Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
In the fund family I am in selling means I have to be out of the fund for 60 days.That's a bigger decision than I want to make at this point/Allmy healthcare is in IRAs so taxes are not a factor but if they were given distributions this year I would…
This year because of the large distributions I am ignoring seasonality and taking my distributions in cash. Some of the cash will go for taxes and some will go back in the market but I want to invest on my schedule not the mutual funds.
very disappointing article. While I could do further researchto learn something having read the article I still don't know what the bond ETF invests in and I don't know if its a global bond fund(which it might be based on remarks about investing (f…
Past performance is not encouraging for trying to picka large cap fund.. it does seem to me that buying an index fund for large cap with or without a focused fund is the way to go
Once upon a time I was in ARSLX it did not work out . At the time some folks on this site suggested Marketfield (MFPDX and fortunately I rejected. These things are particularly tax inefficient in taxable accounts and the fees are so high its odds a…
My not very profound comment is that at least in the case of a taxable large cap account the case for index funds is pretty compelling. Who wants to pay taxes on capital gain distributions especially involving short term trades
It really depends in part on your tax bracket and how close you are to critical levels such as $250k for married $200k for single. Check this link for more info on that issue http://www.irs.gov/uac/Newsroom/Net-Investment-Income-Tax-FAQs
Another fa…
Barrons has an interesting article on ETFs in which one of the panel suggests IUSB , a relatively new(June) ETF from i shares fund with much more than the standard bonds in the Barclay index (this includes high yield and emerging market denominated…
It seems to me that unless you want to take the risk of a concentrated fund the odds strongly favor having your large cap investments in an index fund.Go for active management in mid cap or maybe even better in small cap.This seems particularly true…
if you have kids under 14 living with you i don't think the risk reward favors a gun .it also matters if you are a good shot and clearly if its your first handgun i would practice
before a purchase
Excellent question Finder but I actually have an answer (which might not be so excellent) Basically to some extent I believe managers have a shorter term horizon than I do because of how they are evaluated.Therefore If I believe the Long term prospe…
I learned something from RJBs post but strongly disagree with BrianW/I have always thought SS was easy to fix and medicare hard. RJB made me think medicare is solvable . As to ss just raise the age, raise the cap (but not for employer contributions …
To move this thread in a slightly different direction I have invested in healthcare funds but not bio tech funds because I wanted the manger to make the decision on whether at any given time Big Pharma or medical equipment was better value than bio…
I sometimes watch but stopped taking it seriously when I concluded NO ONE could predict the future.It can be useful on individual stocks in the present if for example you want to know why MCD went dow today
It is not like comparing apples and oranges but the PIMCO article emphasizes bond investingand the Vanguard article is mostly about equities.so perhaps both are right.
Another vote for PRWCX if you can get in. PRHSX is a fine fund for speculation but you may want to be bolder.For cash I would consider Floating Rate(a bit bold) short term bond or ultra short term bond. For international I think I would go outside P…
I am pondering the Zweig approach(Martin not Jason) .Sell when the market (or a stock ) drops 10 or 15% (your choice) by back when the market or stock is up 10 or 15% from the bottom. It is possible to get whipsawed but at last it gets you back in …
I think at least 50% of ones bond holdings should be indexed to core holdings like Vanguard total bond Once that is taken care of the issue is how you should invest because the bond market looks challenging. I see two possibilities First consider …
I think the trend will last for awhile due to ageing baby boomers.Since the market will anticipate that event, 2020 might be a time to reduce allocation rather than say 2026 which is the year peak births turn around 75.
I understand the standard hedge fund fee to be 2% + 20% of the gains.Unless you hire the right firm the costs will kill you over time. For the managers 2 and 20 is like heads we win tales we win a lot. Not so good for the customers.
I agree with the comments about the Fox business shows. I used to watch them in the hope they would make me rich (probably overly optimistic)but that was at least 10 years ago. These days the shows are entirely political(about economic issues to be …
I confess I agree with the article .Market timing sure should not mean move 100% to cash or stocks . The record makes clear no one is good at that.Instead move from growth at this time to moderate allocation. If the move is wrong you will make mone…
I own some Gabelli Asset, the fund he manages. The expense ratio is VERY high. Until recently he has outperformed. In this year quite a bit of underperformance
As a shareholder in Fidelity OTC ia m quite aware its mostly in tech but I also believe that almost no one who invests in this fund is unaware of the overweight.
Looking at the current thread on CNBC it appears people are not interested in financial porn like CNBC (I don't mean MFO of course) Therefore perhaps the title of this thread should be better dead than read. I know these days I read financial m…
This is the way Congress acts
http://www.washingtonpost.com/blogs/post-politics/wp/2014/08/26/congress-wants-to-keep-burger-king-from-having-it-their-way-on-taxes-but-cant-agree-on-how/?tid=hpModule_ba0d4c2a-86a2-11e2-9d71-f0feafdd1394&hpid=z10
Glad to see that people did not criticize Buffet. It seems to me that inversion isa serious issue but I don't see Buffet being a hypocrite. This is Congresses problem and any politician who complains ought to submit a bill preferably bi-partisan s…
I wonder if there is another factor . Loss carryover from 2008 is pretty much over and I know that I was upset this April when doing my taxes revealed that my capital gain distributions were so large i owed a good deal of money. Even though my activ…
To avoid index funds because of a bear market one would have to find a manger good at market timing .Do they exist? Another way would be to rebalance into more bonds and cash/.A third way would be to buy a more conservative fund after selling an ag…
Its a nice chart and informative but if I had 30 secs I would say that the difference between holding 100% stocks and 80% combined with bonds and money market funds will be very little over time and you will have fewer really bad years which could/…
