Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
I've been using uBlock Origin for quite a while, with excellent results. One thing to keep in mind, with almost any add blocker, is that they can cause a lot of trouble with those stupid "I am not a robot" puzzles where you have to pick out fuzzy im…
It's true that there are only a handful of offerings right now, but I just took a quick and arbitrary look at 3 years out and there are eight between 4.7 and 4.85%. I might do a Morgan Stanley in those, because how much longer will Moneymarket SUTXX…
"Schwab found ways to earn back quickly that account transfer bonus they gave me"
But of course. Every business needs to make a profit somehow. You can bet that Fidelity or any other brokerage is also shaving a few dollars here and there. Just go d…
"Britain’s per-capita GDP is lower than that of any of our 50 states"
@hank - No surprise there- their GDP has been subpar for many years, and Brexit certainly didn't help.
About this allocation: 55% Moneymarket, 45% Fixed Income: 51% Treasury, 49% CDs
Note that while we have outrageously conservative investments at this time, I'm now 85. Our situation is almost identical to Tarwheel, and when we were at his point ou…
Yes, I also think that the Schwab website is feeling stress on some days. Probably still a lot of detail work on patching in the TD Ameritrade still under way in the background. Merging data platforms is not for the faint of heart.
Chat conversations are very much with a human and the service that I've gotten from them has been just fine, thank you. You talk about people as if they were your personal servants. I'd surely pity anyone unfortunate enough to have to work for someo…
@rforno- why don't you try using their "Chat" service to ask someone directly? Hard for them to ignore that. Another possible option- we've been assigned an account poobah, but have never had any traffic with him. If you also have a "dedicated" acco…
@yogibearbull - Thanks for your quick response. I did take a look at the Deposit Accounts site before posting, but in checking out Morgan Stanley Bank there I noted that they are being given a pretty poor rating based, according to the site, only "o…
I also posted this as a separate subject, but since we're looking at CDs here I thought that I'd ask here also-
I'm wondering if any of you folks have a preferred site for checking bank safety ratings for use in buying CDs?
Thanks!
I just read that Apple has initiated a deal with OpenAI to incorporate lots of cool AI stuff into the Apple universe.
I just want to make clear for the record that I've been using my own personal artificial intelligence here on MFO for many years, …
" I did bend a bit and buy a few collectors grade Carson City Morgans maybe 8-10 years ago."
@hank- I'll bet you were listening to @rono on that one. :)
Finally got the time to watch that- once again it seems to me that Friedman is one of the few influential people actually understanding and trying to deal with Mid-East reality. That seems to be beyond the capabilities of the various politicians inv…
@msf- If you can temporarily pool enough cash to get into SUTXX, once that fund is open you can reduce the holding to well below the $1m. I was advised on that at our local Schwab branch, and that's our situation at the moment, having just taken cas…