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Here's a statement of the obvious: The opinions expressed here are those of the participants, not those of the Mutual Fund Observer. We cannot vouch for the accuracy or appropriateness of any of it, though we do encourage civility and good humor.

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Jan

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Jan
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  • Thanks for your time and information!
  • OK, so since I can't say I will never withdraw from a brokerage CD, I will transfer them from the 401k to a Bank IRA. I will make sure all CD are call protected I don't quite understand the 3 month to 1 year rates holding up better and building th…
  • Admitting that I have a lack of knowledge, I decided to hire an advisor who was recommended to me by a couple of friends who have used him for many years. I pay him by the hour and he is charging me 3 hours which I feel is reasonable. I am 71 and w…
  • You are correct. A brokered cd has to be sold to the secondary market and there is no assurance as to how long that could take as stiller explained. Also I’m not sure but I’ve heard I would have to pay a brokerage fee which I wouldn’t have to in a …
  • Firstly, I have both a savings account and IRA with Ally. I did not realize the IRA was not through their brokerage dept. That is good news as far as I am concerned as it is basically the same as a bank CD meaning I won’t have to deal with selling i…
  • I must admit investing in gold and or silver doesn’t seem to make sense. I’ve seen videos of high profile investors (Schiff) swearing by it but I can’t grasp it’s usefulness. 1. Gold doesn’t seem to have done much in the last decade especially when…
  • Our Social Security benefit is 55k per year. Home is paid off and no debt. We live pretty frugally - pretty much homebodies (boring you could say). I have just started to calculate how much we will spend including Medi-Care, taxes etc. We have n…
  • Thank you for the information! But that leads me to another question: There are only 2 companies that have a higher rating than US Treasuries - Microsoft and J and J. From a chart shown in the link below, MS outperformed NASDAQ by 73% and large caps…
  • Vintage, Although certainly not in all cases, I find davidmoran's attitude rather typical of liberals - they simply cannot understand the fact that not everyone thinks the same as they do! Why is it so hard for them? They are the self proclaimed "…
  • Totally agree Vintage pertaining to media news.
  • Thanks Maurice.
  • Thanks Ted - intriguing. I hope it's available in our brokerage funds.
  • Yes, the company I work for does provide the Fidelity Brokerage service and there isn't an additional fee. I just transferred my other rollover IRA's from previous 401's over to Fidelity so I will have all funds centrally located and have access to…