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Intuit (owner of Mint) is pushing people to its other property, Credit Karma.
Credit Karma is thrilled to invite all Minters to continue their financial journey on Credit Karma, where they will have access to Credit Karma’s suite of features, products, tools and services, including some of Mint’s most popular features. We know the most active Minters use Mint to monitor their cash flow and track their spending, and not only does Credit Karma offer these capabilities, but we’re able to take things even further for our members.
How much of that is accurate or how well it meets your needs, I have no idea. Though Intuit's closing sentence does seem to acknowledge that this is a work in progress:
Credit Karma is on its way to becoming a full-service financial platform ...
Intuit want Mint users to use Credit Karma. There are other budgeting apps too. I do use Credit Karma for FREE credit monitoring at Equifax and TransUnion, but have never used a budgeting app.
@yogibearbull, what is the benefit of using Credit Karma for free credit monitoring, instead of going to annualcreditreport.com and checking your credit report?
@Mona, I used annualcreditreport.com for years. It required accessing the credit bureaus from annualcreditreport.com portal only. It provided credit reports but not the credit scores - I could pay some to get those. Then, 1/yr restriction. As my wife & my reports are almost identical, I had a system going where I could check my credit report somewhere every 3 mo.
But I got tired of this tracking.
Things may also be a bit different now.
On the other hand, I can log into Credit Karma anytime for FREE full reports & Vantage Scores (similar to FICO Scores). It also has a monitoring system to send alerts for changes. I use it only few times a year. Of course, I get ads for Intuit products - TurboTax, Mint (in the past), etc.
I've subscribed to Credit Karma for a few years. You get a lot of current info on your credit score, hard inquires, any new accounts opened and info on accounts active and closed. It will send you an email if anything about your credit score changes. Again, quite a bit of monitoring and info for free.
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How much of that is accurate or how well it meets your needs, I have no idea. Though Intuit's closing sentence does seem to acknowledge that this is a work in progress:
I do use Credit Karma for FREE credit monitoring at Equifax and TransUnion, but have never used a budgeting app.
https://www.pcmag.com/news/intuit-to-scrap-mint-and-move-its-users-to-credit-karma
https://www.nerdwallet.com/article/finance/mint-app-closing-what-it-means-how-to-pick-a-new-budget-service
https://www.americanbanker.com/news/mints-shutdown-is-an-opportunity-for-banks
But I got tired of this tracking.
Things may also be a bit different now.
On the other hand, I can log into Credit Karma anytime for FREE full reports & Vantage Scores (similar to FICO Scores). It also has a monitoring system to send alerts for changes. I use it only few times a year. Of course, I get ads for Intuit products - TurboTax, Mint (in the past), etc.
https://www.fidelity.com/go/monitoring-your-financial-portfolio