FYI: Stock picking is hard. You can invest significant time and effort and still not get the results you want. Just ask professional fund managers. The average fund underperforms the index by -0.41% a year according to a recent study. That’s because on average the time and effort involved in finding good stocks more than offsets the performance gain, even for professionals.
Regards,
Ted
http://www.forbes.com/sites/simonmoore/2014/08/06/four-of-the-best-etfs-for-your-portfolio/
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