Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
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davidrmoran
I myself see a big pullback coming in the next six months but I don’t know that I have ever been correct over 45 years. I will put a lot of money in if a 10% pullback comes. I expect you r being prudent depending on how old you are. The thing is, if you’re young, you might as well stick it out and not try to time. He said.
>> the best time to consider Roth conversions is after of market pullback
Or never:
http://www.edelmanfinancial.com/education-center/articles/q/qa-roth-ira-conversions-and-taxes
@msf,
See also https://en.wikipedia.org/wiki/Monty_Hall_problem
... nearly all people still think each of the two unopened doors has an equal probability and conclude that switching does not matter.... This "equal probability" assumption is a de…
May what's-his-name have Reaganlike luck:
http://ei.marketwatch.com//Multimedia/2017/01/23/Photos/NS/MW-FE221_DJIAPe_20170123083501_NS.png?uuid=bdc35c2e-e170-11e6-90cc-001cc448aede
Farm. Not house.
Rand, a laughable writer and thinker. For "misunderstood" teenagers. Herself profoundly misrepresents both capitalism or altruism.
Which books starts off w/ a rape? (In her own dreams.)
I can't recall who said "Anyone who think…
I once (back when working a few years ago) googled
HSA for dummies
and found some of the results clarifying
e.g., this rudimentary thing
http://www.dummies.com/personal-finance/insurance/health-insurance/10-reasons-to-start-a-health-savings-ac…
@bee,
now in distribution and also RMD stages (my wife hits the latter in 2y), I think and calculate along the same lines as you.
I have Roth and trad (rollover) and brokerage and SS.
Brokerage has currently unusable losses (meaning there are s…
Understood, but not sure that's the right way to think of it, at least how I try not to think of it. I want to get in, period. I do avoid TFs where possible. But I still hold a lot of DSENX because Merrill simply doesn't offer DSEEX.
Cool
http://www.doublelinefunds.com/shiller-enhanced-international-cape/
M* has it right, apparently:
http://financials.morningstar.com/fund/purchase-info.html?t=DSEUX&Country=usa
Did not hear from Fidelity yet about purchasing DLEUX, but same thing at Merrill: in the database, with detail, but closed to current purchasing.
Will apprise as I discover further info.
I supposedly am getting a callback from Fido to discuss how to purchase DLEUX, since it does not come up with a search, but does come up for a trade ... except when you go to execute you get 'The security you are trying to buy cannot be traded. '
Nah, they all do bad things, when you go by this sort of action; WF was just the most egregiously and gratuitously deceitful by far, in a way worse (a little) than discrimination gouging.
@msf,
As always this is a fine piece of analysis and context, and you really should post it as a comment, but you're hairsplitting over my diction.
See
https://weatherhead.case.edu/faculty/j-b-silvers
This individual certainly appears about as …
MJG is helpless and clueless about his condescension, so yeah, let it pass by unremarked wherever possible. Engaging is futile cuz you get only more of the same tiresome finger-wagging.
Krug this afternoon, pithy:
' GOP health plans are one long attempt to evade reality that covering everyone has to cost healthy and/or wealthy *something* '
I don't quite know why we are still discussing this, but you wrote
>> Another organization on that list, Heritage, was credited by Obama as being the source of the ACA concept.
which to my ear contains notions of 'cited' along with (and mor…
anyway, DT assures that it will be all good
https://www.washingtonpost.com/politics/trump-vows-insurance-for-everybody-in-obamacare-replacement-plan/2017/01/15/5f2b1e18-db5d-11e6-ad42-f3375f271c9c_story.html
Why do you say it was BO who did the 'crediting', or maybe I do not know what you are trying to point out by using that term. It was widely known for years, at least if you lived in Massachusetts and read or listened to Mittens; this is just a wrapu…
Paul writing to Timothy precedes Evagrius / John the Ascetic in anybody's history, but point taken. Those boys evidently changed their mind, in this case perhaps as more prospered.
@kevindow,
Thanks much. I chose (long ago) SGOIX over it, but agree it has been on a real tear.
I recently ditched OAKIX for Herro's idiot comments on global warming, and, since SGOIX is closed even to current investors, went w/ FOSFX. Shoulda swi…
And Cato-man ignores the crisis at the state levels. Wonder what govs would think of his 'not a real problem coming, just lib rhetoric' shtick:
http://washingtonmonthly.com/2017/01/13/gop-governors-and-reality-clash-with-congress-on-the-aca/
haha, just read the latest:
http://nypost.com/2017/01/13/heres-what-happens-after-obamacare-is-gone/
This dude is from the Cato Institute, and all you need to know is that he thinks ACA is in a death spiral when in fact it is healthy and growing, …
>> underestimated the voters' dissatisfaction
until they get iffy and feel omg after finding out some the facts about it and its accomplishments
http://www.rasmussenreports.com/public_content/politics/current_events/healthcare/health_care_l…
>> election fraud and tampering, money laundering, espionage, attempting to overthrow the government and much more.
haha, wrong site; this one is evidence-based
@kevindow
Wow, thanks so much for finding this 3-week-old fund. Where and how did you do that? I have had a difficult time doing so, for over a month. I had a long interesting chat a couple weeks ago w/ Fidelity brokerage and fund experts who even …
I want to add to DSEEX but see that I am ~75% equities, which is too high, so I don't know what to do. (I know what to do, just don't want to.) I just read the detailed and carefully substantiated Goldman analyses of conditions for 2017, which are o…
I have just studied the short and skimmed the long (and immensely detailed and substantiated) Goldman analyses of and takes on the coming year, which are glass-half-full. PM me if you want a copy.
Client call summary:
Why Stay Invested in Equities…
Compare it with CAPE and you can see that the global-bond sauce augments it quite differently from (to a worrisome degree, some might suggest) a balanced fund. Thus far.
