Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
I am apart of a small group of people I got my business degree with. We largely talk investing and there was a big ARKK proponent in the crowd so to speak. So much so I got in May 2020 but got out mid 2021 when I wanted to move stuff around and la…
So I use M* through the chicago public library. I got a digital card by just signing up (i live nowhere near chicago ) and can use some sort of premium package that way (largely the things that are blurred when you just go there are not blurred any…
at my last gig, one of the younger people in my dept asked me if i went to the 401k meeting and if i understood anything that the guy said in the whole hour. I told them I didn't and gave them that simple "if you can" pdf thats out there by bill be…
My parents have an advisor who is about to retire. he said he'll take care of them for as long as he's alive (my father is clergy and helped him through some losses) so thats nice but he's 5 years older than my parents!
I know what they are inves…
Its a bit ridiculous. I was conversing with a few friends who are advisors and they were talking about how they are spending a lot of time helping their clients try and even begin to understand these products. and not because they want them to bu…
an advisor friend of mine was talking about how great these buffer products were for their clients. They use innovators but I'm like the outcomes since these became things have been awful. the 2020's have given us +18/+29/-18/+26/+25 market retur…
once the car is under 10k in value, i remove comprehensive. I always keep uninsured provisions in. your health insurance if it finds out its a car accident will want to know whose insurance should cover it.
IMO in the large cap space, i'm going to stick with the indexes. even if i'm goign to tilt one way or another.
I used to be DFA in a 401k but switched to AVUV when I left that job and feel its prudent to tilt small value.
RE: SCHD, I apprecia…
there are a few coworkers I know who have taken their 401k's to settlement funds largely fearing the end of democracy is nigh. one was concerned I wasnt' concerned. I was like didn't you do this in 2016 too? they said yes. I said you realize that…
JEPI was advertised pretty heavy on Morningstar, Bloomberg, CNBC in 2021. and then 2022 happened which sent inflows to the moon on this thing. /investing on reddit had gobs of 20 somethings building JEPI/SCHD heavy portfolios which was interesting…
The 401k is responsible for more millionaires than any other way of investing IMO. how companies manage their offerings is so different. Prior to the aforementioned gig, I along with the business owners son was tasked with finding a new plan as we…
There has to be a happy medium. allocations in defined benefit plans are too risk averse for the young worker. (this is changing I read where allocations to stocks in many state plans is growing. what was once the norm (a 30/70 stock/bond alloca…
I'm not sure a heavy LCG is super prudent but its understandable why someone wants it. Return isn't everything but I'm kind of the mind that if people are tilting LCG its largely return related. therefore prefer a LCG index compared to products l…
@mskursh.
"... the surviving focus/select funds that exist today or have long track records are standing on the corpses of many that have gone extinct..."
ouch.
"Standing on the shoulders of giants" is a metaphor I've embraced for years.
But cor…
I think it would also be fair to say that the surviving focus/select funds that exist today or have long track records are standing on the corpses of many that have gone extinct as with most of the mutual fund industry but probably even more so when…
i've got a bit of hodgepodge as I only have so many options in various accounts.
HSA - its at one place and use ETF's (I use an IShares allocation etf)
Roths - these are 7 funds in total (my FIL opened my wifes first IRA a long time ago and ther…
American Funds issues of the last 15-20 years was largely due to fund size making them giant closet indexes. These ETF's have a ton of room to run and I've always been a big fan of their management process. I likely will forgo investing in them b…
YBB,
Why bother buying and holding any index of small or mid caps? Tech companies go public these days as near large caps. So, very little growth potential left while in these indices. Seems like loss potential to zero and limited upside for comp…
What do the seasoned investors on this board think of capital groups ETF’s as a whole? But In particular, CGUS, CGDV, CGGR?
I’ve never invested in Capital Group funds until they entered the ETF market. I currently hold double-digits in CGUS and C…
CG will always stick up for advisory services. its what got them to where they are today.
I don't like any of their underlying equity products but they are great allocators in their allocation products, have really listened when it comes to expen…
I don't like it. Its one of those funds that doesn't pay off the amount of risk you take. Overall I believe large growth is tough to outperform even on a risk adjusted level. especially using expensive funds. (2% outperformed the LCG index over t…
