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As a followup to our comments on the discussion board: Never believe a gold bull. The gold price is always going up $1,000. I believe that gold will go up over the next twenty years, and down as it has for the past thousands of years. I bought a little IAU this week. That's my strategy - just take small bites over time to make sure its the right decision. I follow Lipper on SA. I like to see where money is flowing and it is some of my metrics. It seems money is leaving equities. I am not a perma-bear, but I think I have become a perma-conservative.