Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
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MikeM
I know you are not a fan of his, Mona (understatement :) )
Another Bills fan!!! Junkster just sent me a note saying the same. GO BILLS! They will be right down the road from me when training camp starts next week at St. John Fisher College. But tickets sold out in hours, so I won't be going. Are you from the area, Western NY?
Hi little5bee.
Windhaven portfolio is an actual portfolio of ETFs. There are 2 portfolio options, aggressive and moderate. The 2 portfolios are managed by a team of managers. The difference in the 2 seems to be the range of equities each may hold. O…
Bee, I did not know about the roll over from IRA to HSA. Thank you for that great information. Unless I'm mistaken, this is nothing like a shell game. Money into an IRA is taxed when you take it out, but in an HSA, there is no tax in and no tax out.…
davidrmoran, the only reason I sold PONDX was to get out of bond funds all together in the part of my IRA that I self manage. I still believe PONDX is one of the best bond funds out there. But I'm guessing when rates start to rise, all strategic bon…
With the part of my portfolio that I still self manage, I sold my 2 bond funds a few months ago, RSIVX and PONDX. I put most of the money into RSAFX. I figured with rising rates in the future, having a bond fund that treads water at best didn't seem…
...there hasn't been a mass public outcry about his eligibility like with Obama.
And what political tilt is Cruz? What political tilt are most of the talk radio hosts? Nuff said. It's been an unprecedented smear campaign against Obama since before …
My motivation to go with Schwab was the perks MrRuffles mentioned. A local office allows me an office manager and a financial adviser for assistance, questions or council at any time for no added costs. I like face to face. Hate phone conversations …
I moved my 401k to Schwab last year. Fidelity was the 2nd option. My motivation had very little to do with who had the better web site though, so can't help you there. I figured I could learn to navegate whatever was offered, and besides, sites ar…
Well Pudd, about those Bills. I'm always optomistic pre-season but have been disappointed for 15 straight years. They have one of the best defenses in the league and have upgraded the offense. But, alas, no quarterback. On the other hand, Rex Ryan …
True pudd but I really like the HC REIT concept for the long term. People will absolutely live longer and senior, assisted and full care facilities will be the benificiaries of this. I see the building of more units here in upstarted NY and I see i…
Good luck to you Puddnhead. Toss of a coin if this is a good time to buy or not... for me. I am watching a couple stocks and HC REITs hoping they drop to where I want to buy. Not there yet but who knows with all this volatility in the markets.
Been watching CHKP since the last time you mentioned it Ted. Waiting for it to drop back to the 75-76 range where it was in Feb.
Just viewing the chart, FEYE is way to volatile for my taste.
Kind of have to agree with my buddy Ted on all this. Greece hasn't been relevant for over 2000 years! This all seems media driven. If they go austerity and pay their bills, great. If not let them forge for themselves out of the EU. Why should that …
Oldskeet, is a morningstar update really accurate month to month? I thought fund companies were only updating their portfolio make up every 3-6 months to m*. A portfolio composition viewed now could have actually changed at the start of the year.
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How poll questions are asked matter a lot. For example, here is a link showing many different polls taken on HC. In a nut shell, the majority say it needs to be fixed, not eliminated. In many polls the question is do you oppose the bill. The majorit…
PRESSmUP and scott , thanks for the replies. I definitely like this space and I can see the demand sky-rocketing going forward. Junkster has another post out there about life expectancy. I believe in 20 years it will not be uncommon for people hitti…
PRESSmUP, took a look at VTR on Schwab. Schwab gives it a 'D' rating, Ned Davis Research list it as 'Sell', Reuters Research lists at 'Hold', and Market Edge Second Opinion says 'Avoid'. It is down about 22% from it's January high and continuing to…
The "risk of ruin" is diminished due to spreading the allocation among managers and geography. And the fees are no more than aggregating into one fund of average cost.
But then isn't the opposite also true? You are hoping the average of all those fu…
I agree with you Mark. I'm not a religious person, but the Pope has the bully-pulpit to speak up for the poor and under privileged. This is actually a huge chuck of his job description I'd say. If you read about who is and will be affected most by c…
Over the last couple months I handed over 2/3 of my IRA balance to Schwab to handle, half in there diversified 'Intelligent Portfolio' and the other half in their managed 'Windhaven' portfolio. For the 3rd that I still manage; sold both my bond fund…
Sounds like you and I are in about the se place nearing retirement and thinking what to do investment wise going forward. I can tell you what I did.
I was downsized a couple years ago but was able to pick up with another company at the same pay. Th…
I believe the Yacktman funds are still good funds but there have been a couple changes from the pre-great recession days to now. The first I think is that the son now runs the fund, not the father. The other is assets under management. The 2 very si…
Hi puddenhead. Seems more like you are trying to time investments in the short term and over the next 10 years rather than establish a true bucket system. A bucket system goes from very conservative investments to aggressive investments and the aggr…
Edmund, I think you missed the point of the article. The talk here isn't to subsidize today's poor seniors by taxing you. It gives ideas that might improve the chances of unprepared workers who will definitely need a social security net in retiremen…
Davidrmoran, give FMIJX a look. Low cost, good up/down capture ratio. I moved from OAKIX to FMIJX when rolling over to an IRA. Very happy with the switch.
I've very much enjoyed this thread and the previous thread on social security. Being 61 years old myself and contemplating retirement, I think about all these comments daily.
I once thought early retirement sounded so wonderful and that it seemed b…
Thanks Ted for showing the NY Times video and article. Developing and continuously improving the film coating process at Kodak Park was my life for almost 40 years. So, sentimental it is. Kodak city is no more.
I now work for the touch screen vent…
You drove down a long road for not much of a destination. The Vets EARNED their benefits. It wasn't 'given' to them.
Dex, you may not like what I said, but using the GI Bill as an example is spot on to what I was trying to portray. Good government …
Obviously sarcasm does not translate well through posts. My father fought in WW2. He came home and bought a house using benefits from the GI bill. It helped him start our family. My brother served in Viet Nam and also deservedly used his GI benefits…
I don't think it is a issue of helping people out. I think it's the issue that a middle class person can't make a wage that keeps them in the middle class. Hence, more people needing help, people living pay check to pay check trying to do the right …
Did you read the story John? You ask are the high rollers middle class retail investors? No, the story describes them as those making $1.4 million+ a year. The proposal as I read it is trying to give financial breaks back to the middle class. The pr…
I agree with Ted. The moral of the story is Morningstar sucks for portfolio management. What more is there to say about that? What is the value of updating that nothing has changed? I guess you have to live with the delay or set up your portfolio so…
Actually OOBY, M* shows over the last 3 years that ARIVX has captured 29% of the upside while taking on 59% of the downside. For 1 year, it looks even worst, 11% upside capture while taking on 69% of downside. Not trying to bash the guy, but the num…
AMAG up 5%+ for me. Everything else not so good I'm sure. SLB fell to my buy price today. I'm now the proud owner of an oil services company. Okay, just part owner. Hope I didn't catch the blade side of that falling knife.
