Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
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MikeM
I know you are not a fan of his, Mona (understatement :) )
Another Bills fan!!! Junkster just sent me a note saying the same. GO BILLS! They will be right down the road from me when training camp starts next week at St. John Fisher College. But tickets sold out in hours, so I won't be going. Are you from the area, Western NY?
@Bobpa, did you get out of Intelligent Portfolio? I meet with my Schwab guy this week and that is one of the topics I will discuss with him.
Hi @Derf. I am not in a target date fund... yet. I have 1/2 my IRA in the Schwab robo but my plan is to re…
Not sure what your goals are, but the best diversified fund over time may be a retirement target date fund. A lot of these balanced or allocation funds mentioned are focused on US domestic stocks and bonds. It has been for a while, but it won't alw…
@FD1000, you sold NHMAX and the chart you show, to me, says anything but sell. If I remember correctly you like to base your in-and-out on trends. The trend is up for quite a long while. What am I missing.
I bought NHMAX while you were selling and…
I think the equity market has quite a ways to correct still, so won't touch that for a while. But I will say the muni bond funds I bought in the past month or so were my bright spot today, along with IAU of course (thank you @FD1000 for the NHMAX an…
Welcome @parsig9.
Just my opinion, the virus could be a catalyst for a major pull back, but something had to initiate that happening anyway. I do think by late this year the corona virus will be a blip on the radar, at least I hope that is the cas…
Mark said: To be honest what I really believe I am hearing you say is that you want this discussion board to operate the way you want it to or you will not participate.
@Mark made the above comment on the bond thread but I thought I would bring it h…
Like PRESSmUP, I also had a CD mature last week. Since CD rates are not much better than a MM right now I decided to put 1/2 the money into NHMAX (new holding for me) and leave 1/2 in the MM... for now.
This is a warning to others that hold NHMAX.…
I like the quote function if you are showing your response to a specific sentence or thought from another poster, but to "regurgitate" (I like the word @hank) an entire post is very cumbersome to read again and it takes up way to much real estate.
Thanks David. I'm not sure how to decipher that options ballast function when looking at the funds portfolio in M* or even Schwab. But I do like the ballast idea. Looking forward to your interview with Mr. Yacktman.
Lets face it, there were 1 or 2 posters that put both bond threads in jeopardy with what looked like personal attacks. I'm very glad MFO took some action on that. I'm also glad dtcontoe's thread is reopened. Lets carry on.
P.S., I still miss Ted.
One other thing I notice about YCGEX is it has a pretty low, by Yacktman standards, allocation to cash. Their other funds, YACKX and YAFFX, are well known for holding large amounts of cash, especially when valuations are high (albeit those 2 are val…
Sorry @catch, I'm missing what your point or conclusion is on owning physical gold vs an ETF. There is no load on the ETF (a .25% expense ratio though on IAU) but as you point out there is a sales charge in and out of physical gold. Is that your poi…
I've always thought the PM/gold miner funds were a way to speculate, not to invest long term, but that bias is likely because I've been burned in the past. I've sworn off that group forever. I guess you could say the same for gold ETFs but they are …
I wish they would come up with a different term for taking benefits at 66. 66 surely isn't "full" retirement age if it gets fuller and fuller every year after until 70.
If you were born between 1943 and 1954, age 66 is your "full retirement age" fo…
And I would add, many managers play within several indexes, mid, large, growth, value... and add a percentage of International. Why would you compare that to the S&P 500 for instance.
From the article:
Instead, emerging market investors need to look for the less obvious and the undervalued: countries with a specific story about why they, in particular, will do well out of the new world order.
To that I say, good luck. How does an…
1- PRWCX
2- IOFAX
3- looks like I have 4 funds tied for 3rd, all about the same at 10% each. AKREX, DSENX, FMIJX, GPGOX.
Not sure what I would do on a pull-back. I might be more incline to hold steady on funds and add to individual stocks.
@sma3, funny you mention the cleaning label. At work today someone was cleaning their desk with Lysol spray cleaner and the label on the back of the spray bottle mentioned the coronavirus along with a list of at least a 1/2 dozen other different vir…
@stillers, I did see a few guys sitting in folding lawn chairs at the side of their car in the ramp garage. Is that the Steelers tailgate party you refer to? I have nothing bad to say about the Steelers. I would say they are probably, oh, maybe my 2…
First of all, if you are buying Budlite at a Super Bowl game you are just buying extra trips to the over crowded bathrooms without enjoying the taste of beer :)
The fun of any football game is the pre-game atmosphere, whether that be pre-game tailg…
Thank you Chip and David.
For what it's worth, as of today, you can now purchase RPHYX at Charles Schwab. I put some of my MM cash in there today. I know Fidelity and some others opened it to new investors a couple weeks ago, so Schwab was a littl…
+1 msf. There are lots of pedestrian safe-guards in place now to reduce accident and death to pedestrians. It would be very scary in my opinion for silent vehicles to be on the road with pedestrians. Not a hard safety concept I don't think.
P.S., …
In the same vane I was thinking on the bond side, when is it time to start leaning on 'treasury inflation protected' bonds, TIPs? There has been a couple very good recent threads here on MFO with bond funds, but they focus on what has worked in the …
Don't know the answer to that @sma3, but if BABA is a problem to own, that will likely affect every Asian centric fund massively and most EM funds quite a bit. It is a high percentage holding in most of those portfolios, the Amazon of Asia. But who …
@hank, a year ago when i set up my withdrawal bucket or safe bucket or whatever you want to call money to be used for income in retirement, I thought I would be building a CD ladder. This retirement bucket is tax deferred with Schwab. A year ago yo…
My 2 cents @crash, first, I may not be understanding correctly, but if you have not opened the new IRA at Value line, how would Mass Mutual know where to send the check? It has to go to an account, not a company. You have to have an open IRA account…
I am heeding that advice @johnN. I've been waiting for another entry point for BABA (Alibaba) and it may just get there. I put in 2 limit orders to buy if it continues to drop.
Yeah, these "gadgets" are definitely a generational thing but once you use them they seem so time-saving and so easy. I've been over my daughters house for dinner when my son-in-law is at the cutting board he'll say "Alexa - turn on the oven to 350,…
Help me connect a few dots, is Dennis Barran = @openice ?
For me, just reading and trying to understand, the fund seems like a 'great until it's not' fund. There have been several leveraged funds acclaimed here over the years but most if not all do…
Hi @Graust. I'm curious if your Fidelity order for RPHYX went through. The fund still can't be purchased at Schwab. I inquired by email and got the following response today. So far, not available.
Thank you for reaching out to Charles Schwab eServi…
One thing that stays in my mind is an interview I saw fairly recently with Chuck and his co-manager saying "don't expect the fund to have the same returns it's had in the past". He was being honest about forward returns and projections. I wish I cou…
