Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
He was on a episode of the Compound with Josh Brown and Michael Batnick. I was super impressed with Grantham and his ability to speak intelligently about markets, the past, future estimates. But I still can't get around how poorly he's navigated…
Jeremy's next big prediction after getting the real estate fiasco correct was to begin heavily divesting from us markets and focusing on emerging markets. He has basically reiterated that stance for 15 years. since then, emerging markets have been…
Jordan is such a good writer and his podcast is pretty good.
This phrase gets a chef's kiss "don’t confuse precision with purpose."
I've been working on helping my parents feel comfortable withdrawing and the struggle is real. They are like w…
I'm done with all that nonsense. I bought a good chunk of GME at 60 bucks on a friday and then bought again that monday at 90. I'm not that guy but I was pretty convinced that thing had a firecracker lit underneath it and the sentiment around it…
most active equity funds (especially large cap funds) have kind of become closet index funds. So its a race to the bottom of fees to provide any meaningful alpha to shareholders. Which is good in some ways and bad in others. fund managers don't…
thats a issue. i've explained, here, my experience with my coworkers asking questions about their 401k and having no idea what to do. And it was rampant. If they can't understand how a mutual fund works, how on earth are they going to understand…
I taught FPU for a good while and after working with people for those good number of years, I feel confident in saying that car payments might be the #1 wealth killer for middle class americans. and I made that declaration 7-8 years ago! Today it …
my guess is the move from defined benefit to defined contributions have tremendously hurt the PE world.
I read that 88% of pensions invest in PE at an average allocation of about 14%. and the amount of assets available to pensions has been …
the reason for classes is because they are sold in different ways and the fund companies want to keep track of that. fees to advisors, marketing fees paid to broker houses, intermediary fees, etc. sometimes the way a 401k/403b is constructed, th…
David Stein (Money for the Rest of us Podcast) stated that its not a great time to be investing in PE.
- fundraising has slowed tremendously
- there are tons of PE firms that can't sell their firms due to various reasons
- tons of liquidity pro…
listening to a podcast yesterday and the guy was only in favor of it in 401k's as part of a target date offering like the state street + TDF's.
he justified its use by saying pension funds buy a ton of private equity and the 401k removed a lot of…
on a podcast the CEO of CG stated that there technically is no correlation to at least the initial ETF's they released. CGGR, CGUS, and CGDV. he said they are all slightly different strategies.
I think in large part, this is the industries answer to combating index investing (and by proxy the immense discounting that is going on in the mutual fund ETF world as it pertains to expense ratios). They are going to make this seem like such a gr…
I don’t trust most fiduciaries. Just because someone holds that title doesn’t guarantee they’ll act in your best interest—or that their advice is good. Yes, it’s better than working with someone who isn’t obligated to prioritize you, but it’s far fr…
i say it like this....i have reason to believe that the US will likely cumulatively outperform the rest of the world for the rest of my life. but i'm not 100% certain. i'm 80% certain. so I allocate the other 20% to international stocks.
I would normally say, hold off and let it build some AUM first, but CG has a decent track record enough to jump in on a 1 yr old ETF. in 1 year its slightly underpeformed its index.
I used DFA international Core in a 401k and when I left that c…
Went to Kiplingers to check out current top 25 fund list and found a mistake.
From Morningstar the 5 and 10 year returns for BEXFX are 3.39% and 4.52%. On the website for Kiplinger 25 funds, 5 and 10 year returns are shown as 14.6% and 10.8%. I …
My teenage/adult children have UTMA's at Vanguard and the site for ages has been an absolute nightmare...getting help (i didn't need it much) was a nightmare as well.
But when Salim first said they were revamping I thought it might be the perfect…
for me its about liking the type of stocks that pay a dividend vs investing in them BECAUSE of the dividend. the dividend is just the natural outcome of investing in older stable companies. reinvest them if you don't want them.
it was also a mu…
to be frank, i don't think people starting out are looking for magazine subscriptions but I do get it. But I also recognize that Robert Kyosaki has helped a lot of people change their mindset on money, finance, and investing even though RDPD is a …
"in 2004 they released their Kiplinger 25. their top 25 mutual funds. they update it from time to time. only 1 bond fund still is in the list from 2004. none of the other 24 survived. most funds don't even last 5 years on the list. how useful is tha…
Bogle praised Danoff in common sense investing and his work with contrafund. the guy who taught me about investing was a american funds wholesaler in the 80's and early 90's. he said the biggest thing to remember is that all of these long time fu…
when this article came out, someone brought it up in a investing facebook group i'm a part of. the person was like why not just invest in a group of these! a few months ago in the same group someone queried if they had. they had and they basicall…
My parents have a slug of american funds in a capital group 403b. if I take their 25 years of investing in it and compare that to a risk adjust index portfolio its basically cost them about 100bps a year. some of that is because they are in R2 sha…
While I'm not much of a fan of American Funds since they became so large and FD came around, I do appreciate their management style and the ability to hover around their indexes while reducing risk in many instances (usually by including 8-15% inte…
The Legal List idea is kind of outdated now. It was replaced in most jurisdictions by the Prudent Investor Rule, especially after the Uniform Prudent Investor Act was adopted by most U.S. states starting in the 1990s. As Modern Portfolio Theory bec…
The Legal List idea is kind of outdated now. It was replaced in most jurisdictions by the Prudent Investor Rule, especially after the Uniform Prudent Investor Act was adopted by most U.S. states starting in the 1990s. As Modern Portfolio Theory bec…
I think the White Coat Investor's target market is not us. Its doctors and good gravy many of them need the help in the world of investing. anectodatally i know a few that a a 800 dollar course may have saved them millions. the one i'm thinking…
Somewhat off-topic, but there seems to be some selective price gouging going on out there. BoarsHead cold cuts should not be ~$17/Lb, for example. But they are.
We speak with our wallets, and some of us are either doing without or cutting back. …
the question would be what was their PE during real identified bubble periods...a bit mroe difficult to likely extrapolate.
I think technology has likely changed the markets and how bubbles are corrected. I obviously am not sure what that will …
@a2z:
You are taking a very slim part of the hour-long interview and seizing on it for a political rant. Your linked video belongs in OT. The problem here - you are distracting and detracting from the excellent content of the Ritholtz / Bernste…
One of my favorite documents to share with young investors that Wiiliam Bernstein published:
https://etf.com/docs/IfYouCan.pdf
I was the old guy in our department (early 40's) and a few of the younger 20 somethings asked me one time if i went to th…
testfolio is great and he adds new updates seemingly weekly.
PV really had that market cornered. I gladly paid 7 bucks a month but they bumped it to 30 and i was like yeah ok nevermind.
I fit Jared in the Grant Cardone camp of guru kind of. He's a smidge more down to earth, but these guys can't even fathom the 9-5, W2 worker lifestyle. Jared kind of tries though. but he is very much a "you have to look the part" guy. I think t…
Thanks.
It's good to hear Bengen.
His 4% initial w/COLA is a good start, or a good benchmark.
But there are many approaches - variations of Bengen's, dynamic approaches, increasing equity gradually in retirement, % withdrawals with or without re…
Again, OAKMX is a 5*, LCV fund that tracks well vs the S&P, beating it by 2% over the past 3 years, by 5+% over 5 years, trailing it by a measly 0.5% over 10 years, and beating it by 2% over its LFE.
I don't diss funds that do that, especial…
I owned it for about 8 years in a advised account until bailing in 2021. It was bad for those 8 years. went to a factor based international fund (to match my 401k) and never looked back.
my old roommate invests in 2 country based international funds. Israel and Poland. he's sworn to me for over 15 years I need to do so as well. Its basiclly matched a international index.
I personally use AVDE and AVEM from Avantis since 2021. …
