmoran
I myself see a big pullback coming in the next six months but I don’t know that I have ever been correct over 45 years. I will put a lot of money in if a 10% pullback comes. I expect you r being prudent depending on how old you are. The thing is, if you’re young, you might as well stick it out and not try to time. He said.
Yes, this part I get, but my question was the whatif endpoint = zero and period = 35y max, and cash only? Which you partly, perhaps wholly answered.
I suppose if inflation ever got really bad again a mil drawn down $20k/y would disappear in less ti…
Sorry not to be clear; I would never advise anyone, even conservative and risk-averse, provided they would not OCD over things every day or week, to be in anything but 100% equities at that age. All contingency funds, whether dry powder or emergency…
This seems very strange, but I have a math question for everyone smarter than I in that area:
Once you are down to the 2% and lower SWR, is it not the case that you might as well put it all under the mattress and take out what you need till it's g…
>> The land was empty (-ish). It no longer is.
As someone who spent 12 days in native Ohio a couple months ago, zigzagging across it, and as someone with lots of friends from Kansas who also go back regularly, I can tell you this is not the …
>> All the articles you post are not relevant and are attempting to justify trade deals.
It appears Dex has not actually read the arguments, to keep repeating how harmful it is. Not that it is not, in some ways and to some extent. No one que…
Jeez, that's why I put in my last sentence.
Free trade and open borders have serious, lasting, well-recognized, quantifiable benefits for everyone (not only benefits, of course; it's a complex world economically and most other ways) and especially…
Actually not the case, though these are widespread misconceptions.
On trade:
https://www.whitehouse.gov/sites/default/files/docs/cea_trade_report_final_non-embargoed_v2.pdf
Borders:
http://www.forbes.com/forbes/2010/0628/special-report-immigratio…
I well remember those 3% Fido loads, especially on the Select family. I started my 401k in the 1980s and we could put a portion in Select Technology for no load. In the early 1990s ditto for FLPSX, thank goodness, which had started at the crack of 1…
>> FLPSX started as a domestic small cap value fund,
It did? Not doubting you, just have been in it from very early on and don't quite recall it that way. Should check.
Thanks much as always for listing considerations. This would be in kind, funds, not cash. However upon doublechecking I discovered that self 401k, which goes way back, is not underwater at all; don't know what I was thinking. Large gain over the dec…
I have a duh and d'oh question. I am in the middle of rolling over a self 401k into a rollver IRA. With the recent declines, it is at breakeven or slightly underwater. Is there any reason NOT to convert it to a Roth now instead?
I don't know the min amount at Fido for getting their Amex card, but for anyone who charges 10k or more a year (making this part up) I would think it would be worth it to have an account of any sort there, even money fund, just for the 2%-on-everyth…
Can anyone explain what the heck this means? (Ed S):
\\\ One of the other guests raised the question as to whether any of us ever thought about what things would have been like for the country if Al Gore, rather than George W. Bush, had won the pre…
Lying is a little strong, but yeah, you gotta look at the axes. Everything in life is smooth and/or minor if you just get the right aspect ratio :). I sometimes wish they did not even use log for y.
>> Fidelity hasn't offered that [Gold] card in many years, but it still maintains it for the privileged few
I have one, do not use it, and always wondered what good it can possibly do me.
>> in severe drawdown period in 2008, few asset classes escape except cash and some bond sectors.
True, but some did rather better than others (PRBLX, Yackts, e.g.).
I was sort of thinking a value-oriented algorithmic vehicle w/ special bon…
Fwiw, and not that it should or that I really expected it to, but DSENX's recent dive and hopefully notch showed that it offers no extra downside protection; it behaved quite like everything else if not a little worse. Gundlach's contribution to the…
If another drop, I will consider buying RPG and RPV, on margin even, and I am surprised no one has mentioned them, the two best SP500 etfs, outpacing even RSP and SCHD.
>> Surely, none of you guys truly expected to change any opinions with your submittals.
Surely I do, and have, and have been told so here more than once about my own efforts, and moreover have myself had the same from reading what other peop…
@scott, do you read deeply in this area? I think you would find some meat for thought and further modulated thinking. You clearly are thoroughgoingly thoughtful.
>> not just throw money at problems that come back again and again and again. I…
>> No question though that PRWCX beat them all from an absolute return perspective.
Well, for the last year. If you compare Giroux's work up to a year or two ago with, say, Pinto (JABAX), it's equally good (and a bit better than Oak and FP), …
Wow. My beheading is an awfully nice image from you, dude, so surely *that* concludes this discussion. (And the links you post got nothing, just the usual apocalyptic rightwingnut crap; Zodeaux, seriously? Did you read what you posted past the headl…
