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Well that may actually happen but not related to our discussion so far. BIAWX had a not so great performance in 2025 and has been struggling. I did sell a few shares prior to the distribution to fund another position and may sell a few more to add to CGIC. But more importantly Brown Advisory has also created an ETF version of this fund BASG which would be easier (cheaper) to add to should they regain their footing. Just watching for a while longer.
I would look at Brown Advisory BAEF Flexible Equity, unless you are committed to the ESG mandate. The usual definitions are so broad you can drive a truck through it. . Lot less tech in BAEF
Given the headlines about AI , data centers vacuuming up power and water, recent suit against MSFT partner OpenAI for contributing to homicides I would not think there is much ESG here.
BASG is 25% MSFT NVDA AMZN
Other Brown funds are worth a good look too. They have a pretty wide coverage with many decent funds.
A few of my growth funds did too. I am planning now to up my January estimated tax payment to avoid a penalty, as I liquidated an inherited IRA this year also.
I am planning now to up my January estimated tax payment to avoid a penalty, as I liquidated an inherited IRA this year also
The IRS doesn't look favorably on unequal, backloaded payments. Though it's always happy to get its money early if one wants to frontload estimated payments.
Hopefully it won't care and you might wait and see. Or you could file a Form 2210 Schedule AI. The AI is for "annualized income". It's a way to tell the IRS that you made timely estimates - paying larger quarterly estimates when you had larger quarterly income.
The schedule is tedious because you need to look through your records to break your income up into quarters. I did this in a few years when I had outsized income, usually in the last quarter.
"Quarter" doesn't actually mean three month periods. For this purpose, a "quarter" means Jan-Mar, Apr-May, June-Aug, Sept-Dec.
I am planning now to up my January estimated tax payment to avoid a penalty, as I liquidated an inherited IRA this year also
The IRS doesn't look favorably on unequal, backloaded payments. Though it's always happy to get its money early if one wants to frontload estimated payments.
Is there anyone remaining at the IRS to be looking anyway, these days?
Perhaps Schedule AI also stands for "artificial intelligence". The simple stuff (computing penalties is pretty simple) has been done by computers for decades.
Getting someone real to talk to when the machines make a mistake - that's a whole different problem.
Comments
Given the headlines about AI , data centers vacuuming up power and water, recent suit against MSFT partner OpenAI for contributing to homicides I would not think there is much ESG here.
BASG is 25% MSFT NVDA AMZN
Other Brown funds are worth a good look too. They have a pretty wide coverage with many decent funds.
The IRS doesn't look favorably on unequal, backloaded payments. Though it's always happy to get its money early if one wants to frontload estimated payments.
Hopefully it won't care and you might wait and see. Or you could file a Form 2210 Schedule AI. The AI is for "annualized income". It's a way to tell the IRS that you made timely estimates - paying larger quarterly estimates when you had larger quarterly income.
"If you’ve already filed and received a penalty, you can amend your return by filing Form 2210 with Schedule AI and potentially reduce or eliminate that penalty."
https://www.jessupwealthmanagement.com/blog/tax-series-part-one-irs-form-2210-the-key-to-managing-fluctuating-income
The schedule is tedious because you need to look through your records to break your income up into quarters. I did this in a few years when I had outsized income, usually in the last quarter.
"Quarter" doesn't actually mean three month periods. For this purpose, a "quarter" means Jan-Mar, Apr-May, June-Aug, Sept-Dec.
https://www.irs.gov/forms-pubs/about-form-2210
Perhaps Schedule AI also stands for "artificial intelligence". The simple stuff (computing penalties is pretty simple) has been done by computers for decades.
Getting someone real to talk to when the machines make a mistake - that's a whole different problem.