Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Diversification is a planed effort to get back to mediocre performance, I prefer better.
Tampabay,
Are you investing in passive or active mutual funds these days?
Mona
Americans spend MORE than they earn, That's what makes investing difficult, and credit card companies profitable.
Hey Tampabay,
I too have always loved your handle!
After so many years, why a few weeks ago did you abruptly stop posting on The Ind…
I admire those of you that have been married to the same spouse your entire adult life. But number 9 I failed miserably and with no regrets whatsoever.
Good morning Junkster,
Number 9?!?!
Mona
All but two of the 14 funds at Artisan Funds, for instance, are run by managers who have at least a million bucks in their portfolios. "Everyone here has the feeling that it is their business," says Dan O'Keefe, co-manager of Artisan International …
As an aside, going to try the Cman route and abstain from posting. Yes, I know, tried this once before unsuccessfully but this time will try harder. Good luck to all.
Hi Junkster,
Please reconsider.
Mona
Trading, running, and hiking. As boring as it may sound to some, for me retirement would be focusing as much as possible on the latter two interests. That's what I have done this year more than ever before and loving every minute of it.
Hi Junkster…
http://www.marketwatch.com/story/get-the-same-stock-market-returns-with-half-the-risk-2014-06-06?siteid=bigcharts&dist=bigcharts
Since 1985, some 80% (edit: make that 75%) of my total returns have come from bond funds, primarily junk related. …
At Fidelity, you can build up a stake in RSIVX to the $100k minimum for RSIIX and then request a conversion, which does not require a TF.
Hi AndyJ,
What is the ER difference between RSIVX and RSIIX?
Mona
As to the ACA hurting more people and the media not being able to crunch the numbers:
- Worker hours cut to below 30 so ins not provided
- Companies incurring higher ins costs - pasted along to consumers
- Companies incurring higher ins costs - mak…
So...taking advantage of reduced Costco prices without paying the Costco membership fees? I find that a bit ironic
The article states "while Costco, Sam's Club and other discount stores consider their pharmacies throw-ins that help bulk up foot tra…
re Costco - They were favorably mentioned in a recent CBS 60-Minutes segment on prescription pricing. So folks would do well to check them out. Regards
Hi Hank,
I understood your post as I used to check around prior to coming to the same conclusio…
Well Mona, I was not OK. Leg glued back together, 3 1/3 inches shorter, and crippled for life. I'm sorry you didn't see my point but, perhaps. not surprised.
Well Anna, if you had mentioned these most unfortunate facts in your original post, I cert…
oh, no, Krauthammer is dim and ignorant, to be sure, but unlike Coulter he is not always and chronically stupid, and more important is not evil-wishing and blackhearted.
Darcey, apologies; perhaps you overstated it with
>> small group of u…
Nah, a foolish and readily debunked piece, like so much of Krauthammer. And of course like so many conservatives he offers no solutions, just whining. Mendacity indeed.
I'm sure you take the same view on all of Coulter's writings as you do Krautham…
Way OT here. ... But I suggest anyone with an expensive prescription do a Google search for best price. We had one where a big chain pharmacy near home wanted $140 per month for a generic. With our insurance, they were going to give it to us for …
Hi Anna,
As an after thought, you may want to read one of many good pieces written by Charles Krauthammer, as relates to the ACA. Unfortunately, Dr. Krauthammer, as 22 year old, was not as fortunate as you, do to his accident back in 1972, when he …
Hi Anna,
I'm happy to read that your leg is fine and that you did not die.
Regarding the remainder of your post, would you like me to get you Dinesh D'Souza's address so you can write him?
Mona
I think you mentioned you had a pre-existing condition. I believe that would increase your expenses, but I'm not positive and wouldn't know by how much if it does
Hi Vert,
If you are referring to monthly premiums, no. Only if you are a smoker and …
I'm one of the very few who are making out like a bandit on this
Hi Vert,
There must be many others making out like a bandit as well as being enticed to leave the work force prior to eligibility for Social Security.
That's me!!! Is there a pro…
I'm one of the very few who are making out like a bandit on this
Hi Vert,
There must be many others making out like a bandit as well as being enticed to leave the work force prior to eligibility for Social Security.
After all, my premiums have tri…
Putting your final choices into Morninstar's "My Manager" tool might be an interesting way to see overlap and overlap concentration. I don't have a premium membership with M*, but instead have access through T. Rowe Price. Your brokerage may offer …
Opened new position in RSIIX. My first bond purchase in about a year
Charles,
Which brokerage will allow entry in this share class with less than $1,000,000?
Mona
I'm not a computer aficionado, but I use ubuntu on an old Dell lap top my daughter gave me.
MikeM,
Are you familiar with this?
http://www.latimes.com/business/technology/la-fi-tn-best-buy-100-credit-windows-xp-20140403,0,6740686.story#axzz2z5VRmx…
In a conversation with a friend connected with health care, he mentioned that private systems are laying off employees while govt systems are hiring.
Hi John,
Seems to make "sense". How many actuaries do the likes of Blue Cross need now and how ma…
Hi bee,
Possibly I was not clear.
In neither case would funds go through my hands. I recently closed out a Qualified Retirement Plan - Profit sharing Plan from a small company that I had owned. This QRP-PSP was with Charles Schwab. I opened a roll…
IMHO, the ruling seems pretty straightforward
msf,
I'm glad it does to you;-)
This year I closed out a QRP-PSP (sent in my 2014 final and short year 5500-EZ) and put the money into a rollover IRA with the same institution. They handled the paperwo…
Anyone have a favorite sub-advised mutual fund?
Wellington does a nice job with VWELX, VWINX, VGHCX, VDIGX, VCVLX, VEIPX and I probably could include a few more.
Mona
Over the last 10 years or so, I have also viewed HC as a largely defensive position and have benefited greatly from this stance. Perhaps it's time to re-think that.
PressmUp,
I think it depends. A health care fund like VGHCX holds largely defensiv…
TONIGHT: My school, Gonzaga Univ. in Spokane was defeated, cremated, bullied and otherwise stomped on by the team from Univ, of AZ tonight. So many damned turnovers is what killed them. Final score: 84-61, a true drubbing. Crap.
Sorry Crash.
I a…
