Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
@Crash- Well, that's a different kettle of fish, and I certainly have to agree with you. In most large businesses the concept of decent customer service is now an anachronism. Again though, being required to use Schwab chat because of my hearing iss…
@Crash- As FD1000 is suggesting, some self-educational effort is required on your part to get a feel for how the Schwab site (or any other financial site) is laid out. For instance, a number of times you've complained about how everything is "hidden…
"So, who wants to deal with a brokers who couldn't fix this in the 2 year window? "
Well, if Schwab is any example, the question might actually be "who wants to deal with brokers who delayed fixing this until the very last day in the 2 year window?…
@MikeW- For years I have posted excerpts, both edited and unedited, and always specify those conditions. Also, I give credit to, and provide a link directly back to the original information source. So far there have been no complaints regarding this…
First, note that all of the "Preferred" CDs shown are new issues. OK, the "Quoted price" simply means that if you wanted to buy $1.00 of a particular CD the cost to you is $1.00 (100%). You will find that there are also older CDs out there, paying r…
"What I saw scared me away."
@Crash- to amplify what larryB said:
• Open Schwab to Accounts: Summary
• On top line, next to "Summary", click "Trade"
• On "Trade" window click "CDs"
That brings up a simple page with a list of ten or so one-year CDs…
And here I thought that the "fair market value" was whatever number the market actually placed on a listed "security", or maybe the guesstimate value that the market would likely place on a security if it wasn't actually for sale, but were to be off…
"I think our elected politicians are the rascals that allow all these shenanigans continue."
"Rascals" and "shenanigans" is a MUCH too gentle terminology.
AT&T has said that "the data set appears to be from 2019 or earlier", so hopefully anyone joining AT&T after that timeframe has not been compromised. Yet. Today. Maybe.
@Mark- You know, the AT&T thing is just the latest and maybe not even the greatest. It was the tipping point for us, though in retrospect I think that we should have frozen our info at the credit agencies a long time ago.
• There have been and…
"Not too long ago I sought out a global allocation fund that invested in all ranges of assets, regardless of region or size."
Many moons ago I tried for several years to achieve something close to that using various funds of the American Funds comp…
It's being suggested by many operators in the security field that it may be a good idea to place a "security freeze" on your information at all three major credit agencies. This can prevent fraud by disallowing anyone to open new credit cards or oth…
"it is how we learn about our capabilities"
I now know enough about my financial capabilities to know that they are almost non-existent. No more tinkering !!!
"Hard and fast 'rules' for investing are not an optimal approach"
Exactamente. Flexibility to adjust investments is necessary to agree with the medium to long-term financial environment. Nothing always works "best" all the time.
@Crash- I just noticed- Over 58 THOUSAND views... One THOUSAND comments... One YEAR near the top of the page...
Great job, Crash! You deserve some sort of MFO award. Ol' Ted would be green with envy.
Congrats-
OJ
@Derf- They will definitely be taking a close look at that. If it should turn out to be the cause, will the money saved by buying crappy fuel cover the value of the lost lives and the loss of the bridge? Maybe Boeing CEO David Calhoun would be a go…
Contaminated fuel one possible cause of ship disaster- Investigators to examine whether dirty fuel played role
Following are excerpts from a current report in The Wall Street Journal:
A safety probe into a Baltimore bridge collapse will include w…
I can say with 100% confidence that what caused this cargo container ship to lose ability to steer is that something either broke or stopped working properly.
FYI: In the Off-Topic section there is now an updated report on the ongoing Boeing situation:
Shakeup: Boeing CEO Dave Calhoun to step down
To recap, in the OT section the articles on the Boeing situation are as follows:
• 1/7/24: Yet More Troubl…
With respect to yogibearbull's above post, following is an edited current report from NPR:
WASHINGTON — Boeing announced on Monday that its embattled CEO, Dave Calhoun, will step down at the end of year. The planemaker and aerospace company also sa…
@Mark - Hello there. I really have no info or opinion on the suitability of cloud storage for robust needs. My aversion to the cloud stems from my (pathological?) hostility to allowing faceless corporate actors to have any control over my life, to t…
"That might force me to buy a new computer."
It's quite possible to run two desktop computers using only one monitor and mouse/keyboard. Inexpensive and easy to setup and use switches are available and allow instant switching between the two comput…
@rforno - I have an older purchased version of Filemaker Pro for local databases, and use Apple "Numbers" for spreadsheet needs. Also very good purchased (non-rental) drawing and graphic manipulation apps for construction project and electronic docu…