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davidrmoran
I myself see a big pullback coming in the next six months but I don’t know that I have ever been correct over 45 years. I will put a lot of money in if a 10% pullback comes. I expect you r being prudent depending on how old you are. The thing is, if you’re young, you might as well stick it out and not try to time. He said.
Yeah, HSA in one's 60s or even 50s, with Medicare coming soon, seems an unpromising calculation.
All this libertarian blather centers on whether one thinks the richest country in the history of the world should offer healthcare to all without qual…
>> Why not just look at 10 years? I give you WWWFX
Just plot it at 3-4-5y, and there's the answer to why not. But if you believe in the decisionmaker, sure. Same as CGMFX and Heebner. 'Twas ever thus. Gotta believe the manager's skills abide.
@Mark
Because it's draconian and unserious. Check it out:
https://www.washingtonpost.com/news/powerpost/wp/2017/02/15/freedom-caucus-ready-for-obamacare-replacement-that-expands-hcas-bans-abortion-funding/
I understand the points, but I don't have anything to say on these issues as smart or informed as those I cite, and since I learn from others' posted links, usually more than from what they themselves say (except for msf, e.g.), I'm glad to have lin…
@msf
In case you missed these high-level analyses today:
https://www.nytimes.com/2017/03/27/opinion/how-to-build-on-obamacare.html
(None of these tweaks will happen, almost certainly.)
also
http://www.vox.com/polyarchy/2017/3/24/15055636/aca-rep…
Because it can't be done, really. We can take broad educated guesses, and some supposedly have done this (sell spring 2000, rebuy late summer 03; sell late summer 08, buy early summer 09), and others have supposedly done with same with sectors (fina…
'Manager execution' is different here, right?
CAPE alone has been backtested to '02, fwiw:
http://investwithanedge.com/new-barclays-shiller-cape-sector-rotation-etn
... annualized return [['02-'12]] of +10.8% (adjusting for investor fees) with 1…
>> other than the fact it has performed well.
What else is there, ultimately? Plus the method.
I just now looked at the best LCV at M* for 3y and 5y, and graphed IFUTX and TWEIX, their winners, against DSENX since inception (3.5y ago). Ou…
These confound (not really the right word) your pricing principles while seeming to partly conform, correct? (not being facetious):
(MO'Brien Wapo just now)
Obamacare [forces] healthy people to buy insurance (or pay a fine) and [gives] poor and si…
>> quite impressed with the design of the ACA. ... it is well designed.
You're never gonna get anywhere with that attitude :)
Recent analyses of actual behaviors, which you likely have seen:
http://www.motherjones.com/politics/2017/03/kan…
Clearly by private the doctors I have spoken with mean chiefly employer insurance, as opposed to Mass. MA nonprofs. I've had no need or interest to query about ACA efficacy, or lack. Theirs was more a 'Tufts or gov way easier than Anthem.' Oh, one E…
Was quoting doctors, not making it up myself. Will be sure and tell the next one who mentions it that he cannot be correct in what he says, and will cite your extensive analytical work, if only it were published and not in some minor forum, as some …
I, family, and friends actually have been on many of these forms, or levels, of Medicare. It can be complex, but many states have free help for that maze. It's not all that much of a maze, turns out, though I thought a few years ago it might be a cr…
Another pointed summary about Bannon's incoherence:
https://www.washingtonpost.com/opinions/bannons-origin-story-doesnt-add-up/2017/03/20/8f2ef9f8-0d90-11e7-9b0d-d27c98455440_story.html
>> a portfolio of dividend champions/aristocrats/contenders (companies who raise their dividends regularly) and are expected to continue doing so.
Seemed a reasonable comparison request of similar portfolios and construction methods.
>> Of course you don't think some flood insurance policyholders should subsidize others.
Well, of course I do. I mean, we already do. How insurance works to an extent. You know that premiums can be inexact, I am sure. The idea of insurance i…
I am not as strict as you. Many people are not, actually. I am not unhappy with how Fido does its fees, within limits. I think subsidization by the healthy and wealthy is a fine idea for health insurance. Floodplain insurance is not the same; not su…
Oh, that. Basing premiums on how much you will cost. The way floodplain insurance should be. Should healthcare costing be so set, naturally? I've never seen that argument really put forth seriously wrt healthcare. (Maybe by Rand Paul or some such.) …
MDowd NYT has a nice summary of the perils of decisionmaking based on too much TV, and the wrong channels:
... Marty Bannon, who started at AT&T as a lineman, got spooked by Jim Cramer’s advice on the “Today” show to take “whatever money you ma…
