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davidrmoran
I myself see a big pullback coming in the next six months but I don’t know that I have ever been correct over 45 years. I will put a lot of money in if a 10% pullback comes. I expect you r being prudent depending on how old you are. The thing is, if you’re young, you might as well stick it out and not try to time. He said.
like there will be crumbs:
https://www.washingtonpost.com/news/wonk/wp/2017/11/16/the-republican-tax-plan-looks-a-lot-like-the-republican-health-care-plan
unending farce (senate version):
https://www.washingtonpost.com/news/wonk/wp/2017/11/16/sen…
(MO'Brien WaPo)
There's an easy way to tell the Republican tax plan from the Republican health-care plan.
The first one would cut the corporate tax rate to help mostly wealthy investors, and pay for some of that by cutting health-care spending for …
This re FLPSX is dated obvs but had some info I did not know, including EM portion and a buying / timing strategy. The foreign proportion varies of course.
https://www.investopedia.com/articles/etfs-mutual-funds/043016/flpsx-fidelity-lowpriced-stoc…
@slick,
I missed that you moved from ML to Fido, since I have just done the reverse.
Fido offers Vanguard funds?? Not ntf, right?
Since this is supposed to be an empirical thread, I would like to see the annual results of all those with lots of f…
this is 2.5y old but a lot of it still applies, seems to me
https://www.usatoday.com/story/money/2015/02/27/investing-do-you-want-to-send-your-money-abroad/24077415/
Just got the final payout deposit from Fido, $78 or so, for the $10k Lehman bond bought maybe ~12y ago, Stock Upside Note (SUNS). A and A+ ratings, 100% principal protection, blah blah.
@msf
Sure, but by the time you invested, Magellan's best days were behind it. After Ned Johnson put up annual returns averaging 30.3% you had to make do with Lynch's measly 29.2% average performance.
Huh? Something may be off or I am misreading t…
I love dumb assignments like this.
If I had to do just one and was forbidden from DSE_X, maybe FLPSX, which satisfies some of the criteria here.
Non-US pluses may be true now and going forward, although DLEUX sure has not outperformed yet. Non-US w…
Well, also check out the American Oversight list here:
https://www.washingtonpost.com/opinions/the-other-huge-scandal-mueller-brought-to-light-this-week/2017/11/01/5e05a458-bf4c-11e7-959c-fe2b598d8c00_story.html
>> I cannot think of one reason you would need a middle man to take your money.
I myself agree, but I have family members who much prefer to have someone 'taking care of all of it', including a certain amount of tax planning, RMDs, budgeting…
@msf
>> using asset allocation is mathematically equivalent to using buckets with rebalancing.
yeah, it is from him that I got my construct notions
>> I think one can do better with, say, an 88/12 (cash) bucket strategy without rebal…
@Pudd
>> How do you keep your portfolio so small? I could never.
Good question. The chief motive, some of which I have detailed in these posts over the past, or at least whined about, was realizing over time how little improvement conventio…
yeah, this is standard good advice, but my thinking has always been that the time to go in is now, and if you need it soon, for that amount, don't go in at all.
right; we have been exceedingly lucky
if I do some sims with other ratios, will report
yeah, okay, did a few wack ones:
It is scary to imagine how one would respond and cope with, say, DODGX 2000-2012 and 1% annual contrib, especially when you cl…
>> same simulation starting March 2000, .... CAGR was still positive, ...
Wow, I would not have thought that, even with loss in real value. Must try this with mixes other than 50-50.
>> how much you don't lose is more important than how much you make.
This is one of those assertions you see all the time, but if I had followed it over the last half-century, I would have to be still working.
In other words, the ability t…
@Art, we do indeed live off of this money. SS provides $50k after Medicare deductions, and withdrawals the balance. I take SS to be an $800k bond therefore, per:
https://www.wsj.com/articles/new-take-on-asset-allocation-include-your-house-and-soci…
more succinctness:
https://www.washingtonpost.com/opinions/three-almost-inexplicable-parts-of-the-republican-tax-plan/2017/11/05/09c87536-c0c9-11e7-959c-fe2b598d8c00_story.html
ain't gonna do well in the senate, hopefully
https://www.cbpp.org/sites/default/files/styles/downsample150to92/public/atoms/files/11-5-17tax-f1.png
https://www.cbpp.org/research/federal-tax/joint-committee-on-taxation-distribution-tables-confirm-s…
and this, comical deceit:
https://www.washingtonpost.com/opinions/whats-in-it-for-johnny-lunchbucket/2017/11/03/d867a758-c08e-11e7-8444-a0d4f04b89eb_story.html
@LB, save your fingers typing to this rude (jeez, you are polite!) kid who ever claims to alone know history when he does not, and imputes ignorance (and to me entitlement :) ) to others without knowing.
I should put it more plainly: I don't find that there is reason to worry. Not for me: I lack the self-appointment to think I matter particularly in the vast world of data.
Those are amazing scenarios posted, though. Time for niqabs around the Than…
Didn't say you were paranoid, didn't say I don't want privacy, just nothing I much worry about or care about, that's all. One good thing about vast amounts of data is that it's vast.
