Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Yes, it seems that all of the adjustments in CD rates have been predicated on various banks trying to read the future, rather than any actual significant changes in the Fed fund rates for the last year or so.
An additional bit of information, slightly edited, from that WSJ article:
NASA and Boeing are investigating five helium leaks identified in the vehicle’s service module—a propulsion system that includes the thrusters. One was noted before the flight…
Capitol Group's American Funds was our primary investment vehicle for some forty years. I was never impressed with their bond funds, but other than that we made a lot of money through the years in quite a variety of their other fund types.
I've been using uBlock Origin for quite a while, with excellent results. One thing to keep in mind, with almost any add blocker, is that they can cause a lot of trouble with those stupid "I am not a robot" puzzles where you have to pick out fuzzy im…
It's true that there are only a handful of offerings right now, but I just took a quick and arbitrary look at 3 years out and there are eight between 4.7 and 4.85%. I might do a Morgan Stanley in those, because how much longer will Moneymarket SUTXX…
"Schwab found ways to earn back quickly that account transfer bonus they gave me"
But of course. Every business needs to make a profit somehow. You can bet that Fidelity or any other brokerage is also shaving a few dollars here and there. Just go d…
"Britain’s per-capita GDP is lower than that of any of our 50 states"
@hank - No surprise there- their GDP has been subpar for many years, and Brexit certainly didn't help.
About this allocation: 55% Moneymarket, 45% Fixed Income: 51% Treasury, 49% CDs
Note that while we have outrageously conservative investments at this time, I'm now 85. Our situation is almost identical to Tarwheel, and when we were at his point ou…
Yes, I also think that the Schwab website is feeling stress on some days. Probably still a lot of detail work on patching in the TD Ameritrade still under way in the background. Merging data platforms is not for the faint of heart.
Chat conversations are very much with a human and the service that I've gotten from them has been just fine, thank you. You talk about people as if they were your personal servants. I'd surely pity anyone unfortunate enough to have to work for someo…
@rforno- why don't you try using their "Chat" service to ask someone directly? Hard for them to ignore that. Another possible option- we've been assigned an account poobah, but have never had any traffic with him. If you also have a "dedicated" acco…
@yogibearbull - Thanks for your quick response. I did take a look at the Deposit Accounts site before posting, but in checking out Morgan Stanley Bank there I noted that they are being given a pretty poor rating based, according to the site, only "o…
I also posted this as a separate subject, but since we're looking at CDs here I thought that I'd ask here also-
I'm wondering if any of you folks have a preferred site for checking bank safety ratings for use in buying CDs?
Thanks!
