Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
Since she's only named benefits in the new plan that were absent in her old plan (such as a wellness visit), it seemed fair to ask which half of the benefits of the old plan were lacking in the new plan. And whether those missing benefits mattered…
@Mona- I'm really trying to understand the issues here, and I'm not at all sure how to reconcile msf's statement: "Medically underwritten plans were not required by ACA to be terminated.", for which he gives an example (although in Pennsylvania) wi…
"You've told us how the old plan was inferior (e.g. it did not pay for mental health care)"
msf,
I see that you told us that my old plan was inferior, but I do not recall saying that. I said my plan met my needs.
Are you saying that my old plan …
"msf leads me to see that your insurance company at their option made it so you could not continue your plan"
davidmoran,
More distortion and twisting by msf. My plan was around long before the ACA. Then the ACA was born and my plan became non-ACA…
msf, thanks for adding the detail, which I trust answered Old_Joe's question to his satisfaction.
davidmoran,
"Mona, thanks very much for responding, honestly and frankly; and yes, I can see why your plan was noncompliant, as some would argue it …
>> "to comply with federal law", as noted in the documentation from the plan provider."
\\\ Yep, the govt is dictating every angle it appears.
oh, it is, it is, whatever will become of us under this tyrant?
What lameass excuse did the insu…
Howdy,
Whelp, not surprising that folks feel strongly about the ACA - considering all the bs circulated by both sides of the issue. My main problem with the ACA is that it did not go nearly far enough and was a sell out to big pharm, the AMA and t…
Mona, this might be, in part, what you are seeing:
The ACA is working. So why is the opposition to it so strong and persistent?
Anna,
I agree the opposition is strong and persistent. The midterm elections spoke volumes.
Mona
Thanks for the clarification, Mona.
Hi Old_Joe
One other important point. What I had was a PPO, which afforded me the ability to go directly to any physician of my choosing. Now, for three times the cost, I get a metallic HMO and a gatekeeper. This…
@Mona- I'm curious as to the exact meaning and implications of "a fine underwritten Blue Cross plan". That phrase would seem to suggest that some entity other than you was contributing to the costs of the plan.
It had reasonable doctor co-pays, for …
Mona writes that without subsidies, you're out of luck on costs in NYC. But she doesn't say that in 2014, NYS individual care premiums dropped 53%.
msf,
No I did not and with good reason."Good reason" - something else not stated.
I appreciate a…
Mona writes that without subsidies, you're out of luck on costs in NYC. But she doesn't say that in 2014, NYS individual care premiums dropped 53%.
msf,
No I did not and with good reason.
But what I will say is last year I had a fine underwritte…
I have tried to refrain from this discussion and I will after this post.
If one is over 55 (probably younger) and under 65 and does not have an employer group plan (me), paid mostly by the employer, has a MAGI of $50,000 or greater (even living in …
I remain a bit confused!
Over the years when I was in a 15% tax bracket, I took a number of Traditional IRAs, converted them to Roth IRAs, and paid the tax.
If Obama's 2015 budget goes through with the RMD change, does this mean I will pay tax a s…
I see consolidation in most bond funds. The past 4 weeks have found a pattern that I will call "flat". This is a real condition and although I have used and enjoy Khan Academy for various topics; I don't need the site to modify what I see in reality…
"Hey now, Tb has added to some of the discussions"
More like subtracted. I wonder if he'll ever get to the point that he can write a simple sentence in the English language? Seven words in that last one and he only got six of them right. A couple o…
Very insightful! I'm sure that never occurred to anyone else at MFO. Thanks for explaining life to us.
Hi Old_Joe
As I mentioned, it would not take long to learn a wealth of knowledge from Mr. Bay.
Mona
I didn't see any Vanguard funds mentioned at all. It helps if one reads the article.
Hi John,
Read?
Who needs to read when you can't drink Bud Light?
Mona
@Mona, The chemicals in that Bud lite are having their effect. Ghastly stuff.
Hi John,
Must be the chemicals, because it certainly can't be the buzz!
Mona
Lets go Royals, been drinking at the marina so have to take a nap...how about game 7.
You Two tough teams...up till end...
Even I could drink a case of Bud Light and not need a nap!
Mona
Second a monkey - no disrespect - can index
Precisely and the beauty is 70 to 80% of active funds have underperformed Indices. While you think that is the wrong focus, I think it is the right one.
It must feel terrific to be at the apex of the investing pyramid. The rewards must be astonding. But only a select few reach that elite position.
MJG,
Meet Tampabay. You should honored to be in his presence. He will teach you how to invest in 20% t…
I have to ask, Mona are you and the Tampa guy married or other wise a couple? You seem to know a lot about him. What's the connection?
MikeM,
There is no connection.
What do I seem to know a lot about him?
Mona
If you're drinking Bud Light you most certainly have accepted the mediocre.
Old_Joe,
You are being way too kind!
Mr. Bay can read some of the past and present reviews, but they boil down to "awful".
Notes: This beer is for the tasteless beer dr…
I had a 2009 Honda Accord 6 cylinder. Other than the insulation being a bit shy, thus a little more road noise than I expected, I absolutely loved the car!
This was the period of time, circa 2010, that the likes of Hyundai were making a big push an…
@Tampabay no one criticized the rest of the plan. Can't say I understand why bud light is more popular than Budweiser itself, or more heavily marketed.
You are correct, no one criticized the the rest of the plan. But without exception, well, one ex…
Tampabay,
This is the second board that in the recent past, where your taste buds were questioned by multiple posters regarding your affection for Bud Light.
With all due respect, I submit that you learn to like another beer, or at a minimum, do n…
Hi Ted,
Based on your post "As a rookie on the MFO Discussion Board, you need to take a step back and let us seasoned veterans lead the way", it seems like you are missing nothing.
Mona
@Tampabay: As a rookie on the MFO Discussion Board, you need to take a step back and let us seasoned veterans lead the way.
Hi Ted,
I wish you knew the "rookie" better.
Mr. Bay will lead the way into non-pure mustard gas, thinking it's garlic!
…
Added to BRK.B. NFG and TPH all stocks and RNSIX in place of DLTNX
Value Seeker,
Considering the core of RNSIX and some of the management in common, how different of a fund is it from DBLFX?
Mona
