Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.
YYB,
A quick update on a different but somewhat related matter.
Since this will be a short thread, I hope you are OK my posting here about interest holiday on credit card charges to keep earning interest elsewhere on the deferred payment.
The cr…
@WABAC,
If my memory is right, I thought TRP ETFs are semi-transparent. Do you by any chance know if TCAL is fully transparent?
TCAL volume today is 14K. I did not check its launch AUM.
Edit: The newer TRP ETFs are transparent, while the olde…
What caused them to change the mandate? I would not have thought there would be meaningful impact for Ultra Short. Are they trying to compete with MM ETFs?
Is the small bump up in stock prices the only reason for a good bump up in Bull- Bear Spread vs last week? I do not see any improvement in any of the concerns, except getting closer to April 2.
Investors themselves are responsible for the bump up …
"[M]edian home for sale in the US ($124k) is 57% higher than the current median household income ($79k)."
As a first time home buyer, I was told that I should expect to pay three times my annual income.
I will need some money in SGOV at Schwab taxable to buy things in after hours and not incur margin interest.
I will need some money in SGOV at Schwab IRA to buy things in after hours.
I do not expect to have meaningful cash in Fidelity taxable.
Just an FYI - Tesla Europe sales were down 10 of the last 12 months.
Fundamental investors have never invested in Tesla for as long as Musk has been its CEO. Telling fundamentals to its stock investors has been a futile exercise.
Edit: https://…
Hi Rick,
The same issue is not present on the USFR buy order. SGOV is fine.
I do not have anymore USFR at Fidelity. The same issue is not present at Schwab where I had some leftover USFR shares. SGOV has been my preferred MM equivalent ETF ever…
Thanks for the information.
Does anyone know why Fidelity now only allows one to cancel USFR sell orders but does not allow one to replace the order?
I wanted to go from a limit order to a market order, I had to cancel the existing limit order an…
@Edmond,
At which brokerage company did you open a new position in PRWCX?
Trying to understand the context of opening a position in PRWCX (not the best fund to express a bullish reversal) upon sensing a tradable bottom, what is your target effect…
Thanks Guys. Good info.
@sma3,
If Fidelity also has an internal Advisory Service, it would be good to know what type of sweep funds they have access to for their clients.
@msf,
I request that you quote my entire post which is a single thought and let readers decide if my assessment that “I would trust USPS over TRP for service reliability” is off base / not useful . Please do not edit my posts you quote or present…
I was recently notified by USPS Informed Delivery that a letter from TRP will be delivered. When I did not receive the said letter, I contacted TRP which said in writing that no letter or document was sent from TRP and that USPS must be making up n…
If anyone has the total US equity Cap, which would include privately held companies, please post. I saw a $14T for private companies.
The $93T in OP is different from the info here -
https://siblisresearch.com/data/us-stock-market-value/
Not t…
Thanks, Rick.
I hope for the country’s sake the Dem leadership are working on their Project 2027 and 2029. The knock on them is they are perceived as secretive and not having similar firm policy pronouncements ahead of the elections is not going …
Hi Rick,
IMO, people's assessment of cause and effect are backwards in this case.
Trump agenda (succeed or fail) points to a weaker dollar. I expect USD to be lower three years from now. For a society addicted to catchy phrases (so they do no…
Rick,
You are close to the subject matter expert we have here and so help us understand.
How would having a separate CBDC (Central Bank Digital Currency) help in getting away from USD?
Both EURO and USD are already mostly 0s and 1s. China said…
. . . FOTUS is practically begging the Fed to lower interest rates in the hopes that would 'offset' any increased costs incurred by his tariff follies.
Hi Rick,
Begging was / is conveyed through Scott Bessent during Powell's weekly meetings and t…
Once a product is out in the market place for sometime, I normally do not read the prospectus to learn about the product. To me, no point looking past the evidence. I just keep staring at the evidence until it sinks in. Disclosure: I have not owned…
YBB, It was smart for him to give up the Supervision role. When you know you will not be allowed to be effective, then no point to wait to prove that thesis. Better to conserve energy and focus where one can be effective.
It is not like if there…
Interesting that Michelle Bowman voted for the cut. As I said before, she is doing all the right things to become the next Fed Chair. Good for her.
Here you go -
https://www.bloomberg.com/news/articles/2025-03-17/trump-taps-bowman-to-be-fed-s-t…
@hank,
I was only trying to help you with your following comment to a2z - “I’ll try to refrain from posting day to day market changes. I feel it helps me stay in touch with different asset classes. Apparently it’s of little value to you or most.” …
@hank,
Just a thought.
If it helps to internalize by writing things down but do not want to post, then you can make a post but not submit. You can save it as a draft until the next day. When the new marks come in you can repeat the process.
…
PIMIX holdings are disclosed every month which I think is more frequent than many other mutual funds can claim. In broad strokes, it is possible to tell how the fund is positioned on the date the holdings are disclosed. A desire for any further mi…
PIMCO markets very well to institutions. PIMIX is held by corporate Treasury departments where mandates allow. Then there are DB plans and State pension plans.
Only MFO members think the world will stop if they do not permit.
YBB, do we have a …
It is very simple. The question I ask myself is, would I ever want him to be my boss when I was working. The answer is, absolutely not. Why would I want him to be in a position to dictate the direction of my country. I will vote for a donkey con…
@WABAC, I am surprised you want to spend your time to find out if it was a mistake and fix it. I would let them send you a letter and I am guessing if it were their mistake, they will adjust from future payments if they are not able to reverse the…
Great. I will look for them.
Sure there has been demand destruction for this sample size of one family. I have not bought eggs in nearly two months. First, I could not find them in stores, which broke our habit of eating them. Then, when I saw …
All of a sudden I see a lot of posts and media coverage about tax cuts. Not sure who is following whom: media and people. But always a few steps behind the political and business leaders. You want to play your leaders’ game, play the long game.
…
The stop gap funding bill does not include tax cuts which do not expire until the end of the year.
Our ability to get easily distracted, not to mention our eagerness to make excuses for them, is how politicians own our ass.
Anyone residing anywhere can donate to a politician from any State.
I do not donate to politicians but I will send AOC money if she runs against Schumer. On his performance in the past 48 hours alone, he must go.
Did Schumer really not know that yesterday?
I hope he is happy with his ability to add to societal uncertainty and market volatility. Not sure what he accomplished, except fund raising in the last 24 hours. In after hours, Markets closed higher …
Great. I will look for them.
Sure there has been demand destruction for this sample size of one family. I have not bought eggs in nearly two months. First, I could not find them in stores, which broke our habit of eating them. Then, when I saw …
Below is the first two job experiences of the author on LinkedIn-
Experience
Founder and Portfolio Manager
Unison Advisors LLC
May 2005 - Present · 19 yrs 11 mos
Quantitative multi-asset portfolio management for institutions and individuals.
Colu…
I rarely ever read articles but decided to read this one. I usually do not look at the author's name or credentials but this one made me look for those.
https://www.linkedin.com/in/nir-kaissar-a1852851/
That opinion piece gives me the impression…
